Scary experience at the bank

[No-Where-Man 147]

They did the same with me at Chase and 5/3 bank, they took a copy of the social and my GC

Just remembered, they did make a copy of her SS and green card for their records. This was with US Bank to be specific.

[jaycali 415]

I understand the worry. It's fully possible to be listed as a USC on something like this while never having claimed to be one. However, it's only illegal for you yourself to claim to be a US citizen, it's not illegal to unknowingly be claimed by someone else to be a USC.

The application forms only ask if you, to the best of your knowledge have ever falsely claimed to be a USC.

If you corrected it, I don't think you have much reason for concern.

Edited June 7, 2012 by jaejayC

[Texas22 50]

Before I could even add my wife to my checking account, and due to the American Patriot Act, needed at least an EAD card and a probationary social security number. Wouldn't even let me add her as a beneficiary in case of some reason, I would get killed. That is how strict our banks are, went to several others with the same story, even trying to open a 500 buck account for her. They wouldn't even to that, like 500 bucks would be enough for a terrorist to commit suicide.

When she finally received her conditional green card, we went back with a permanent SS number, but that was the last time. Each time they made an FBI check on her, but that only took a couple of minutes. Wonder why it takes the USCIS so long to do that? Same with me buying a gun, takes all but five minutes.

So wondering about your bank assuming you are a US citizen? Maybe you should report them to the APA. Instead of getting scared, you should get angry. Oh, once she got her conditional green card, we never went back, no reason to.

Oh Wow!! My fiance and I opened a joint bank account when I went to visit him last November. I am not a PR yet... still going thru the Visa process. I am a Canadian Citizen... I don't even live there yet. The bank just used his address as mine and put 0's in for my SSN...(as I don't have one) and no income information for me.

I guess different banks play by different rules??

[jaycali 415]

Oh Wow!! My fiance and I opened a joint bank account when I went to visit him last November. I am not a PR yet... still going thru the Visa process. I am a Canadian Citizen... I don't even live there yet. The bank just used his address as mine and put 0's in for my SSN...(as I don't have one) and no income information for me.I guess different banks play by different rules??

I guess so! I had three acounts during the time I was a student. The first time I had to have my uncle (USC) co-sign since I didn't have a SSN. Second time I was never even asked for citizenship, just SSN and ID (I did make it clear to them I wasn't a USC though). Third time they wanted copies of my DL, passport and visa.

Edited June 7, 2012 by jaejayC

[Harsh_77 718]

Oh Wow!! My fiance and I opened a joint bank account when I went to visit him last November. I am not a PR yet... still going thru the Visa process. I am a Canadian Citizen... I don't even live there yet. The bank just used his address as mine and put 0's in for my SSN...(as I don't have one) and no income information for me.

I guess different banks play by different rules??

Don’t know what bank you are using, but lot of banks including major ones doesn’t need anything.

They don’t need to know if you are in country legally or not. I think Bank of America was even opening a bank account with Mexican Id only for which they came under fire.

[jaycali 415]

Don’t know what bank you are using, but lot of banks including major ones doesn’t need anything. They don’t need to know if you are in country legally or not. I think Bank of America was even opening a bank account with Mexican Id only for which they came under fire.

Very true. Plenty of credit card companies only ask for SSN and that's it.

[Gosia & Tito 199]

While I understand that some would be worried, I would not make an issue of it.

The reason is that when you file your N-400 and sign it, you are putting information to the best of your knowledge, which mean this is what you are sure about.

Ppl everywhere make mistakes, and I wouldnt be worried about someone else mistake, yes it ca n cause you troubles but as long as tell the truth you r good. if USCIS find out that I was recorded somewhere as US and I denied that, it will be their race to prove it as long as I denied it.

In case of banks for example, they will require any forms you signed saying you are US citizen etc, if there in none, then there is no case......

So in short, fix it, and fill the N-400 with true and correct information known to u , their job is to make sure all information provided are correct and that you did not lie, if accused of lying, they need to prove it otherwise you can take them to court since no one can ensure all will do their job the right way.

I dont think that anyone can enforce something that is not true or without prove, even USCIS.

Hope that will give you some peace.

Thing is, the people in the bank actually has to ask you if you are a citizen, and that goes into the new account forms (which could be online forms BTW, so you never see a paper); which you sign (not necesarily the form that has the mark that you are a citizen), thus your signature validates all the info that was taken as true and correct. I'd check every place you apply for if 'citizen y/n' is required and corect as needed.

[Sugarz.K.R 9]

I work at a bank and i see this happen all the time. It's no big deal, it basically for you W-9 from, if you were not a LPR or a USC then you get a ben 8 form, it's to do with the way the taxes are reported. At least that's how it is at my bank. when i 1st opened my account they had me listed as a USC also and i didnt realise it untill after i got my natralization certificate and was trying to change it.

as long as it is correct in the socail security database.

[No-Where-Man 147]

Yeah,

For the sake of courtesy, I contacted all my credit card company who said " we go by your social security not with your status"

I do not see any serious issues as long as you did not claim your self here or there. I doubt even that USCIS care about checking everyone bank accounts for such information. I guess its a time/money consuming.

Most of the cases I saw where claiming US citizenship causes denail/issues were through applicants who claimed in their N-400 they did it at a time through their residency here, or ones who regsiterd to vote as US citizens or in a jury as US. Beside that, no cases I have seen really.

When I went to 5/3, they took a photocopy of my GC, Chase did the same beside a photocopy of my passport (this is all done because I did not have my DL by that time)

Anyway, as many said, checking in not going to hurt.

Edited June 8, 2012 by no_where_man

[bklynny 0]

i dont think thats something to worry about.