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Edrotar

Providing Medical Insurance for your fiance/wife?

By Edrotar in Philippines

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Edrotar Contributor

Edrotar   8

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Filed: K-1 Visa Country: Philippines
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Posted (edited)

Hey all,

I'm sitting here reading about vaccinations in another thread, and it got me thinking of medical insurance for my fiance. (She is not here yet) She wont have a social security card and wont have a green card or drivers license, so how will you put your fiance on your insurance policy? In my case its my fiance and step daughter. Would I have to wait till the AOS when she would be able to get a social security card or divers license. Just worried that they may need some sort of medical attention before and they will not be on my insurance. Just a thought but I'm sure others have questioned it also.

Edited by Edrotar
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PAPUNMANMU Community Regular

PAPUNMANMU   4

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Filed: IR-1/CR-1 Visa Country: Haiti
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Sometimes you can add them w/o a SSN. Or you can purchase immigrant health insurance to cover the lapse.

I added my husband to my insurance since we got married and he's not here yet. I guess it depends on the insurance.

USCIS

04/19/2011 - NOA1

05/09/2011 - NOA2 text message and email received

05/17/2011 - Case received at NVC

05/20/2011 - Received NOA2 approval letter in USPS mail.

NVC

05/17/2011 - NVC Receive (No case number assigned yet)

05/18/2011 - NVC Case Number Assigned, received IIN number / Gave Emails

05/18/2011 - DS-3032 Sent to NVC (via email)

05/19/2011 - DS-3032 Accepted by NVC, AOS Fee Bill Generated

05/26/2011 - AOS Fee Paid Online - Status - In Progress

06/01/2011 - AOS Fee - PAID

05/19/2011 - DS-230 IV Fee Bill Generated

05/26/2011 - DS-230 IV Fee Paid Online - Status - In Progress

06/01/2011 - DS-230 IV Fee - Paid

06/02/2011 - DS-230 Packet Sent

06/02/2011 - AOS I-864 Sent

05/03/2011 - All the Paperwork Received at NVC

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07/19/2011 - NVC Case Complete!!!!

(16 weeks from NVC case closed to Interview date assigned 11/02/2011)

12/13/2011 - Interview date!!!!

11/21/2011 - Medical DONE

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12/21/2011 - Entry to US JFK!!!!

California Service Center

Consulate : Haiti

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calibob Proficient

calibob   73

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
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I added my wife to mine at work using her passport number and Philippine version of the SSN. They just need proof of marriage and that info. Best wishes in getting yours taken care of.

Bob

  • Married in Manila: 08/20/2010
  • I-130 Sent to lockbox: 10/01/2010
  • I-130 Received: 10/03/2010
  • NOA-1 Received: 10/04/2010
  • NOA-2 Received: 02/01/2011
  • Received NVC: 02/08/2011
  • AOS Bill Generated: 02/10/2011
  • AOS Bill Paid: 02/10/2011
  • DS 3032 Emailed: 02/10/2011
  • IV Bill Generated: 02/14/2011
  • IV Bill Paid: 02/14/2011
  • IV Packet Received @ NVC:02/22/2011
  • NVC Completed 03/08/2011
  • Interview Date Post Sputum results May 17
  • Results negative, Interview scheduled 6/13
  • Placed in A/R 06/13/2011
  • I-601 required 07/18/2011
  • I-601 filed 11/9/2011
  • I-601 approved 11/29/11
  • 2nd Sputum test ordered 12/21/11
  • 2nd Sputum Test passed 02/21/12
  • Visa Approved!! 03/15/2012
  • Visa In Hand 03/17/2012
  • POE SFO 03/24/2012

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sunandmoon Experienced

sunandmoon   450

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Filed: Citizen (apr) Country: Philippines
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Posted

Hey all,

I'm sitting here reading about vaccinations in another thread, and it got me thinking of medical insurance for my fiance. (She is not here yet) She wont have a social security card and wont have a green card or drivers license, so how will you put your fiance on your insurance policy? In my case its my fiance and step daughter. Would I have to wait till the AOS when she would be able to get a social security card or divers license. Just worried that they may need some sort of medical attention before and they will not be on my insurance. Just a thought but I'm sure others have questioned it also.

check with your insurance provider to see if it's required have have an SSN. also you don't have to wait until after AOS and she receives her EAD or green card for an SSN. she can apply for an SSN with her I-94. just don't wait until there are only couple of weeks until the I-94 expires.

