Sponsored or not sponsored that is the question

[meauxna 15]

So, what is tha bank statement called in the context of affadavit?

R,

A US bank account statement show the 1) balance in the account 2) activity in the account that month.

Debts are recoreded individually with each creditor.

Some of your problem in understanding is coming from not being familiar with the US financial terms. I really recommend that even if you will be the primary person completing the forms to remember that the I-864 is completed by the USC, and that you will understand the terms better if you discuss this with your USC fiancee.

[R2NALD 0]

So, what is tha bank statement called in the context of affadavit?

R,

A US bank account statement show the 1) balance in the account 2) activity in the account that month.

Debts are recoreded individually with each creditor.

Some of your problem in understanding is coming from not being familiar with the US financial terms. I really recommend that even if you will be the primary person completing the forms to remember that the I-864 is completed by the USC, and that you will understand the terms better if you discuss this with your USC fiancee.

Meuxana, i you...yes, you understood all!!! i'm not familiar with the way that the us bank are working!!!

But I'm so gald, because, now i understand more the things....

Yodrak, i you too!!

Sorry, France is the country of love so-)....... B)

Thanks, you're awesome-)

[meauxna 15]

I'm talking about debts, because, she has to provide, bank statement with her affadavit??? It's what i understood.

Read the I-864 form very carefully to see what is required and what is not.

On the typical bank statement (we will use a checking account as an example), the statement will show each deposit of money IN, and each withdrawal or check that takes money OUT. The Consular Officer can use that to see that she has been making deposits over a period of time; this will help to confirm her job (because she deposits her pay into her checking bank account).

Debts are not mentioned in the I-864--it's true! I could be earning $5000 per month and have lots of debt, but all they will look at is my income: I earn $5000 per month. It's strange, but they don't care how you spend it after you earn it!

The other point: she began to work in september -few weeks ago- and it's a good job with enough income, it's really stable. And she will earns more than 16500 dollars per year.

We are going to go through dcf at the american ambassy in france in next january...

Today is September 14, so "a few" weeks ago would be in August. Regardless, you are saying that she recently started her new job. By January (brrr in Paris!) she will have been working in her job for about 4 months. She will present a letter from her employer in the I-864 that says that she has worked at XYZ Company since September 2 (whatever) and is not on probation or a temporary employee. That is the best anyone can do.

So, knowing all these stuffs, do you think we need another sponsor?...Or, does her situation is enough to the reach the requirements?....

Her situation meets the current income requirement. She can include information about her college degree if it contributes to her current career, but that is not required.

It seems like having a Joint Sponsor would make YOU more comfortable. I'll tell you what I did, which I copied from other people. Your (then) wife can take her I-864 to the interview and present it to the CO. IF, after reviewing it and speaking to your wife, the officer does not want to accpet it (I do not think that will happen, but that is my opinion only), he would say something indicating that her income history is too short or whatever (these excuses are not supposed to apply, but they always can). AT THAT TIME, your wife can pull an envelope out of her bag and present a Joint Sponsor I-864. You have indicated before that her father does not have a problem with this.

With this method, you only use a Joint Sponosor IF required. If you do not use Dad's I-864, you simply return it to him when you get to the US.]

None of us can give you an answer in black and white about what will happen. The process is too individual. However, in order to not have a delay, take the most conservative approach.

here is what we have-just financially for now-

-her job, witch is like 35 000 dollars per year/ letter from her employee.

-and maybe, the last year tax or a statement explaining why she was not required to submit a tax return.

-no assets at the end we had problems with that, so we have to forget it-(.

I don't think it's enough

Why do you not think this is enough? Maybe it's time to get to that instead of more threads.

PS: there is no "maybe" about the last year's tax return. She must either give the tax return, or an explanation of why she does not have one.

What happened to your assets? Or it wasn't really your money, but a loan? If you have assets, you can put them on her I-864.

Also: in the US, our tax year follows the calender: January to December. At the end of each year, the employer gives the worker a statement (called a W-2) that shows how much salary the worker was paid, and how much was held back for taxes. The worker uses the W-2 to file an income tax return (called a 1040). Employers MUST give the W-2 in January, so your wife will have a record of her earnings that will be helpful. She *can* file her income tax return in January, so she will actually have her most recent year's tax return.

There will be a lot of weird little things like this to learn over the next years. My husband and I are buying a house now, and it is very interesting to learn how that is different in the UK than it is in the US. I can't tell yet which way is easier, but I think both are easier than buying a house in France!

