Starting a Joint bank account

[Dean_De 61]

Hi VJ's

Just wanna ask everyone! i just recently go married and we have our Marriage certificate. I already applied for my SSN and still waiting for the card. Been here in the US for 1 months already. My husband wants to add me to his bank account. Is this possible already? I know they need 2 valid ID's..if I can be added, what are the valid ID's which I can bring with us?

Thnx!

Dhel

[Kathryn41 3,205]

Your passport is one. I was able to use my Canadian DL as a second so if you have any government issued identification in addition to your passport from the Philippines you should be able to use that. I was able to be added even before I had my SSN but I did have to update them when I got it. If you have applied for your SSN, wait until the card comes in and then use the two pieces of identification in addition to that and give it a try. Some banks are understanding about new immigrants and some aren't.

[ronluvme 10]

hi,

i had the same problem when i get here and got married i would like to open my own bank accnt and hubby want to put my name on his bank accnt we tried to call many banks and they said NO GC no bank accnt or joint accnt.sucks

[Gary and Alla 3,694]

Hi VJ's

Just wanna ask everyone! i just recently go married and we have our Marriage certificate. I already applied for my SSN and still waiting for the card. Been here in the US for 1 months already. My husband wants to add me to his bank account. Is this possible already? I know they need 2 valid ID's..if I can be added, what are the valid ID's which I can bring with us?

Thnx!

Dhel

How long waiting for the SSN? Alla had her NUMBER less than 48 hours after arriving and card in hand 5 days after arriving. I added her to my account the second day after she arrived. She used her passport and the K-1 visa as IDs (the K-1 IS a separate government issued ID)

If you have been waiting longer than that for your SSN go back and get someone that knows what they are doing.

Edited December 11, 2011 by Gary and Alla

[MikelanNida 28]

Here in Texas we used the marriage license and passport to get the SSN, then we used the SSN, passport, and marriage license to get the state ID., then we used all the above to add her to my bank account at Chase.

[Dean_De 61]

How long waiting for the SSN? Alla had her NUMBER less than 48 hours after arriving and card in hand 5 days after arriving. I added her to my account the second day after she arrived. She used her passport and the K-1 visa as IDs (the K-1 IS a separate government issued ID)

If you have been waiting longer than that for your SSN go back and get someone that knows what they are doing.

BOA told us that the Passport and K1 visa are just one ID. I did told them I do have an ID issued by the Internal Revenue (BIR) which is one of the valid ID I had used in the Philippines. But then they said they only accept foreign DL. I am hoping my SSN card will be here already this week tho.

[EminTX 131]

When I first moved to Houston, I went to a Wells Fargo to open an account. I waited for more than an hour and then was told that, as a citizen, I was required to have a credit card plus SSN to open a bank account there. Non-citizens (or as often the case here, illegals) only are required to have their DNI (national ID). I don't know it that is still the same, but I was so disgusted that citizens were treated as less valuable than cheaters that I have never gone back and if they are the sponsors of any event/person/item/whatever, I am less inclined to have anything to do with it. That was about 7 or 8 years ago.

Each bank has its own policies so it might be worth it to check around.

[Nica_In_Love 98]

Like EminTX said, every bank has its policies. I went to a small local bank and they wouldn't take my passport. I had to wait until I had my Illinois driver's license, they took that and my SS card.

[Tahoma 2,292]

Chinook opened an account at Wells Fargo bank using her Social Security number and her passport.

[Baby Cookie 6]

I was able to open a bank account here in Texas with just my passport. They said to just go back to them once I have my SSN so they can put it on record. My husband and I were so surprised. Once I had my SSN, we went back there to put my name in his existing account for a joint account, as well. I was also able to get a State ID with my passport, I-94 and marriage license.

[BarnabasB 0]

hi my wife was able to open her own savings a week after arrival using her passport and Philippines Driver's License with no hassle at all. I was also able to add her up to my checking account so we have joint. We have account at Chase bank. She also got her SSN before marriage and went back to the bank to update her SSN card after she got it. Summary: You can open acct and join an acct with using your passport and Driver's License Good luck to you!

[Bad_Daddy 2,209]

Chinook opened an account at Wells Fargo bank using her Social Security number and her passport.

We did the same at Wells Fargo here. The day after she got off the plane we went to the Soc Sec office and she got a temporary #/card until her SSC got to us in the mail and that same day we put her on my account. It was easy as pie.

[Travis and Meghan 24]

Travis and i opened a joint account earlier in the year when i was only visiting, not a K-1 and all i needed to show them was my passport and drivers licence. Now we're married i just need to go in and change my name and give them my social security number. Not really rushing that though as i already have a card in my maiden name anyway

[Dave&Roza 748]

hi,

i had the same problem when i get here and got married i would like to open my own bank accnt and hubby want to put my name on his bank accnt we tried to call many banks and they said NO GC no bank accnt or joint accnt.sucks

So they only have account holders who are LPRs or USCs?!? I don't think so. Having been thru the process of dealing with banks when someone dies I understand that they are trained maybe a little bit better than the SSA people we have to deal with . I really hate having to train people to do THEIR job. I would ask the bank person what a foreign person is to do because they do not have those documents and if the answer does not satisfy me, then I would get the branch manger or take my money elsewhere. It is amazing what happens when you state you will be removing all your money instead of opening an account.

Dave

[Tahoma 2,292]

We did the same at Wells Fargo here. The day after she got off the plane we went to the Soc Sec office and she got a temporary #/card until her SSC got to us in the mail and that same day we put her on my account. It was easy as pie.

The truth be known, I opened another account before Chinook even arrived in the U.S. It was a joint account at Wells Fargo for Chinook and I. To open the account, I used a copy of Chinook's passport bio page and a copy of another random ID of hers. My banker opened the account based upon my signature alone, and on a promise that I would bring Chinook in for her signature and her SSN once she arrived in the U.S. and had a SSN.

It pays to know your banker.