Employment Insurance from Canada

[Smiley-one 13]

I have a question regarding collecting Employment Insurance once I have the EAD. May have been asked somewhere before but I am unable to locate the answer. When receiving Employement Insurance from Canada will the check be issued in Canadian dollars or US dollars? I had a check sent to me from the MTO for the return of my Ontario license plates and the bank would not cash it here because it was in Canadian dollars and not US dollars so that is why I am asking this question about EI. If it is in Canadian dollars how would you go about cashing this check in the US? Anyone currently collecting Canadian EI be able to answer this question? Also if it is in US dollars can you do direct deposit into a US bank account as well with EI? Any assistance to these questions would be greatly appreciated as I may have my EAD by the end of May first of June and would like to know what to expect in advance. Thanks

[HeatDeath 430]

The cheques are issued in Canadian funds, drawn from a Canadian bank. Your bank probably won't "cash" the cheque, but should be able to deposit it. that's what my bank does - it takes about an extra week for it to process, but it goes through, and the exchange rate is decent. If your bank absolutely refuses to do this, look around for another bank.

EI will not do direct deposit outside Canada at all, as far as I know - I think cheques are the only option if you are outside Canada.

Edited April 25, 2012 by HeatDeath

[SapphireDreams 71]

Another option would be to do direct deposit into a Canadian bank account and then sign up for Custom House to transfer the money.

[Udella&Wiz 325]

Another option would be to do direct deposit into a Canadian bank account and then sign up for Custom House to transfer the money.

I did direct deposit into my old TD Canadian bank account which was still open. It was a lot easier than dealing with the US bank and their confusion over foreign cheques in foreign currency.

[Flames9_RN 358]

Been MANY posts on here on how many have troubles depositing a Cdn cheque into a USA bank. Yes, for some it is no problem! So check with your bank. Some charge fees, some give crappy exchange rates and some are just clueless! I had cheques mailed back to me for some bogus reason. Have used Customhouse since 2005 and it works very well. Last yr it was bough tout by Western Union, but still works very well.