US Embassy Manila website. bringing your spouse/fiancee to USA

http://manila.usembassy.gov/wwwh3204.html

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Edrotar Contributor

Edrotar   8

Posted
Filed: K-1 Visa Country: Philippines
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  • Author
Posted (edited)

I added my wife to mine at work using her passport number and Philippine version of the SSN. They just need proof of marriage and that info. Best wishes in getting yours taken care of.

Bob

Yes, I'm thinking they only need proof of marriage also. My work is pretty lenient even allowing significant others on our insurance. I'm going to inquire about it tomorrow while I'm at work. Thanks for the info.

Edited by Edrotar
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TeddyHoney Collaborator

TeddyHoney   42

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Filed: K-1 Visa Country: Philippines
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When I married my Filipina now ex-wife many years ago and in the Phils, I could put her and her son on my insurance right away once I got back to the states withthe marriage certificate. Neither of them had SSNs. All the insurance company (or HR in my case) needed was the Marriage certificate, even though it was foreign. But, we were married. I'm now curious just like you because my current fiancee is not here yet so we are not married yet. What do we do in the interim?

10/17/2008 - First Contact via message in CB

03/15/2009 - Engaged

05/15/2009 - First meeting in person (I traveled to Philippines)

10/05/2010 - Sent I-129F package to Fiancee VISA service for review and forwarding

12/08/2011 - Interview - Approved!

12/20/2011 - VISA in hand! (Never showed up in 2go online tracking!)

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"TeddyHoney and SqueezyBear"

(Derrick and Ritchie)

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TeddyHoney Collaborator

TeddyHoney   42

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Filed: K-1 Visa Country: Philippines
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I'm just guessing here, but I don;t think her having an SSN is going to fly with most insurance companies either, because you still won't be married yet. I think the marriage certificate carries more weight than an SSN in these situations because you can use other immigrant numbers in place of an SSN, even for tax returns. But I think you need to be married in order to put someone(spouse/significant other) on an insurance policy. I think. I'm pretty sure. We may just have to get married as soon as possibly possible!

10/17/2008 - First Contact via message in CB

03/15/2009 - Engaged

05/15/2009 - First meeting in person (I traveled to Philippines)

10/05/2010 - Sent I-129F package to Fiancee VISA service for review and forwarding

12/08/2011 - Interview - Approved!

12/20/2011 - VISA in hand! (Never showed up in 2go online tracking!)

01/04/2012 - POE San Francisco(SFO)I met her there.

01/05/2012 - We're Home!

02/14/2012 - Married Valentine's Day 2012!

05/04/2012 - Mailed AOS/EAD/AP packages via FedEx ground

07/26/2012 - EAD/AP Combo card received

"TeddyHoney and SqueezyBear"

(Derrick and Ritchie)

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calibob Proficient

calibob   73

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
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Posted

I'm just guessing here, but I don;t think her having an SSN is going to fly with most insurance companies either, because you still won't be married yet. I think the marriage certificate carries more weight than an SSN in these situations because you can use other immigrant numbers in place of an SSN, even for tax returns. But I think you need to be married in order to put someone(spouse/significant other) on an insurance policy. I think. I'm pretty sure. We may just have to get married as soon as possibly possible!

:thumbs::thumbs: Unless they are your domestic partner or common law spouse then I don't think they'd be eligible for getting on your insurance.

