Opening Joint Savings Account With Fiance

[RichF 13]

Hi Everyone

I am travelling out on the 25th Dec to spend 2 weeks with the future wife.

We are planning on opening a Joint Savings Account and I have a question.

I am planning on taking a chunk of my savings with me to put into the account.

However i am worried that by bringing a considerable amount of money with me ( $5k) the CBP officer will immediately assume i am planning on staying and refuse me entry.

I am taking a letter from my employer to state my return to work date and also a copy of the lease agreement for my car which states the date the length of the agreement.

Can anyone advise on any other advice.

Cheers

Rich

[Harsh_77 718]

Hi Everyone

I am travelling out on the 25th Dec to spend 2 weeks with the future wife.

We are planning on opening a Joint Savings Account and I have a question.

I am planning on taking a chunk of my savings with me to put into the account.

However i am worried that by bringing a considerable amount of money with me ( $5k) the CBP officer will immediately assume i am planning on staying and refuse me entry.

I am taking a letter from my employer to state my return to work date and also a copy of the lease agreement for my car which states the date the length of the agreement.

Can anyone advise on any other advice.

Cheers

Rich

If you bring $5k than you should be ok. If questioned you can always tell the truth and let officer know some of the money u will be leaving in your joint account.

Edited September 7, 2012 by Harsh_77

[natalieblake 0]

i would look up the entry rules on the country's government website but usually under 10k is not counted. you could just be going for an all out 5 star visit with shopping for all they know

[RichF 13]

i would look up the entry rules on the country's government website but usually under 10k is not counted. you could just be going for an all out 5 star visit with shopping for all they know

Thanks.

I guess im just been over cautious. 19 weeks apart is a long time and i dont wanna be turned around by CBP

[lynndy38 64]

I thought you had to have a social security number to open a joint bank account in the US??? :wacko:

I would be interested in how your process goes OP,good luck and have an awesome christmas together!!!!

[RichF 13]

I have an existing account with wells Fargo opened whilst on an internship.

Have a SSN already so that shouldn't be an issue.

Thanks for your kind words

[cathy2904 97]

I thought you had to have a social security number to open a joint bank account in the US???

I think it depends on the bank. I didn't need an SSN to be added to my husband's account with Bank of America.

Edited September 8, 2012 by cathy2904

[kiwi lass 2]

You need a SSN to open a joint account! Or else it's impossible to make a joint account! Better yet, you could just leave you're money in an account you have at home, and use a card to withdraw funds out from here...

[Teddy B 17,252]

You need a SSN to open a joint account! Or else it's impossible to make a joint account! Better yet, you could just leave you're money in an account you have at home, and use a card to withdraw funds out from here...

By law a person does not need an SSN to open a bank account. Some banks do require it though. Most of the time a bank employee will tell you that you need an SSN simply because they don't know any better, if you ask the employee to check with the manager usually they will find out that you don't need an SSN. It's easy enough to find a bank that doesn't require an SSN, just keep looking til you do.

Edited September 26, 2012 by Teddy B

[Kathryn41 3,205]

I didn't need a SSN when my husband and I opened joint accounts with Bank of America. I had to provide them with my SSN when I got it, however. The OP already has a SSN so that won't be a problem. Bringing in $5,000 won't be an issue. You have to declare any amount of $10,000 or greater that you are transporting or arranging to be transported - there is a special form for that. Also, be aware, that when you move to the US you also have to disclose any foreign accounts that have more than $10,000 in them. You don't have to pay tax on it, but the US government wants to know about it as part of their anti-terrorism activities. There is a special form for that as well.

Edited September 27, 2012 by Kathryn41