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rebeccajo

Another credit/credit card question

By rebeccajo in Moving to the US and Your New Life In America

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rebeccajo Grand Master

rebeccajo   14

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Filed: Other Timeline
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Wes has a credit card application he's working on. One of the questions is are you a US Citizen or Legal Permanent Resident.

When applying for credit is this a normal question?

What sort of other information have any of you had to reveal? Do they ever want the A number or any other of your 'immigration' markers?

And if so, is it really safe to give them out?

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Kez/JWolf Mentor

Kez/JWolf   6

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I was not asked on the forms I filled in for my Credit card if I was a citizen or not....

I would not give any of his immigration numbers to anyone they dont need then as they have no way of checking his status...

Any word yet on the name check?

Kezzie

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Lou Lou Proficient

Lou Lou   1

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Filed: Citizen (apr) Timeline
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Never been asked those questions. If they did, I probably wouldn't get a card from them on principal.

Met the ole man in January 1998

Jan. 2004: K1 visa issued ~ April 2004: Got on a plane ~ Nov. 2004: GC in my mucky hands ~ Dec. 2006: Received 10 YR GC

September 2008 - US passport delivered!

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Widge Collaborator

Widge   0

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Filed: Lift. Cond. (pnd) Country: United Kingdom
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When I applied for my bank account/credit card (in person) at the bank I had to show my green card - part of the patriot act I believe to establish my right to be here and have a bank account here reference money laundering etc.

LifeacrossthePond

Removing Conditions (here we go again)

July 27th I-751 sent to Nebraska

July 30th USPS delivered

Aug 22nd check cashed

Aug 23rd I797C received - case been transferred to California

Aug 29th Biometrics Appt Letter arrived

Sept 12th Biometrics Appt Pittsburgh

Sept 24th email notice of Approval - card ordered !!!!!!

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rebeccajo Grand Master

rebeccajo   14

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When I applied for my bank account/credit card (in person) at the bank I had to show my green card - part of the patriot act I believe to establish my right to be here and have a bank account here reference money laundering etc.

Yeah the Patriot Act is what I was thinking too.

Did you just have to show them the card or did they make a copy?

For those of you who want to know....this application is for a Discover Card.

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Lou Lou Proficient

Lou Lou   1

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Filed: Citizen (apr) Timeline
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When I applied for my bank account/credit card (in person) at the bank I had to show my green card - part of the patriot act I believe to establish my right to be here and have a bank account here reference money laundering etc.

Yeah the Patriot Act is what I was thinking too.

Did you just have to show them the card or did they make a copy?

For those of you who want to know....this application is for a Discover Card.

I got my Discover card with no questions asked via the mail in form. Is Wes doing the same?

I'm pretty sure having an SSN or GC to open a bank account isn't a requirement under the Patriot Act, but the majority of banks are insisting on it. It may be more to do with the IRS on interest bearing accounts. I don't know why they spout the Patriot Act. Perhaps ask them to point out where in the PA it states this? I opened my account without a GC or SSN through Charter One, now Citizens.

Met the ole man in January 1998

Jan. 2004: K1 visa issued ~ April 2004: Got on a plane ~ Nov. 2004: GC in my mucky hands ~ Dec. 2006: Received 10 YR GC

September 2008 - US passport delivered!

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Mrs.J06 Community Regular

Mrs.J06   4

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Filed: Country: Germany
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I was asked for my SSN when my husband added me to his credit card contract. They told us if I wouldn't give my SSN, no credit information would be forwarded into my "file".

Since building credit was the purpose of adding me in the first place, that's what we gave them, but no information about my immigration status was asked for. We didn't even have an AOS interview scheduled then.

Good luck!

Conditional Permanent Resident since September 20, 2006

Conditions removed February 23, 2009

I am extraordinarily patient,

provided I get my own way in the end!

Margaret Thatcher

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mawilson Grand Master

mawilson   2,133

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Filed: Country: United Kingdom
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When I applied for my bank account/credit card (in person) at the bank I had to show my green card - part of the patriot act I believe to establish my right to be here and have a bank account here reference money laundering etc.

I opened my WaMu bank account with a foreign passport and no SSN.

No problems and no questions asked. Patriot Act my foot.

(They still don't have my SSN, BTW!)

Becca -- I believe the Bank of America asked me for my A# number

on their credit card application (which was denied anyway - insufficient

credit history.)

biden_pinhead.jpgspace.gifrolling-stones-american-flag-tongue.jpgspace.gifinside-geico.jpg
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luv2teach77 Community Regular

luv2teach77   41

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Filed: Citizen (apr) Country: England
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Besides the usual address, name, D.O.B and social security details etc.. I have been asked if I am a legal resident or a citizen on applications but that is as in depth as they have got.

I wouldn't give out any numbers besides my SSN if I were you.

Mark :)

Our Full Timeline From K-1 Application through to Receiving my Green Card

Timeline Summary

11/30/2007 - I-751 Mailed to Nebraska

12/28/2007 - NOA Received (application has been forwarded to California)

01/09/2008 - Biometrics taken in St. Louis

03/27/2008 - I-751 Approved, 10 Yr Greencard in the mail !!

12/20/2016 - N-400 mailed to Phoenix lockbox

01/17/2017 - NOA Received

01/25/2017 - Attended biometrics in St. Louis

09/29/2017 - Received I-797C notice dated 09/27/17.  Interview Scheduled for November 6th @ 8am

11/06/2017 - N400 interview in St. Louis.  Approved !!:jest:

02/05/2018 - Notice of Oath Ceremony date received.  March 1st, 2018 @ 8.30am

 

"Though miles once lay between us, we were never far apart, for true love doesn't count the miles, it's measured by the heart"

Check out our website - "Our Journey Together"

View Our Online Photo Albums - "Mark and Debs' Webshots Albums"

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Yodrak Veteran

Yodrak   7

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Filed: Timeline
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rebeccajo,

In my experience, as other posters have also written, that question is unusual on a credit card application.

For my wife's first couple of credit cards we specifically chose applications that did not even ask about her employmetn or income, but instead asked for household income.

Yodrak

Wes has a credit card application he's working on. One of the questions is are you a US Citizen or Legal Permanent Resident.

When applying for credit is this a normal question?

What sort of other information have any of you had to reveal? Do they ever want the A number or any other of your 'immigration' markers?

And if so, is it really safe to give them out?

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rebeccajo Grand Master

rebeccajo   14

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Posted (edited)

Thanks for the replies. We really appreciate it.

I guess I don't mind the question about the whether or not one is a citizen. I think it's a bit much for a credit card app but I guess all lenders are different.

I was uncomfortable with the thought of disclosing the A#. Everyone's input on this has helped me figure out what we should do.

I do remember, about 20 years ago, requiring a gentlemen to let us photocopy his greencard for a mortgage. But that was a mortgage (not a credit card for pity sake), and even then it was only required at closing. We didn't require the card just to process the loan but we wanted it to give him the money!

Edited by rebeccajo
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