NY Bridge Plan and Public Charge

[rhenzhen 5]

Hello everyone! I hope someone can help me here regarding my problem. I just found out that my wife is six weeks pregnant. However, we didn't have insurance yet. I discontinued my insurance at work early 2011 because our company withdrew the share of our health benefits. It means we have to pay it in full amount. My wife came in the US on Oct 2011. Last Dec. our company health insurance got terminated bec of group inelligibilty. Our company didn't offer any insurance alternatives at all. Then this came. Since my wife have a pre existing condition, most health insurance don't cover pregnancy at all. I heard this NY Bridge Plan program--Obama health insurance program that got approve recently that covered pre-existing condition. I'm wondering if this is part of the means-tested benefits?. Are we going to get in trouble if we apply for this program?

Here's their site...thanks in advance!!!

http://www.ghi.com/n...plan/index.html

Edited January 20, 2012 by rhenzhen

[Obc333 24]

Did you try Medicaid. They have a plan for pregnant mothers. Where in ny are you. If you pm me I can give you the number of an agent who helps with inSurance

[rhenzhen 5]

Did you try Medicaid. They have a plan for pregnant mothers. Where in ny are you. If you pm me I can give you the number of an agent who helps with inSurance

We are not qualified because of my salary. I tried PCAP too and I'm over 300 dollars on my income. I talked to an agent and this was offered to me. I already applied and still waiting for the status of our application. However, I don't know if it will affect when we apply for removing of condition for applying on this health program. I hope someone can help. Thanks!

Edited January 20, 2012 by rhenzhen

[Obc333 24]

Wow.. I didn't know they consider income when you're pregnant..

I hope you find a solution cause it sure helps with doctor visits.

[Susita 175]

Hello everyone! I hope someone can help me here regarding my problem. I just found out that my wife is six weeks pregnant. However, we didn't have insurance yet. I discontinued my insurance at work early 2011 because our company withdrew the share of our health benefits. It means we have to pay it in full amount. My wife came in the US on Oct 2011. Last Dec. our company health insurance got terminated bec of group inelligibilty. Our company didn't offer any insurance alternatives at all. Then this came. Since my wife have a pre existing condition, most health insurance don't cover pregnancy at all. I heard this NY Bridge Plan program--Obama health insurance program that got approve recently that covered pre-existing condition. I'm wondering if this is part of the means-tested benefits?. Are we going to get in trouble if we apply for this program?

Here's their site...thanks in advance!!!

http://www.ghi.com/n...plan/index.html

This isn't free insurance, you have to pay a certain rate. It's just an option offered to the public, like HealthyNY. I don't think these are means tested benefits, as it's availablity is specifically for those with pre-existing conditions.

[rhenzhen 5]

This isn't free insurance, you have to pay a certain rate. It's just an option offered to the public, like HealthyNY. I don't think these are means tested benefits, as it's availablity is specifically for those with pre-existing conditions.

Yes. It's not a free insurance. That's the first insurance(HealthyNY) I applied but found out that they don't cover pre-existing condition. They refered us to NY Bridge Plan. We just got the good news today, they approved our application. Though, we have to wait for a couple of days to get the approval letter and invoice. I have to pay $421 dollars per month. It's not cheap but it's cheaper than other insurance. Thanks guys!