Almost 1 million young adults get health insurance

[sara..... 371]

I realize that. But you didn't acknowledge that someone other than you was paying for your healthcare.

We don't live in reality; we live on the internet. As such, we have no idea how things work in the real world.

Your health problems are not my business. Why should I pay for your sick sister?

Why did you "have to" go on your dad's insurance? Why not buy your own policy or go without?

because i wanted to live

sara

[Danno 1,228]

thank you for that......i dont normally take a stand on much on these forums.....and truthfully i guess it did hurt my pride when i had to go on my dads insurance

sara

Family is the place you should be going, if your dad worked it out with his insurance company great.

But we have to know, adding more people onto a policy for years is going to cost "others".

This "forced" collectivism is why so many people see Obama as a Socialist.

Socialism works for a lot of people (those doing more getting ....than giving).

I'm not bustin on you, if I had no coverage and needed it... and could get a free ride on someones policy, I would take it too.

[sara..... 371]

Family is the place you should be going, if your dad worked it out with his insurance company great.

But we have to know, adding more people onto a policy for years is going to cost "others".

This "forced" collectivism is why so many people see Obama as a Socialist.

Socialism works for a lot of people (those doing more getting ....than giving).

I'm not bustin on you, if I had no coverage and needed it... and could get a free ride on someones policy, I would take it too.

i do understand what your talking about but i think the change needs to come from our doctors, hospitals, pharmacy's and medical testing specialist making medical affordable.....for years they have been reaping high rewards from the insurance company's.....now when you to to a doctor if its not a cold you get referred out to a specialist so that they can get their part of the party as well..........gone are the GP's that took care of everything

a good examples is my dads dental.......was going to cost him $10,000.00 to get his teeth pulled and that was mostly the bottom ones thats even before you add into it a bottom denture..and a bridge for the top

went over seas got it done including the airfare for less than $3,000.00

sara

Edited September 22, 2011 by sara.....

[^_^ 5,021]

Not necessarily. I have a buddy who works for a local government entity. He, his wife and their 4 kids are all covered with 0 taken our of his pay for it. They keep trying to get this to change with each new contract, but it still remains as a benefit.

The premium goes up when you add people to a policy. Who pays it depends on individual circumstance.

[Usui Takumi 1,562]

The whole leeching comment is pretty funny actually. The fact of the matter is due to the last recession the US is facing a lost generation anyway. It may be culturally normal again for 20 and 30 year olds to live with their parents, it can't be helped unless issues with the economy are addressed.

[Alex & Rachel 78]

I give more than I get (although, it's hard to measure how much I 'get'. I pay for my own health insurance, I don't receive any money from anyone... and yet we all receive the advantages of paid taxes in one way or another)... I even live with a guy who is on welfare, has no real right to be, and he infuriates me to no end. But I'd still rather contribute than not contribute, even if not contributing meant more money in my own pocket.

As much as I may dislike people taking advantage of the system... I'm still glad there is a system to assist those who need it. And the amount of people genuinely requiring assistance vastly outweighs the number who manage to play the system.

I don't see why health insurance needs to cost so much in the US. It's an incredibly inefficient system. But that's a whole other argument. But, I'd still rather my premiums went up and people like Sara were able to receive medical assistance.

The whole leeching comment is pretty funny actually. The fact of the matter is due to the last recession the US is facing a lost generation anyway. It may be culturally normal again for 20 and 30 year olds to live with their parents, it can't be helped unless issues with the economy are addressed.

I agree.

[Usui Takumi 1,562]

I give more than I get (although, it's hard to measure how much I 'get'. I pay for my own health insurance, I don't receive any money from anyone... and yet we all receive the advantages of paid taxes in one way or another)... I even live with a guy who is on welfare, has no real right to be, and he infuriates me to no end. But I'd still rather contribute than not contribute, even if not contributing meant more money in my own pocket.

As much as I may dislike people taking advantage of the system... I'm still glad there is a system to assist those who need it. And the amount of people genuinely requiring assistance vastly outweighs the number who manage to play the system.

I don't see why health insurance needs to cost so much in the US. It's an incredibly inefficient system. But that's a whole other argument. But, I'd still rather my premiums went up and people like Sara were able to receive medical assistance.

The principle behind the US system is that having private companies competing will lower costs. But its broken. There isn't much competition and the admin costs alone push rates up. Then you have an education system that intentionally creates a doctor shortage and finally there is the fact that US consumers basically subsidize pharmaceuticals and medical research for the world.

On that last note, it means that the US is at the top of the technology curve...but at great expense.