Bob

  • Married in Manila: 08/20/2010
  • I-130 Sent to lockbox: 10/01/2010
  • I-130 Received: 10/03/2010
  • NOA-1 Received: 10/04/2010
  • NOA-2 Received: 02/01/2011
  • Received NVC: 02/08/2011
  • AOS Bill Generated: 02/10/2011
  • AOS Bill Paid: 02/10/2011
  • DS 3032 Emailed: 02/10/2011
  • IV Bill Generated: 02/14/2011
  • IV Bill Paid: 02/14/2011
  • IV Packet Received @ NVC:02/22/2011
  • NVC Completed 03/08/2011
  • Interview Date Post Sputum results May 17
  • Results negative, Interview scheduled 6/13
  • Placed in A/R 06/13/2011
  • I-601 required 07/18/2011
  • I-601 filed 11/9/2011
  • I-601 approved 11/29/11
  • 2nd Sputum test ordered 12/21/11
  • 2nd Sputum Test passed 02/21/12
  • Visa Approved!! 03/15/2012
  • Visa In Hand 03/17/2012
  • POE SFO 03/24/2012

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Penguin_ie Grand Master

Penguin_ie   5,993

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Filed: Citizen (apr) Country: Ireland
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Look into short term insurance until you are married, it covers pretty much anything other than pre-existing conditions. We had that from BCBS privately (ie not via work) from the day we arrived until we could get proper health insurance. It even covered the kids well-child visits and catch up vaccines (as they didn't have all vaccines required by US schools), so paid for itself several times over!

Bye: Penguin

Me: Irish/ Swiss citizen, and now naturalised US citizen. Husband: USC; twin babies born Feb 08 in Ireland and a daughter in Feb 2010 in Arkansas who are all joint Irish/ USC. Did DCF (IR1) in 6 weeks via the Dublin, Ireland embassy and now living in Arkansas.

mod penguin.jpg

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calibob Proficient

calibob   73

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
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Posted

Look into short term insurance until you are married, it covers pretty much anything other than pre-existing conditions. We had that from BCBS privately (ie not via work) from the day we arrived until we could get proper health insurance. It even covered the kids well-child visits and catch up vaccines (as they didn't have all vaccines required by US schools), so paid for itself several times over!

I googled immigrant insurance and there are many carriers and found that some do actually now cover acute onsets of pre-existing conditions,, of course they are the higher policies. Just for giggles I input some numbers and for $125 /mo you can get decent coverage. Hope this helps some....it did for me as I learned something!

Bob

  • Married in Manila: 08/20/2010
  • I-130 Sent to lockbox: 10/01/2010
  • I-130 Received: 10/03/2010
  • NOA-1 Received: 10/04/2010
  • NOA-2 Received: 02/01/2011
  • Received NVC: 02/08/2011
  • AOS Bill Generated: 02/10/2011
  • AOS Bill Paid: 02/10/2011
  • DS 3032 Emailed: 02/10/2011
  • IV Bill Generated: 02/14/2011
  • IV Bill Paid: 02/14/2011
  • IV Packet Received @ NVC:02/22/2011
  • NVC Completed 03/08/2011
  • Interview Date Post Sputum results May 17
  • Results negative, Interview scheduled 6/13
  • Placed in A/R 06/13/2011
  • I-601 required 07/18/2011
  • I-601 filed 11/9/2011
  • I-601 approved 11/29/11
  • 2nd Sputum test ordered 12/21/11
  • 2nd Sputum Test passed 02/21/12
  • Visa Approved!! 03/15/2012
  • Visa In Hand 03/17/2012
  • POE SFO 03/24/2012

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  • 2 weeks later...
_Simpson_ Mentor

_Simpson_   250

Posted
Filed: IR-1/CR-1 Visa Country: Philippines
 Timeline
Posted

A qualifying event such as marriage is when you can have her added. Most insurance just need that and proof of the QE which in your case would be the marriage certificate. I have seen some that were added to the policyholder's insurance even without an actual SSN yet. I work as CS for a TPA for health insurance of different employers and tribes. I don't think that would be an issue. It'd be best to verify though with your insurance. :thumbs:

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