Evidence for ROC?

[Chris Me lil D 17]

Hi everyone,

The time for ROC is coming soon and I started looking at VJ guides as what we could send for evidence for my ROC. I realized we don't have any utility bills or mortgage/rent together, since my husband has had the house for a good 15 years now, and we never even questioned if he should put me on the bills since he's paying them off.

Any other suggestions for evidence (I read that a child birth certificate is not enough with few pics only). We do have a joint bank account but mostly I'm using it. My husband doesn't deposits money in it very often.

What do we do?

Thanks for your advices, they will be greatly appreciated

Edited March 26, 2011 by Chris Me lil D

[TBoneTX 45,267]

The joint bank account is good. Are you on his (or is he on your) employer's insurance plan for health, life, or dental?

[Chris Me lil D 17]

The joint bank account is good. Are you on his (or is he on your) employer's insurance plan for health, life, or dental?

He's on my bank account, he has signed few checks to the day care through this account, but that's all about it, he never uses it, unless to deposit checks into the savings account connected to the checking, which savings acct we save money for our baby. We do have mutual health ins through his employer, mutual dental bills for going to the dentist at the same day, no life ins, but he's on my car ins, while I'm not on his, because he has a big truck and a sports car which I do not drive and do not want him to pay higher ins for that reason. That's pretty much what we have...

[Canadiandggal 49]

how about drivers licenses with the same address on them. You can add bills that are in your name and bills in his name showing same address. How about Irs transcripts?

[Chris Me lil D 17]

how about drivers licenses with the same address on them. You can add bills that are in your name and bills in his name showing same address. How about Irs transcripts?

Well, of course we do have the IRS transcripts, and DLs both on our address, but I do not have any bills paid in my name showing our address unless you count CCs and monthly bank statements.

My concern was about the utility bills and mortgage and I thought anything else wouldn't be enough. We will attach a copy of his CC statement showing he paid for the baby's and mine plain tickets to visit my family, also the membership he bought me for the pool, and maybe a receipt from the jewelry store where he bought me a golden bracelet for my first mother's day... that's the big stuff, I don't think I can find receipts for small things he got for me... and few pics with his family will be sent as well.

Do we need to get a letter from his parents saying anything about our marriage?

Thanks again for your help

[Kathryn41 3,205]

Credit cared and bank statements definitely do count. Be sure to include at least one of each for each quarter you have been married - they need to see a continuity of co-mingled financial affairs. Are you joint holders on the Credit Card? You can get your name added if you are not. Include credit card statements if you are showing where both of you have made charges on the same account.

Include copies of all of the health insurance coverage, perhaps the co-pays paid for the baby's birth (if born in the US), car insurance coverage for the both of you (are there loans on the one car that you drive in both your names?) What about vehicle registration for your car but showing him making payments for that vehicle. If some of these payments occur on credit cards, highlight the amounts on the copies you provide to show them.

You don't have to have both received medical care or dental care (although that is a good one) but showing that the coverage comes through the same plan is important.

Is the mortgage payment coming out of the joint account? If so, provide a copy of that statement showing the payment with the payment highllighted.

You can also include affidavits from people who know you as a family/couple indicating how they know you and providing details of their knowledge. These should be signed in front of a Notary Public and include full contact information for the person writing the statement.

How is your child registered at the DayCare? Perhaps a statement from them listing both of you are parents who have permission to pick up the child is also good.

Anyway, think creatively - you will find things you haven't thought of that may work. You want to share that you are living in the same address, that you are presenting yourself as a couple/family socially and personally, that you are sharing financial assets and liabilities and that you live your lives as a married couple.

Good luck

[Chris Me lil D 17]

Credit cared and bank statements definitely do count. Be sure to include at least one of each for each quarter you have been married - they need to see a continuity of co-mingled financial affairs. Are you joint holders on the Credit Card? You can get your name added if you are not. Include credit card statements if you are showing where both of you have made charges on the same account.

Include copies of all of the health insurance coverage, perhaps the co-pays paid for the baby's birth (if born in the US), car insurance coverage for the both of you (are there loans on the one car that you drive in both your names?) What about vehicle registration for your car but showing him making payments for that vehicle. If some of these payments occur on credit cards, highlight the amounts on the copies you provide to show them.

You don't have to have both received medical care or dental care (although that is a good one) but showing that the coverage comes through the same plan is important.

Is the mortgage payment coming out of the joint account? If so, provide a copy of that statement showing the payment with the payment highllighted.

You can also include affidavits from people who know you as a family/couple indicating how they know you and providing details of their knowledge. These should be signed in front of a Notary Public and include full contact information for the person writing the statement.

How is your child registered at the DayCare? Perhaps a statement from them listing both of you are parents who have permission to pick up the child is also good.

Anyway, think creatively - you will find things you haven't thought of that may work. You want to share that you are living in the same address, that you are presenting yourself as a couple/family socially and personally, that you are sharing financial assets and liabilities and that you live your lives as a married couple.

Good luck

Thanks Kathryn41,

These are all things I've thought about, but just because of the ROC we do not want to change anything in our financial situation. He works, I work. I've always wanted to be independent so when we got married I never wanted to get into his money stuff like CCs or bank accounts. He never thought it's necessary to include me on utility bills or mortgage, because he's been and still is paying all these bills at home. So both of us have our own CCs, I had a collection on my credit report (I'm in a process of taking T-mobile to court now for that) and he thought that could screw up his great credit history, so for that reason we do not participate in each others CCs or bank stuff. But he did take a loan last year so I can pay off my car. I'm thinking this one is going to the immigrations Nothing is joint in our family, except my bank account, which he doesn't use, unless depositing money in the savings acct for our baby. I do have a doc from day care where him and his mother are listed as the two people allowed to pick up our son and for emergency.

Also, I will probably send a copy of my BabyTalk magazine

Thanks for the great advises, will let you know all how is everything later

Take care, good luck everyone