Edited September 22, 2011 by Sousuke

[Usui Takumi 1,562]

The principle behind the US system is that having private companies competing will lower costs. But its broken. There isn't much competition and the admin costs alone push rates up. Then you have an education system that intentionally creates a doctor shortage and finally there is the fact that US consumers basically subsidize pharmaceuticals and medical research for the world.

On that last note, it means that the US is at the top of the technology curve...but at great expense.

I'll add too that the system works best when all of the healthy population pays into the system, but in the US a large percentage can not due to cost.

Very much a chicken and egg situation.

Edited September 22, 2011 by Sousuke

[Bad_Daddy 2,209]

The whole leeching comment is pretty funny actually. The fact of the matter is due to the last recession the US is facing a lost generation anyway. It may be culturally normal again for 20 and 30 year olds to live with their parents, it can't be helped unless issues with the economy are addressed.

http://news.yahoo.com/blogs/lookout/battered-downturn-young-americans-put-off-adulthood-160406776.html

Only 55 percent of young Americans have jobs, lowest since WWII

By Zachary Roth | The Lookout – 3 hrs ago

Unemployment among young adults is at its highest point since World War II, new data show. And it's having a disconcerting impact on the trajectory of their careers and lives.

"We have a monster jobs problem, and young people are the biggest losers," Andrew Sum, an economist with the Center for Labor Market Studies at Northeastern University told the Associated Press.

Just 55.3 percent of people between 16 and 29 were employed in 2010 on average, the according to new figures released by the Census Bureau. That represents an enormous drop from 67.3 percent in 2000. Among teens the figure was less than 30 percent.

The result? Young people are delaying taking the steps that traditionally represent movement into adult life: moving to a new place, getting married, and buying a new home. Just 4.4 percent of 18- to 34-year olds moved across state lines -- again, the lowest level since World War Two (though such moves have been declining since long before the recent downturn, it's worth noting). Roughly 5.9 million Americans between 25 and 34 lived with their parents. That's up by 25 percent since before the recession began in late 2007. (Men are nearly twice as likely as women to move back in with Mom and Dad.) The marriage rate for those between 25 and 34 fell to 44.2 percent, also a new low. And home ownership declined for the fourth straight year.

"Many young adults are essentially postponing adulthood and all of the family responsibilities and extra costs that go along with it," Mark Mather of the Population Reference Bureau told the AP. If that continues, it would make the U.S. more like Europe, where youth unemployment is far higher and many people continue to live with their parents into their 30s.

In addition, studies have shown that when people experience unemployment at a young age, it depresses their likely earning power over the course of their entire career. "These people will be scarred, and they will be called the 'lost generation' - in that their careers would not be the same way if we had avoided this economic disaster," Richard Freeman, an economist at Harvard, said.

[mawilson 2,133]

sara... i am glad you are alive and well enough to speak for how PPACA helped you. Don't sweat the haters. Haters gonna hate.

How did peepaka help her?

[mawilson 2,133]

But we have to know, adding more people onto a policy for years is going to cost "others".

This "forced" collectivism is why so many people see Obama as a Socialist.

Aren't ALL insurance policies socialist/collectivist?

Think about it: everyone is paying into a pool which is redistributed when someone has a claim. It is, by definition, socialist in that it socializes risk.

[Golden Gate 530]

They paid for it, right?

Well, it appears as though it was a gift. What's to argue about here? Didn't anyone ever give you gifts or you rejected them?

Edited September 22, 2011 by Golden Gate

[Glyn and Kathy 288]

You would have died if it hadn't been for Obamacare which doesn't even go into effect until 2014?

I do believe, and correct me if I'm wrong, but as of LAST Sept 2010, children are allowed to stay on their parents insurance up to the age of 26.

[^_^ 5,021]

I do believe, and correct me if I'm wrong, but as of LAST Sept 2010, children are allowed to stay on their parents insurance up to the age of 26.

You are correct. That provision of PPACA went into effect some time ago. That provision is what this thread is about and that provision is what sara owes her life to.

The 2014 thing refers to the exchanges provision of PPACA.

[slim 1,530]

um, you aren't.

But someone is.

sara... i am glad you are alive and well enough to speak for how PPACA helped you. Don't sweat the haters. Haters gonna hate.

If only we had more people to stay alive and help make it mandatory that others had to pay for their stuff. Eventually, everything would be free!

I'd still rather contribute than not contribute,

That's your choice. Don't make it mandatory for me to do so.

What's happened in this country is we've taken away everyone's right to choose.