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doodle

Establishing Credit In US

By doodle in Moving to the US and Your New Life In America

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Captain Oates Mentor

Captain Oates   911

Posted
Filed: Citizen (apr) Country: England
 Timeline
Posted

I had a 'GM' card in the UK with £10k credit limit - I asked GM in the USA if they would give me a card based on that.

They gave me a card with a 500 dollar limit for starters !

I thought that was wonderful...

People might try getting a card from a US bank in their own country before leaving - and then do the same....

moresheep400100.jpg

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CarolineM Experienced

CarolineM   0

Posted
Filed: Citizen (pnd) Country: Australia
 Timeline
Posted

Stewart's credit history in the US:

1. Upon arrival, got connected to my bank account (added his name).

2. Got a secured credit card from Bank of America. Low limit, but at least it was helping his credit.

3. After about 6 months, he applied for a credit card through an offer he was sent...an American Express - he gets it!!

4. Last weekend, we bought a car and....

his credit was bigger than mine...727 at this point!! He hasn't even been here a year. The car guy had to use my credit too - even thoguh stewarts was higher, my history was longer...

Anyway that's how we did it :)

Finally finished with immigration in 2012!

familyxmas-1-1.jpg

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vanee Community Regular

vanee   13

Posted
Filed: Citizen (apr) Country: Canada
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Posted

After reading all this, I'm surprised at how easy it was for me to get a credit card at NationalCity, and I'm not even a permanent resident yet. I brought statements for my bank accounts in Canada, but they just wanted to see my passport and driver's license. (And maybe something that showed my US address, but I don't remember.) They also asked me to sign an extra piece of paper because I'm a foreigner. I have a checking account with that bank, and I deposited $500 into it when I opened it. I don't know whether that was a factor.

My application was flagged right away because I'm a foreigner, and they might still be watching my account, but that's OK. I'm just happy to have that credit card account. :)

K-1, AOS, ROC
2007, 2009, 2011

Naturalization

2016-05-17 - N-400 package sent

2016-05-21 - NOA1 (IOE receipt number)

2016-06-15 - Biometrics

2016-11-08 - Citizenship interview in Detroit: approved
2016-12-16 - Oath ceremony

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borninabarn Rookie

borninabarn   0

Posted
Filed: K-1 Visa Timeline
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My Wife has been here 6 months got a job opened a checking account and applied for an amazon visa card already has it with a $1000 start up

Trip to ph---------------------------------May16,2005-June3,2005

I-129 sent---------------------------------------------June 27,2005

NOA-1---------------------------------------------------July 5,2005

NOA-2--------------------------------------------------Aug 29,2005

<!--WORD2URL-01--><!--END WORD2URL-01-->NVC<!--WORD2URL-02--><!--END WORD2URL-02--> Recieved------------------------------------------Sept.9,2005

Called <!--WORD2URL-01--><!--END WORD2URL-01-->NVC<!--WORD2URL-02--><!--END WORD2URL-02--> Recieved unique#forwarded to ph----Sept.14,2005

Unique # MNL2005756XXX

INTERVIEW APPROVED!!!!Thank God!!!-------------------------Feb 27,2005

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no one Collaborator

no one   0

Posted
Filed: Timeline
Posted

Recently approved for a $7000 MasterCard from my local HSBC branch. I was shocked. I'm not even a resident yet, I have no job, and I'm not in school! My husband and I have a joint bank account at HSBC with a couple of CDs, but other than that, it seems that they only looked at "household income".

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