A separate bank acct.

[M & L 0]

My wife does have one, besides from our joint bank acct, she would like to keep it for financial security reasons.

Should we tell the officer upfront or only when asked?

Would it in any way have any effects? We have an interview coming up soon next month so we're starting to wrap things up and preparing the required docs.

[paojack 41]

if you have a joint bank account as well, its perfectly normal for both of you to have your own. Its not necessary to tell the IO if you are not asked.

I had my interview over a month ago and we did not have any joint account, we explained our reason and had no problems. You having a joint one should have no problems at all!! Good luck!

[M & L 0]

if you have a joint bank account as well, its perfectly normal for both of you to have your own. Its not necessary to tell the IO if you are not asked.

I had my interview over a month ago and we did not have any joint account, we explained our reason and had no problems. You having a joint one should have no problems at all!! Good luck!

Thanks, the thing that concerns me most is that she opened it (ages ago tho) with her SSN, I don't know whether the IO can run a SSN check on her and discover it then ask her, it's like checking on her "integrity".

You mind if I ask what's your reason?

[paojack 41]

Thanks, the thing that concerns me most is that she opened it (ages ago tho) with her SSN, I don't know whether the IO can run a SSN check on her and discover it then ask her, it's like checking on her "integrity".

You mind if I ask what's your reason?

They won't. They just want to see financial co-mingling (in this case, bank statements with both of your names on it and the activity too perhaps). Doesn't really matter who originally opened the account or anything else than that. Don't forget to bring some other documents as well, like health insurance, joint leases, car insurance, etc etc.

Our reason was that we just bought a house and we are remodeling it, my husband (as the USC with obviously better income) is paying for everything and I am saving for school. The IO perfectly understood.

Edited March 22, 2012 by paojack

[M & L 0]

They won't. They just want to see financial co-mingling (in this case, bank statements with both of your names on it and the activity too perhaps). Doesn't really matter who originally opened the account or anything else than that. Don't forget to bring some other documents as well, like health insurance, joint leases, car insurance, etc etc.

Our reason was that we just bought a house and we are remodeling it, my husband (as the USC with obviously better income) is paying for everything and I am saving for school. The IO perfectly understood.

Oh, that was her other account I was referring to, not our joint one. But hey thanks for the info and all.