Our story and we need help with some forms

[cbunny 1]

Maybe instead of your husband saying 'unemployed,' he could

say 'self employed' since he sounds like a free lance

photographer

TRUE, but we barely worked for money... He is a photo guy for the fun of it and ONLY in some cases did he work for money, so there's not much to show for..

and he's been able to live without money for this long (a little over a year) because he is really good with money, had savings, investments, etc. He even has an excellent credit score, even better than mine, and has absolutely no debt.

[ceadsearc 516]

It sounds like you will need a cosponsor. Do you have any friends or family who would be willing to do this? They'd need to make 125% of the poverty guidelines for their household size (if they are single that is just them) and you.

[cbunny 1]

It sounds like you will need a cosponsor. Do you have any friends or family who would be willing to do this? They'd need to make 125% of the poverty guidelines for their household size (if they are single that is just them) and you.

I know this is stupid, but I just really don't want to ask for help....

[Little_My 464]

It is stupid. Yes, the affidavit of support is a big thing as it is a legally binding document, and no one should sign one lightly and without knowing what it entails and what responsibilities come with it. However, whether or not you have to take your sponsor up on their affidavit of support or not is entirely in your hands. USCIS has requirements and regulations, and there is absolutely no way around those. There is absolutely no way to get an AOS approved if you do not meet the minimum income requirement. Right now, your options to me seem to be the following: 1) get a co-sponsor, file for AOS, and get yourself a GC that will allow you to work freely and begin earning income, or 2) postpone AOS for who knows how long until your spouse meets the requirements, which could take months, or more, and risk accumulating months or even years of overstay that might carry 3 or 10 year ban to the US if for whatever reason you would have to leave the country before having a GC in your hands.

Unfortunately USCIS goes not give cr** about your husband's credit score. He has to show sufficient income. I know it's stressful, but there is just no way around this requirement. Personally, I think you should just get a co-sponsor and get the AOS out of the way asap.