US and Canada Pensions

[canuckbos 10]

I have a question for those who know; if one has enough credits to collect a Canadian pension and half the credits for a US pension: is it worthwhile to work in the USA to get a full 40 credits?

If one has full credits in two countries; do you receive two full pensions, one from each country or do they combine into one full pension because of the agreement between both countries?

And also; to receive Medicare at age 65 in the USA do I need a full 40 credits or can I draw from my husbands credits?

Thanks for your replies.

[Alex B 9]

I have a question for those who know; if one has enough credits to collect a Canadian pension and half the credits for a US pension: is it worthwhile to work in the USA to get a full 40 credits?

If one has full credits in two countries; do you receive two full pensions, one from each country or do they combine into one full pension because of the agreement between both countries?

And also; to receive Medicare at age 65 in the USA do I need a full 40 credits or can I draw from my husbands credits?

Thanks for your replies.

I think you're in good shape. There seems to be some kind of reciprocity between many countries.

Have you read http://www.ssa.gov/international/Agreement_Pamphlets/canada.html ?

I'm just ignoring this 'cos I've got 25 years before it'll be an issue for me.

Good luck

[canuckbos 10]

I think you're in good shape. There seems to be some kind of reciprocity between many countries.

Have you read http://www.ssa.gov/i...ets/canada.html ?

I'm just ignoring this 'cos I've got 25 years before it'll be an issue for me.

Good luck

Thank you! That's a good site, I've bookmarked it.

Time flies when you're having fun!