collation with expired car insurance - ramifications for Citizenship

[deus360 9]

I got into a car collation with expired car insurance (in CA). What could be the ramifications from this if I were to file for my Citizenship? Could my 10 GC be revoke or something? Could I be denied my Citizenship at some point because of this?

[NickD 203]

I don't know, is it a crime in California not to have auto insurance? Really a state related question, know in some states, can't even get a drivers' license unless you show proof of having auto insurance. And was it your fault? It some states, its your fault for not having auto insurance even though another guy hit you. Or did you just drive your car into a tree?

Then a lot depends upon the court as to whether they place criminal charges against you. Thought the State of Wisconsin was very lenient against a young woman that hit my son's vehicle in the side doing $2,500.00 worth of damage. Not only didn't she have auto insurance, but didn't have a drivers' license, and was here illegally. Since this was an older vehicle, my son wasn't carrying collision insurance on it, not required by law. In court, the judge ordered her to pay my son 20 bucks per month until that damage was paid off for. He had problems getting that, just dumped his vehicle and got another one. Wasn't worth for him to hire an attorney for twenty bucks a month. Ha, even at 30% for attorney costs, an attorney would only get six bucks per month.

Lots of varibles with your question.

[ConcordUser 18]

I don't know, is it a crime in California not to have auto insurance? Really a state related question, know in some states, can't even get a drivers' license unless you show proof of having auto insurance. And was it your fault? It some states, its your fault for not having auto insurance even though another guy hit you. Or did you just drive your car into a tree?

Then a lot depends upon the court as to whether they place criminal charges against you. Thought the State of Wisconsin was very lenient against a young woman that hit my son's vehicle in the side doing $2,500.00 worth of damage. Not only didn't she have auto insurance, but didn't have a drivers' license, and was here illegally. Since this was an older vehicle, my son wasn't carrying collision insurance on it, not required by law. In court, the judge ordered her to pay my son 20 bucks per month until that damage was paid off for. He had problems getting that, just dumped his vehicle and got another one. Wasn't worth for him to hire an attorney for twenty bucks a month. Ha, even at 30% for attorney costs, an attorney would only get six bucks per month.

Lots of varibles with your question.

Though they say we don't need to report traffic tickets under $500 they still want the traffic violations listed. I would say you have to find out more about your state and their laws. Will it effect the Citizenship or not depends upon the case. Is it just not carrying the insurance intentionally or did it expire and you did not notice about it. There can be so many factors to be considered. Overall I think your application might not be denied out right but might to check into the details further and if you are not sure might want to consult with an attorney.

[Brother Hesekiel 2,236]

I got into a car collation with expired car insurance (in CA). What could be the ramifications from this if I were to file for my Citizenship? Could my 10 GC be revoke or something? Could I be denied my Citizenship at some point because of this?

You'll get a $1,000 fine for this and will need an SR-22 in order to insure your next car. It will not cause you to lose your Green Card, but if this "just" happened recently, you will need to wait until all of this is said and done, because the I.O. at the interview will want to see what the court concluded and imposed, fine-wise.

[deus360 9]

You'll get a $1,000 fine for this and will need an SR-22 in order to insure your next car. It will not cause you to lose your Green Card, but if this "just" happened recently, you will need to wait until all of this is said and done, because the I.O. at the interview will want to see what the court concluded and imposed, fine-wise.

I have renewed my insurance as of today. The accident happened yesterday. I was the one at fault, because I hit the other car on the rear bumper. After explain that; I think the accident really wasn’t my fault, even though legally speaking it was my fault. What happened here was that the driver that I hit slammed the brakes because a 3rd driver that was in front of that car slammed the brakes first. The driver in front of me managed not hit the other car only because she slammed the brakes so abruptly and almost came to a complete stop in the middle of the highway. I think that she didn’t have a prudent distance from the car in front of her. She was tailgating the other car. She told for sorry for stopping like that.

I not sure about this, but I have the distinct feeling that she preferred to stop like that so that I was the one at fault and not her (she probably didn’t want her insurance premium to go up). I think this because she knew she was at fault here (she told me so), if she knew this then why did she do this to begin with. I had more or less a prudent distance from her car, but I couldn’t do much because she came to a complete stop in middle of the highway. the distance that I had was prudent for a Fairly powerful stop but not for a complete stop. Also the damages do excised the 500 mark. They are probably about 4000.

