Will we pay back our laziness?

[Maeve 2]

Agree with above. We *never* combined bank accounts. My husband only recently started working, so I've mostly been the sole provider - and will probably still continue to manage the finances. I have access to his account for emergencies, but we just never bothered. I don't think you need to draw attention to that fact.

I was worried that we might come into question because we never joined our finances - other than adding his name to some of the bills and the lease - and I still haven't changed my name. We have a very happy marriage; we're just independent people. But I worried that someone with a more narrow view of things would think that was suspicious. But it never came up, so I wouldn't be too concerned or draw any extra attention to it.