Dont meet income guidelines for I-184,savings??

[juliemcmillan 0]

Hi all,

well,here I go,I dont meet the income guidelines to sponsor my Scottish husband on the I-184 affidavit.I only earn 12,000 USD,and am on disability.I understand we have to make up the difference on the poverty guidelines,and x it by 5.....so,can we count savings my husband has,of about £ 15,000 pounds,and if we can count this,should we transfer this to my US bank account,so its in USD???Help....I am freaking out here,as there is NOBODY who can be a co-sponsor,but we do have savings....will this be acceptable to make up the lack in my income????Please help!!!!!A.S.A.P!!!!

Edited October 24, 2012 by juliemcmillan

[bsd058 296]

Hi all,

well,here I go,I dont meet the income guidelines to sponsor my Scottish husband on the I-184 affidavit.I only earn 12,000 USD,and am on disability.I understand we have to make up the difference on the poverty guidelines,and x it by 5.....so,can we count savings my husband has,of about £ 15,000 pounds,and if we can count this,should we transfer this to my US bank account,so its in USD???Help....I am freaking out here,as there is NOBODY who can be a co-sponsor,but we do have savings....will this be acceptable to make up the lack in my income????Please help!!!!!A.S.A.P!!!!

You can count assets owned by you or him (but only income that will be earned in America or that will continue to be earned from the same place after he moves). He does not need to transfer his assets over to you. If he has other assets he owns, he can have them appraised, and they will also count toward the poverty guidelines.

Question: you're only getting $1,000/month from disability and are not receiving any other income? I just want to make sure I understand you correctly. Thank you.

[juliemcmillan 0]

Yes,only 1000 a month from disability,and NO other income,although he does have savings that would make up the income difference,I just didnt know if we could count his savings in my calculations of total assets.Do I make sense?

[bsd058 296]

Yes. Perfect sense. You may use his assets in your calculation to make up for the difference in order to meet minimum guidelines (as long as you divide the total amount of assets by 3).

Please see: http://www.uscis.gov/files/form/i-864instr.pdf

Under section 29, it reads:

"If you are a U.S. citizen and you are sponsoring your spouse or minor child, the total value of your assets must only be equal to at least three times the difference."

Edited October 24, 2012 by bsd058

[juliemcmillan 0]

Yes. Perfect sense. You may use his assets in your calculation to make up for the difference in order to meet minimum guidelines (as long as you divide the total amount of assets by 3).

Please see: http://www.uscis.gov/files/form/i-864instr.pdf

Under section 29, it reads:

"If you are a U.S. citizen and you are sponsoring your spouse or minor child, the total value of your assets must only be equal to at least three times the difference."

Only 3 times the difference???not 5???thats good,so I calculate what I am lacking to make the income guideline,and x it by 3 correct??that is the amount we would need to have in savings?

[bsd058 296]

Only 3 times the difference???not 5???thats good,so I calculate what I am lacking to make the income guideline,and x it by 3 correct??that is the amount we would need to have in savings?

That's what it shows in the instructions.

I view it slightly differently from you, though. I know that technically it is the same, I just prefer to think of it this way:

You calculate your income first, which is $12,000.

You then know how much you must make up. Let's assume you're in one of the 48 Contiguous States or are in DC. The poverty guidelines are $15,130 for a household of two (found here: http://aspe.hhs.gov/poverty/12poverty.shtml). You must meet 125% of these poverty guidelines as per the instructions under "How is This Form Used?"

This means your income must meet $15,130 x 1.25 = $18,912.50.

Since you already have $12,000, you need to make up for $18,912.50 - $12,000 = $6,912.50.

This means, you must have $6,912.50 x 3 = $20,737.50 in assets to meet minimum requirements for the affidavit of support.

Edited October 24, 2012 by bsd058

[bsd058 296]

This help?

[Penguin_ie 5,996]

You should be ok- it may even count if left in the UK, the US embassy in LOndon is very lenient. But as he will likely move the money when given the visa anyway, may as well do it beforehand and be safe.

15'000 GBP is about 24'000 USD, and as you need three times as much in assets as income, counts for 8000 USD, so that should bring you over the poverty line, but not by much. If he has anything else he can add, to bring you comfortably over, that would be great, but like I say, London is lenient so you should be ok, especially if he has a trade or good education and likely able to get a job once in the USA.

[juliemcmillan 0]

This help?

Yes,it certainly did help.....now we're just getting our ducks in a row,so to speak.