AOS fee worries!!

[MrsP2010 20]

I've paid the $88 on Friday, the funds were available at that time. Now I've just checked my online banking and my available balance is significantly less than $88 (it's a joint account with the hubster) but the banking people have told me that this is NOT due to a payment of $88 going out.

I'm freaking out, what happens if NVC tries to process the payment but the money's no longer there. What's worse is that hubby is out of contact all weekend so I can't check with him, I miss him, and this whole thing is making me sooooo stressed!!

[EAbbas 213]

I've paid the $88 on Friday, the funds were available at that time. Now I've just checked my online banking and my available balance is significantly less than $88 (it's a joint account with the hubster) but the banking people have told me that this is NOT due to a payment of $88 going out.

I'm freaking out, what happens if NVC tries to process the payment but the money's no longer there. What's worse is that hubby is out of contact all weekend so I can't check with him, I miss him, and this whole thing is making me sooooo stressed!!

I work for a bank and when that happens it means something else is being posted. If they don't see the $88 then its something different that is being hardposted and you will be able to see it within a day or two as to what exactly it was. Usually only the banks can see what is coming out that night etc and the next day it is reflected on your online banking. May take until Monday morning to see. You should ask them what was recently paid within the last few days... that may help..

Can you borrow some money just in case for a day or two until payday to deposit into your account? OTherwise its simple...the fee can't be processed.

Wish you luck.

Edited July 31, 2011 by EAbbas

[MrsP2010 20]

Thanks for replying so quickly. I've spoken to the bank and they've confirmed that it's other spends that hubby has made, but the problem is that he's away and I'm not sure he's got my messages, so there's a chance he'll spend what else I put in there. Grr. I'm hoping he'll get on Skype today... I'm patiently waiting for it to be morning in America!

Bloody money, makes a mess of everything!!

[Navyk 78]

Thanks for replying so quickly. I've spoken to the bank and they've confirmed that it's other spends that hubby has made, but the problem is that he's away and I'm not sure he's got my messages, so there's a chance he'll spend what else I put in there. Grr. I'm hoping he'll get on Skype today... I'm patiently waiting for it to be morning in America!

Bloody money, makes a mess of everything!!

I paid AOS fee on 7/26, which still in " IN PROCESS" status, whereas the IV fee paid on 7/28 had "PAID" status on 7/29 and I sent DS-230 on 7/30. It is alright, as it takes 2-3 business day to get the staus changed. Ckeck on Monday afternoon and if the staus doesn't change, call NVC (I plan to do the same).

[Aya820 33]

I work for a bank and when that happens it means something else is being posted. If they don't see the $88 then its something different that is being hardposted and you will be able to see it within a day or two as to what exactly it was. Usually only the banks can see what is coming out that night etc and the next day it is reflected on your online banking. May take until Monday morning to see. You should ask them what was recently paid within the last few days... that may help..

Can you borrow some money just in case for a day or two until payday to deposit into your account? OTherwise its simple...the fee can't be processed.

Wish you luck.

I agree, unless you can borrow funds to re-deposit to cover the AOS fee and whatever else your hubby has withdrawn OR if your account does not have overdraft protection, I believe the AOS fee will be returned to NVC and your account charged an overdraft fee from the bank for insufficient funds. Sometimes talking to the bank and explaining they will waive the overdraft fees...sometimes... I hope you get in touch with your hubby soon because I know how frustrating this can be...bank fees just seems like they snow ball...Good luck!

[M in CA 9]

I paid AOS fee on 7/26, which still in " IN PROCESS" status, whereas the IV fee paid on 7/28 had "PAID" status on 7/29 and I sent DS-230 on 7/30. It is alright, as it takes 2-3 business day to get the staus changed. Ckeck on Monday afternoon and if the staus doesn't change, call NVC (I plan to do the same).

Hey NavyK:

Here's my plan on how to stop waiting for AOS fee to show as PAID:

if the IV fee gets billed Monday and if it posts as PAID before the AOS (which I paid last week) then I plan to use 2 copies of the IV cover sheet: 1 for each packets. I will just write: "AOS" after the "CMR" on one. Granted, I will call an operator to confirm this is okay, but come on! The bank shows the funds are drawn, and the barcode is exactly the same.

So - just an idea for those of us waiting for the AOS guy at NVC to run the script to trigger the funds acceptance code. If we can shave a day or 2 off this process, all the better, especially after having the petitions sit for a month in the the corner of the subcontractor mailroom at USCIS...

[MrsP2010 20]

I agree, unless you can borrow funds to re-deposit to cover the AOS fee and whatever else your hubby has withdrawn OR if your account does not have overdraft protection, I believe the AOS fee will be returned to NVC and your account charged an overdraft fee from the bank for insufficient funds. Sometimes talking to the bank and explaining they will waive the overdraft fees...sometimes... I hope you get in touch with your hubby soon because I know how frustrating this can be...bank fees just seems like they snow ball...Good luck!

Hmm, unless I can get in touch with him before I do it, there's a chance he won't realise and spend whatever I put in - his money skills are defo not his most desirable personality traits...!

But we'll see how this works out. At least there's still other paperwork outstanding so there's only a small chance of this affecting my overall timeline. I think I'm going to book him into money school when I get back there!

[LiveLaughLove 2]

I've paid the $88 on Friday, the funds were available at that time. Now I've just checked my online banking and my available balance is significantly less than $88 (it's a joint account with the hubster) but the banking people have told me that this is NOT due to a payment of $88 going out.

I'm freaking out, what happens if NVC tries to process the payment but the money's no longer there. What's worse is that hubby is out of contact all weekend so I can't check with him, I miss him, and this whole thing is making me sooooo stressed!!

Most banks offer overdraft protection. Did you opt in for this service?

[MrsP2010 20]

Most banks offer overdraft protection. Did you opt in for this service?

I don't think we did - the banker signing up our account was very car-salesmanish, so we were hesitant to take anything extra he offered us!

I wish you could pay the fees from abroad, it would be SO much easier!!

[MrsP2010 20]

Phew, he just got in contact. Funny how he could be unreachable for ages when we live together and I don't bat an eyelid, but when I don't talk to him for a day when we're apart I immediately assume the worst!