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I was recently approved for a best buy credit card account. I was also approved for a Capital One account. I have seen these services that monitor your credit and give you a monthly report. Are these services any good? Do they give you a report of all 3 major bureaus? Which one of these do you recommend?

Thanks.

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Posted

It is good idea if you prefer to monitor your credit reports 24x7. Using credit reports, you would able to see if someone has put any collection, open new credit card, etc etc. It is good for security.

But it is up to you, whether you really want to watch your reports all the time, or dont have such serious risk. By the law, you can get free credit reports every year from https://www.annualcreditreport.com/cra/index.jsp

If you want to sign up for monthly credit reports, then you may sign up with Amex Credit Secure and your bank may be offering the same product, and see who has better pricing.

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