Getting a mortgage

[DaniandShaun 1]

We are still a little way away from our AOS Interview but I have a question about proving your relationship.... One of the examples of proof is Joint Mortgage. We are buying a house, but my loan officer has told me that we cannot add my fiance to the mortgage due to his lack of US credit, but we can add him to the title of the house...

Do you think we're going to run into problems? I plan on adding him to all of my credit cards, bank accounts, utilities, call phone, etc.

[perez525 8]

As a bank rep myself and with experience of having helped customers who come the US and have no credit and need account information for AOS, no it shouldnt be no problem. As long as he is on the title of the house and have joint accounts together. Everything under the same address.

[Sirdaniel42 86]

The mortgage is only one of many items of proof, when I look at your list I think you will do fine

[Nich-Nick 3,354]

My personal experience--

We bought a new house about a year after POE/marriage. Husband is not on the mortgage or deed. Nor do we have a child or even the same last name. We've made it to the finish line just fine with other joint things.

[grrrrreat 109]

We are still a little way away from our AOS Interview but I have a question about proving your relationship.... One of the examples of proof is Joint Mortgage. We are buying a house, but my loan officer has told me that we cannot add my fiance to the mortgage due to his lack of US credit, but we can add him to the title of the house...

Do you think we're going to run into problems? I plan on adding him to all of my credit cards, bank accounts, utilities, call phone, etc.

If you are going to add him to the title, just supply that information and don't worry about mentioning the mortgage.

[DaniandShaun 1]

All this information is perfect. Thank you for your prompt responses...makes me feel much better about it