Bad Credit - Problem for Visa?

[Samantha78 117]

Stupid question but.........does my spouse having minor bad credit pose a problem for a visa approval/issuance?

[maning 36]

Stupid question but.........does my spouse having minor bad credit pose a problem for a visa approval/issuance?

Straight answer NO.

BUT

If he has a IRS tax lien then it MAY pose a problem if his Income Tax Return is bordering the 125% poverty level, because the CO during the visa interview MAY or MAY NOT consider the IRS tax lien and deduct it from spouse's tax return.

If it's bad credit due to credit cards, late payments, etc. No they won't affect anything. They don't care about your debt. They care only what you report to the IRS on your tax returns and if you have a IRS tax lien on you.

[Samantha78 117]

Straight answer NO.

BUT

If he has a IRS tax lien then it MAY pose a problem if his Income Tax Return is bordering the 125% poverty level, because the CO during the visa interview MAY or MAY NOT consider the IRS tax lien and deduct it from spouse's tax return.

If it's bad credit due to credit cards, late payments, etc. No they won't affect anything. They don't care about your debt. They care only what you report to the IRS on your tax returns and if you have a IRS tax lien on you.

Thank you for all of that info!

It's minor credit card debt that has been paid but still reflecting as bad credit. Amount less than $500.00.

He's becoming anxious as the interview approaches and is asking me random questions...lol

And I have no issues with the IRS - thank GOD

Edited November 14, 2011 by sam&jensi

[maning 36]

Thank you for all of that info!

It's minor credit card debt that has been paid but still reflecting as bad credit. Amount less than $500.00.

He's becoming anxious as the interview approaches and is asking me random questions...lol

And I have no issues with the IRS - thank GOD

Don't worry about it. They will not ask about that. They only care what's on your Income Tax Returns. Good luck on the interview!

[Samantha78 117]

Don't worry about it. They will not ask about that. They only care what's on your Income Tax Returns. Good luck on the interview!

Thanks!!