New 2011 LAND DOWNUNDER, Aussie Aussie Aussie Oi Oi Oi

[VanessaTony 3,567]

i like the idea of free! haha.. i got an australian paypal... i guess ill try and open a US one with my wifes email then link up our bank account... good idea

Let me know how you go and feel free to ask me questions It's been really good for me I was sending money back and forth for quite some time. I did it ONCE using ANZ to transfer to my US bank account (without Paypal) and it cost me around $100 ($50 charged by ANZ, $50 charged by Wells Fargo). Since that time i've sent money at least 20 times and I only had fees at the start (before I found and understood the "free" way).

[Wayne-Rachel 8]

Yeah when I was with nab back home they charged $50 to send them chase here in the us charged $35 to receive. I switched banks to St. George and got one normal account and one that had just a visa debit and nothing else.

I then sent the spare visa card to Rachel and when I wanted to send her money I just transferred the funds into that second account. So long as I kept the balance in my main account over $500 both accounts were fee free and any month she used the card it cost a once only fee of $10 for as many times as she could use the card. Not free, but damn cheap for a instant international money transfer since both cards were same bank, there wasn't the week wait that the $50+ international transfers have

[Dave and Shannon 9]

Let me know how you go and feel free to ask me questions It's been really good for me I was sending money back and forth for quite some time. I did it ONCE using ANZ to transfer to my US bank account (without Paypal) and it cost me around $100 ($50 charged by ANZ, $50 charged by Wells Fargo). Since that time i've sent money at least 20 times and I only had fees at the start (before I found and understood the "free" way).

Oh ok, ive always used Travelex.. never done the bank way.. but im trying this paypal way.. just set up my bank account.. now gotta wait 2-3 days for some money to go into my bank account so i can finish setting it up! yay!! thanks for the help guys

[mrrb30 0]

Paypal because its FREE I have one Paypal linked to my Aussie account. Another for my US account. I transfer from my Aussie bank account to Aussie paypal. Then I send the money to my US paypal. Then I send to my US bank account. Might take a few more steps. And takes a few days but due to it being free, makes total sense to me

Here are the rules for the fees: https://www.paypal.c...d=_display-fees You have to "add money" to your Aussie paypal first (using the add money function) in order to avoid paying the fees. If you don't have a paypal balance it draws from your account and that's when it charges you a fee.

I like that method V&T. I'll be trying it myself soon

I've been using a travel card that I got from the Commonwealth Bank which I preloaded with USD before coming over. They don't give a very good rate and take their cut that way and the ATM withdrawal fees are high. I have been going to the local TD Bank and doing a cash advance on the travel card which a MasterCard. Normally, you get charged interest on the advance but because the funds are already prepaid it's a free withdrawal . Still doesn't beat the paypal method

[Dave and Shannon 9]

I like that method V&T. I'll be trying it myself soon

I've been using a travel card that I got from the Commonwealth Bank which I preloaded with USD before coming over. They don't give a very good rate and take their cut that way and the ATM withdrawal fees are high. I have been going to the local TD Bank and doing a cash advance on the travel card which a MasterCard. Normally, you get charged interest on the advance but because the funds are already prepaid it's a free withdrawal . Still doesn't beat the paypal method

do you use travelex? thats what i have been using but thats stoping soon so i can use paypal

[mrrb30 0]

I like that method V&T. I'll be trying it myself soon

I've been using a travel card that I got from the Commonwealth Bank which I preloaded with USD before coming over. They don't give a very good rate and take their cut that way and the ATM withdrawal fees are high. I have been going to the local TD Bank and doing a cash advance on the travel card which a MasterCard. Normally, you get charged interest on the advance but because the funds are already prepaid it's a free withdrawal . Still doesn't beat the paypal method

Does Paypal convert the currency at the actual exchange rate or do they take a few points as commission?

[Dave and Shannon 9]

Does Paypal convert the currency at the actual exchange rate or do they take a few points as commission?

as far as im aware theres no charges, so i guess the exchange rate that it is at the time... vanessa might know more

[mrrb30 0]

do you use travelex? thats what i have been using but thats stoping soon so i can use paypal

My card is a Commonwealth Bank Travel Money Card. My fiancee used a travelex card when we went travelling and I think it was better than the CBA bank card because it had a chip, PIN and gave better rates.

[VanessaTony 3,567]

Does Paypal convert the currency at the actual exchange rate or do they take a few points as commission?

At the actual exchange rate. You can preview the amount (converted) before you send it.

[Amanda and Josh 12]

Well this conversation blew my mind because Josh and I were just having a conversation yesterday about how easy (or not) it would be to transfer money using paypal and now I get on here and BAM there it is!! I love this place lol

[Dave and Shannon 9]

Well this conversation blew my mind because Josh and I were just having a conversation yesterday about how easy (or not) it would be to transfer money using paypal and now I get on here and BAM there it is!! I love this place lol

haha thats cool... ive just set mine up.. now gotta wait 3-5 working days for the money to come through so hopefully ill be better off then transfering with travelex

[Dave and Shannon 9]

i just did a currency converter thing on the travelex website to compare with paypal's rate... with $800 Aussie i would get 795.13 US... with paypal...... and with travelex i would only get $699 out of that.. man ive been getting ripped off for awhile!!! #######!!!

[gc955 2]

How long does it usually take to hear back from USCIS about my biometrics appointment once I have sent all my docs for my AOS?

[VanessaTony 3,567]

How long does it usually take to hear back from USCIS about my biometrics appointment once I have sent all my docs for my AOS?

Usually around a month. They've been a bit slow lately so 2 months at most.

[gc955 2]

Usually around a month. They've been a bit slow lately so 2 months at most.

Oh good to know, thank-you. I had no idea how long to expect to wait, its been almost a month.

I think maybe cause its around Christmas it might be a little delayed perhaps.