I hope that I don’t have pay the $1,000 fine. I have talked to my cousin about this. The same thing happened to him. He told me that if you renew your insurance right after the accident and simple show the judge that you have a valid insurance you can get of paying the fine. The only thing the judge cares about is that the car is insured. And my car is insured right now.

Edited February 7, 2012 by deus360

[Brother Hesekiel 2,236]

To the best of my knowledge, you'll have to prove to the judge that you had insurance at the time of the accident. If you can't pull that off, it's a $1K the first time and then $2K the second time. If you can pull that off, how much is a ride in the time machine?

[NickD 203]

Not easy to forget to pay my auto insurance, besides a thousand reminders from my insurance company, if I tap a Ferrari, parked behind a Rolls Royce, parked behind a BMW, etc., could take my home away plus put me in debt for the rest of my life. Same with health insurance.

Now following another vehicle closely is another matter, especially on the Dan Ryan or NW expressways in Chicago. Just leaving a half a car length in front of you results in 10,000 other drivers trying to cut in front you and find yourself going backwards instead of forward. To prevent that, drive vehicles with far better brakes than the average, like 12" disk brakes on a 3,000 pound car. Couldn't do that with my motorhome, so installed a 155db horn instead, has enough blast power to blow those basterds away that try to cut in front of me.

Seems like all states are the same on this issue, always your fault if you rear end somebody, regardless of the reason.

[deus360 9]

To the best of my knowledge, you'll have to prove to the judge that you had insurance at the time of the accident. If you can't pull that off, it's a $1K the first time and then $2K the second time. If you can pull that off, how much is a ride in the time machine?

True but when a police man gives you a ticket. It gives you the ticked for not having insurance and not because of the car crash. Because of this a great deal of them forgets to state in the ticket (note part) that you had a car crash while not having insurance. When you go to the court the judge normal only sees the note and assumes that you where stop for not having insurance only. If you have insurance after this they normal let you go. But if the judge finds out that you had no insurance while a car accident they could get mad and can give you the full ticket. The problem for me is that, the policeman did write on my ticket, in the note part of it, that I had a car crash while not having insurance. That’s not good. My cousin was able to get off paying the fine because he did that. Now, I am going to allege extreme hardship for my family, to get of paying the ticket, but don’t know if it while work though.

Edited February 13, 2012 by deus360

[Udella&Wiz 325]

True but when a police man gives you a ticket. It gives you the ticked for not having insurance and not because of the car crash. Because of this a great deal of them forgets to state in the ticket (note part) that you had a car crash while not having insurance. When you go to the court the judge normal only sees the note and assumes that you where stop for not having insurance only. If you have insurance after this they normal let you go. But if the judge finds out that you had no insurance while a car accident they could get mad and can give you the full ticket. The problem for me is that, the policeman did write on my ticket, in the note part of it, that I had a car crash while not having insurance. That’s not good. My cousin was able to get off paying the fine because he did that. Now, I am going to allege extreme hardship for my family, to get of paying the ticket, but don’t know if it while work though.

If you don't mind me saying you're looking for excuses to get out of almost everything in this situation. Are you asking VJ members to condone or help make excuses for you? You 'forgot' to renew insurance, you weren't following too close, you want to claim extreme hardship so you can avoid paying your fine. The facts are the facts...you didn't have insurance, the policeman noted 'no insurance' (which is true) on your ticket when you had the collision and frankly if you can pay car insurance you can pay a fine.

Really, my goodness...man-up (or woman-up which ever the case may be) and take care of your situation without trying ways to get out of it.

[deus360 9]

If you don't mind me saying you're looking for excuses to get out of almost everything in this situation. Are you asking VJ members to condone or help make excuses for you? You 'forgot' to renew insurance, you weren't following too close, you want to claim extreme hardship so you can avoid paying your fine. The facts are the facts...you didn't have insurance, the policeman noted 'no insurance' (which is true) on your ticket when you had the collision and frankly if you can pay car insurance you can pay a fine.

Really, my goodness...man-up (or woman-up which ever the case may be) and take care of your situation without trying ways to get out of it.