This is part of the Guide for New Immigrants that uscis puts out: http://www.uscis.gov/graphics/citizenship/settled.htm

It is written in very simple English to explain some of these differences. Even though some of it will seem overly simple too you (I'm sure you already use credit cards, for example), there is some very good information here to help explain how things might be different. It will give you a good laugh, at the very least!

[R2NALD 0]

I'm talking about debts, because, she has to provide, bank statement with her affadavit??? It's what i understood.

Read the I-864 form very carefully to see what is required and what is not.

On the typical bank statement (we will use a checking account as an example), the statement will show each deposit of money IN, and each withdrawal or check that takes money OUT. The Consular Officer can use that to see that she has been making deposits over a period of time; this will help to confirm her job (because she deposits her pay into her checking bank account).

Debts are not mentioned in the I-864--it's true! I could be earning $5000 per month and have lots of debt, but all they will look at is my income: I earn $5000 per month. It's strange, but they don't care how you spend it after you earn it!

The other point: she began to work in september -few weeks ago- and it's a good job with enough income, it's really stable. And she will earns more than 16500 dollars per year.

We are going to go through dcf at the american ambassy in france in next january...

Today is September 14, so "a few" weeks ago would be in August. Regardless, you are saying that she recently started her new job. By January (brrr in Paris!) she will have been working in her job for about 4 months. She will present a letter from her employer in the I-864 that says that she has worked at XYZ Company since September 2 (whatever) and is not on probation or a temporary employee. That is the best anyone can do.

So, knowing all these stuffs, do you think we need another sponsor?...Or, does her situation is enough to the reach the requirements?....

Her situation meets the current income requirement. She can include information about her college degree if it contributes to her current career, but that is not required.

It seems like having a Joint Sponsor would make YOU more comfortable. I'll tell you what I did, which I copied from other people. Your (then) wife can take her I-864 to the interview and present it to the CO. IF, after reviewing it and speaking to your wife, the officer does not want to accpet it (I do not think that will happen, but that is my opinion only), he would say something indicating that her income history is too short or whatever (these excuses are not supposed to apply, but they always can). AT THAT TIME, your wife can pull an envelope out of her bag and present a Joint Sponsor I-864. You have indicated before that her father does not have a problem with this.

With this method, you only use a Joint Sponosor IF required. If you do not use Dad's I-864, you simply return it to him when you get to the US.]

None of us can give you an answer in black and white about what will happen. The process is too individual. However, in order to not have a delay, take the most conservative approach.

here is what we have-just financially for now-

-her job, witch is like 35 000 dollars per year/ letter from her employee.

-and maybe, the last year tax or a statement explaining why she was not required to submit a tax return.

-no assets at the end we had problems with that, so we have to forget it-(.

I don't think it's enough

Why do you not think this is enough? Maybe it's time to get to that instead of more threads.

PS: there is no "maybe" about the last year's tax return. She must either give the tax return, or an explanation of why she does not have one.

What happened to your assets? Or it wasn't really your money, but a loan? If you have assets, you can put them on her I-864.

Also: in the US, our tax year follows the calender: January to December. At the end of each year, the employer gives the worker a statement (called a W-2) that shows how much salary the worker was paid, and how much was held back for taxes. The worker uses the W-2 to file an income tax return (called a 1040). Employers MUST give the W-2 in January, so your wife will have a record of her earnings that will be helpful. She *can* file her income tax return in January, so she will actually have her most recent year's tax return.

There will be a lot of weird little things like this to learn over the next years. My husband and I are buying a house now, and it is very interesting to learn how that is different in the UK than it is in the US. I can't tell yet which way is easier, but I think both are easier than buying a house in France!

This is part of the Guide for New Immigrants that uscis puts out: http://www.uscis.gov/graphics/citizenship/settled.htm

It is written in very simple English to explain some of these differences. Even though some of it will seem overly simple too you (I'm sure you already use credit cards, for example), there is some very good information here to help explain how things might be different. It will give you a good laugh, at the very least!

I don't know how to thank you ...

I can now understand, the process, of this thing ...

I'm going to keep on reading, and soon, i hope, i'll be able to help the others...

For now, i have to practice and read more and more...

Merci Meauxna, bises de Paris.

[meauxna 15]

Merci Meauxna, bises de Paris.

Ooooh, my first French boyfriend!

Don't tell my husband.. it's a long French tradition, right? Good luck, R!