Depressed :( Still no co-sponsor

[meandmybeloved 15]

I have been doing a lot of reading on the I-134 and the I-864 instructions and it does ask for sponsor or co sponsor to show proof of steady income and tax returns and possible assets.

I asked my attorney who does not seem to give me sound advice about this, and they say the uscis asks for proof of employment, but I don't see that. It does ask that if you are employed that

you have to show proof of your earnings. I own my own home and my credit is good, never filed bankruptcy or anything like that, so I was hoping that I might be able to use my home as assets on

the forms.

Has anyone else gone through this, where you are just down on your luck and no one will help you out or even really listen to what a co sponsor is, and if so, how did you get approved.

I can't stand this being away from my fiance and it is just so discouraging right now, to see no help or anyway to get through this.

Thanks.

[Gary and Alla 3,694]

I have been doing a lot of reading on the I-134 and the I-864 instructions and it does ask for sponsor or co sponsor to show proof of steady income and tax returns and possible assets.

I asked my attorney who does not seem to give me sound advice about this, and they say the uscis asks for proof of employment, but I don't see that. It does ask that if you are employed that

you have to show proof of your earnings. I own my own home and my credit is good, never filed bankruptcy or anything like that, so I was hoping that I might be able to use my home as assets on

the forms.

Has anyone else gone through this, where you are just down on your luck and no one will help you out or even really listen to what a co sponsor is, and if so, how did you get approved.

I can't stand this being away from my fiance and it is just so discouraging right now, to see no help or anyway to get through this.

Thanks.

Assets CAN be used in lieu of income. The amount of the assets needs to equal 3 times the income needed. If you are a family of two (you and your fiancee) then you need about $18,500 in income or about $60,000 in assets. Assets are ONLY the net value of the property or item. For a home, for example, you would need a recent appraisal and a mortgage statement. The value is the "equity" you have, not the market value.

Also assets do not have to be accepted by the consulates and many times they will not accept a primary residence as an asset.

I would be very uneasy in attempting to qualify with assets if the primary asset was my residence.

It would be easier and more reliable to get a job.

[Anh map 2,098]

A primary residence may considered if you have a substantial amount of equity so that in the event of the affidavit of support being enforced you would be able to obtain a mortgage/line of credit to satisfy the obligations without causing undue hardship or financial loss to you, the owner.

[JimVaPhuong 4,863]

I have been doing a lot of reading on the I-134 and the I-864 instructions and it does ask for sponsor or co sponsor to show proof of steady income and tax returns and possible assets.

I asked my attorney who does not seem to give me sound advice about this, and they say the uscis asks for proof of employment, but I don't see that. It does ask that if you are employed that

you have to show proof of your earnings. I own my own home and my credit is good, never filed bankruptcy or anything like that, so I was hoping that I might be able to use my home as assets on

the forms.

Has anyone else gone through this, where you are just down on your luck and no one will help you out or even really listen to what a co sponsor is, and if so, how did you get approved.

I can't stand this being away from my fiance and it is just so discouraging right now, to see no help or anyway to get through this.

Thanks.

Your lawyer is basing his advice on his experience and his knowledge of the law and the policies of the US government agencies involved. The form instructions only tell you what the minimum requirements are. If they were to include all of the criteria which each agency will use in evaluating your affidavit of support then they'd have to include a copy of the Immigration and Nationality Act, Title 8 of the US Code, the USCIS Adjudicators Field Manual, and the Department of State Foreign Affairs Manual. You can either read the relevant laws and department policies yourself (I'll be happy to provide links) or you can trust that your lawyer knows what he's talking about. In this case, he's probably right. There's a good chance a consular officer wouldn't accept an I-134 as sufficient without proof of current income. The consular officer is looking for proof that your fiance won't become a public charge, and that there is a sponsor who will be able to qualify later for adjustment of status. Assets alone are risky, especially if the value of those assets is speculative.

[meandmybeloved 15]

Assets CAN be used in lieu of income. The amount of the assets needs to equal 3 times the income needed. If you are a family of two (you and your fiancee) then you need about $18,500 in income or about $60,000 in assets. Assets are ONLY the net value of the property or item. For a home, for example, you would need a recent appraisal and a mortgage statement. The value is the "equity" you have, not the market value.

Also assets do not have to be accepted by the consulates and many times they will not accept a primary residence as an asset.

I would be very uneasy in attempting to qualify with assets if the primary asset was my residence.

It would be easier and more reliable to get a job.

Oh, believe me , I have been looking for a job that I can work that works around my 3 kids. 2 of them need daycare after school, which is so expensive I can't afford to pay it and pay bills too. But I keep looking.

[baron555 934]

I have been doing a lot of reading on the I-134 and the I-864 instructions and it does ask for sponsor or co sponsor to show proof of steady income and tax returns and possible assets.

I asked my attorney who does not seem to give me sound advice about this, and they say the uscis asks for proof of employment, but I don't see that. It does ask that if you are employed that

you have to show proof of your earnings. I own my own home and my credit is good, never filed bankruptcy or anything like that, so I was hoping that I might be able to use my home as assets on

the forms.

Has anyone else gone through this, where you are just down on your luck and no one will help you out or even really listen to what a co sponsor is, and if so, how did you get approved.

I can't stand this being away from my fiance and it is just so discouraging right now, to see no help or anyway to get through this.

Thanks.

Earnnings means income means employment.

A home is not worth that much as proof unless you sell it first! Understand, on it's own, a home is worthless.

Find a cosponsor who has income, or somebody that has money in the bank (assets) or wait until you can do it yourself or find someone else.

[Gary and Alla 3,694]

Oh, believe me , I have been looking for a job that I can work that works around my 3 kids. 2 of them need daycare after school, which is so expensive I can't afford to pay it and pay bills too. But I keep looking.

If you have 3 kids, then your family size is FOUR and you need 3 times the income amount in assets for a family that size. Now you are getting into an area it is difficult to cover with assets.

Child support does count as income if you receive that.

[Gary and Alla 3,694]

A primary residence may considered if you have a substantial amount of equity so that in the event of the affidavit of support being enforced you would be able to obtain a mortgage/line of credit to satisfy the obligations without causing undue hardship or financial loss to you, the owner.

Thanks Anh Map. I knew that in some cases they were. It is just one of those cans of worms I would prefer not to open.

[meandmybeloved 15]

UPDATE: I found a co sponsor. Wooohoooo!!! Thank you everyone for your replies.

[mike42979 57]

Who?

[Adam & May 4]

Who?

Fantastic photos and video

I meant this for mike

Edited October 7, 2011 by Adam & May

[steffbry 5]

nice photos and video @mike42979