I was letting “Brother Hesekie” know what I was planning to here, out of respect, and only because he gave me some input. I am not asking for anyone’s permission here and I not trying to condom anything. I am going to ask for this because, this is my case, and my family is near the poverty line; I have the tax transcripts to prove this. If the judge thinks I should man up – like you point out I will - but I am not going to stop from given him this information. It’s up to him or she to dice whatever she sees fit me. I think you are committing lapses in judgement here. Only because you think I am guilty or whatever that does not mean I should to omit evidence. I only want the judge to see the whole picture here.

Edited February 14, 2012 by deus360

[DaniG 3]

If you don't mind me saying you're looking for excuses to get out of almost everything in this situation. Are you asking VJ members to condone or help make excuses for you? You 'forgot' to renew insurance, you weren't following too close, you want to claim extreme hardship so you can avoid paying your fine. The facts are the facts...you didn't have insurance, the policeman noted 'no insurance' (which is true) on your ticket when you had the collision and frankly if you can pay car insurance you can pay a fine.

Really, my goodness...man-up (or woman-up which ever the case may be) and take care of your situation without trying ways to get out of it.

I don't think it's just about excuses or being a coward in some way because that's a quite significant fine for any family's budget. And it goes into the state budget, not to the person that was rear-ended. And people genuinely forget sometimes, that's why the banking industry makes so much money from late fees. That's why in some jurisdictions it's actually the unwritten policy to let you off on some offenses if you remedy the situation promptly (e.g. forgot to renew registration, headlight not working, etc.) If you choose not to use the loophole in that case, it's your loss only, like not using a tax deduction when you can cause manly men are in the high tax brackets. If that court's policy is to not let this particular offense go without a fine, then the judge will make sure you pay up no matter what you tell him (well, unless you have really compelling evidence that it wasn't your fault). I don't know if they would let you get away with having no insurance given that you caused an accident (I personally doubt it) but it wouldn't hurt to show the judge that you have renewed it, say you forgot to renew it and politely ask if he would be willing to give you a break this time. If they gave you several tickets, sometimes you can even strike a deal with the county attorney to plead guilty to some and get some withdrawn - call them and ask (good to do also if you want to be done with this fast so you can show immigration how it ended without having to wait over a month for your hearing).

Also, car insurance policies often have a grace period where they don't drop your insurance right away if you pay within so many days. Not sure if this is the case, but worth checking.

[Udella&Wiz 325]

I was letting “Brother Hesekie” know what I was planning to here, out of respect, and only because he gave me some input. I am not asking for anyone’s permission here and I not trying to condom anything. I am going to ask for this because, this is my case, and my family is near the poverty line; I have the tax transcripts to prove this. If the judge thinks I should man up – like you point out I will - but I am not going to stop from given him this information. It’s up to him or she to dice whatever she sees fit me. I think you are committing lapses in judgement here. Only because you think I am guilty or whatever that does not mean I should to omit evidence. I only want the judge to see the whole picture here.

You're right - present all true evidence and then it's up to the judge.

[TBoneTX 45,303]

I not trying to condom anything.

(Pregnant pause) This one was too good to pass up, if the naked truth be known.

[Gary and Alla 3,694]

I was letting Brother Hesekie know what I was planning to here, out of respect, and only because he gave me some input. I am not asking for anyones permission here and I not trying to condom anything. I am going to ask for this because, this is my case, and my family is near the poverty line; I have the tax transcripts to prove this. If the judge thinks I should man up like you point out I will - but I am not going to stop from given him this information. Its up to him or she to dice whatever she sees fit me. I think you are committing lapses in judgement here. Only because you think I am guilty or whatever that does not mean I should to omit evidence. I only want the judge to see the whole picture here.

Receiving a hardship waiver of a fine does not relieve you of the conviction or the ramifications of it, you just do not pay the fine. You will still need to submit the papers for this with your application, you will still have problems with insurance in the future once you are convicted. Need the SR-22 or whatever the state law requires. It IS your fault. The incidents leading to the accid3ent are not your fault, hitting the guy in front of you that stopped for cause and had control of his car IS your fault.

You did not have insurance at the time of the accident, they particular reason why you did not is not an issue.

Edited February 14, 2012 by Gary and Alla

[Gary and Alla 3,694]

(Pregnant pause) This one was too good to pass up, if the naked truth be known.

You may not believe this Tbone, but I saw that also and at the moment I saw YOUR member name coming up at the bottom of my screen and somehow (do not ask me how) I KNEW I would not need to comment on that typo.