small income and no co sponsor

[lovechoseus 0]

If I am not mistaken, the embassy in the Philippines does not allow co-sponsors for K1.

I have seen that posted many times by various members. Make sure you check the local portal and find out if this is 100% true or not.

[MochiKamo 93]

What is your income now? Wait until you've saved this much (19,000 - income) x 3 and then apply.

[max+patricia 24]

Sounds like your best option, as others have said, is to work more hours or get something else part-time in addition to your full-time job. I know that's often easier said than done.

My income last year was below the requirement by about $1,000 because I was in school full-time and worked half the year part-time - so not bad considering I only worked 20 hours a week most of the year. I'm now working 60 hours a week between 2 jobs and have been doing so since January. I would not ask my family to co-sponsor my fiancee, so it's all on me, which keeps me motivated anyway. I'd recommend you look for part-time work in addition to what you're already doing and work as many hours as you can - in 6 months time, you'll probably be pulling in at least $400/week, which is over the requirement for 2 people. You have time to make it happen.

[KittyPollitt 284]

I concur with what others have suggested. Get a second job. Do what you have to do. I work 3 jobs to meet the requirement. It sucks, but you have to do it.

[TBoneTX 45,302]

The advice above is all good. Think ahead. Marriage is expensive, and children even more so. The idea of pursuing training for a better-paying career (vs. just "jobs") is something to consider.

[phillip watkins 1]

ok it wil be very hard to get a 3nd job the reasosn does nto matter but what about that we have to have seen each in person within 2 year window? i lived there about a year ago he was together ect. but with two jobs then i can not go back without losing them

[phillip watkins 1]

can my income plus the co sponsor imcome together be over work even if there alone is not?

[<3 3]

I am a usa citizen by birth. My dads family lives in the Philippines. I visited 2009 till ealry 2010. I live with my mother in Kentucky now. I personally do not make enough income to get my finance here. That is my main thought. My mother is supported by my very rich aunt her house ect. Mom has no income. I work fastfood. I have NOONE that can co sponsor. what can i do? iThank you

Seriously, don't get married. I don't know how old you are but from the sound of it, you are young and have a lot of years ahead of you before jumping into marriage. If you can't support yourself, how do you expect to support a wife and family? The K1 visa process will cost over $1,000 once its said and done.

[phillip watkins 1]

Seriously, don't get married. I don't know how old you are but from the sound of it, you are young and have a lot of years ahead of you before jumping into marriage. If you can't support yourself, how do you expect to support a wife and family? The K1 visa process will cost over $1,000 once its said and done.

i have had a wife and daughter she is 6 now. i have more than 1,000 right now lets not forget atm i live with my mother so 100% of my income is saved. there is a whole naion of people with children and wives/husband that arenot rich. You see them daily went you get your gas, your trip to walmart, the store the resturane, the grocery store, thelst goes on and on they all have familys. the riches in life are not found in money. Jesus has blessed me.

[phillip watkins 1]

i have had a wife and daughter she is 6 now. i have more than 1,000 right now lets not forget atm i live with my mother so 100% of my income is saved. there is a whole naion of people with children and wives/husband that arenot rich. You see them daily went you get your gas, your trip to walmart, the store the resturane, the grocery store, thelst goes on and on they all have familys. the riches in life are not found in money. Jesus has blessed me.

the term support is relative to you it mean something differnt than to me and it means something differnt to the next man? what do you think that my 7 per hour can do in the philipines? will she be better with a man that is on "stand by" or works for 50 peso a day? she worked in a shoe factory. the the center of a family is not money but is God that si what sad. when is it enough there is always more to gain. she is now supported more than she was before me i have paid for 1 year of school already. Now is summer and tring to work it out not to be part over money.

Edited March 24, 2011 by phillip watkins

[<3 3]

i have had a wife and daughter she is 6 now. i have more than 1,000 right now lets not forget atm i live with my mother so 100% of my income is saved. there is a whole naion of people with children and wives/husband that arenot rich. You see them daily went you get your gas, your trip to walmart, the store the resturane, the grocery store, thelst goes on and on they all have familys. the riches in life are not found in money. Jesus has blessed me.

One's wealth was never an issue that I brought up. If you want to bring your fiance over to the States, then you have to follow the same guidelines as everyone else and have proof of income over 125% the poverty level. If you want to be with your wife, there's no reason that you can't choose to move to the Philippines and be happy there.

You are right that the riches in life are not found in money but unfortunately, its a necessity to put gas in your car, buy items in walmart and dine in restaurants.

[max+patricia 24]

can my income plus the co sponsor imcome together be over work even if there alone is not?

You need to consider that first, Manila is a notoriously picky embassy, and second, even with a co-sponsor (which usually has to be a close relative to be accepted) they will likely also judge your financial standing - meaning even if your co-sponsor's income is sufficient, they might question why yours isn't.

The bottom line is that they want to make sure your fiancee will not become a public charge while in the US - and if your income isn't sufficient to prove that for whatever reason (low pay, limited training, high unemployment in your area) they will likely think you can't financially support your fiancee once she arrives. You might want to consider that you (and a co-sponsor, if you choose to take that route) will be required to show sufficient income to provide for you, PLUS your fiancee, PLUS your child - which raises the requirement level even higher. I think you should ask yourself if you feel you can financially provide for those people that will/already depend on you, because they will DEFINITELY be asking you that (and I don't mean that disrespectful in any regards).

You mentioned that 100% of your income is saved - if you have saved a substantial amount, you may be able to offset your low income with assets - but again, that depends on how much you currently make and how much you have stashed away. Just an option.

[Jubi & Tony 3]

what I might also suggest is that you think of getting two jobs to get your income up. If you love her you really dont want to bring her over her unless you can really provide for her

[sachinky 465]

Is this rich aunt willing to be a co-sponsor?

[pushbrk 12,892]

You need to consider that first, Manila is a notoriously picky embassy, and second, even with a co-sponsor (which usually has to be a close relative to be accepted) they will likely also judge your financial standing - meaning even if your co-sponsor's income is sufficient, they might question why yours isn't.

The bottom line is that they want to make sure your fiancee will not become a public charge while in the US - and if your income isn't sufficient to prove that for whatever reason (low pay, limited training, high unemployment in your area) they will likely think you can't financially support your fiancee once she arrives. You might want to consider that you (and a co-sponsor, if you choose to take that route) will be required to show sufficient income to provide for you, PLUS your fiancee, PLUS your child - which raises the requirement level even higher. I think you should ask yourself if you feel you can financially provide for those people that will/already depend on you, because they will DEFINITELY be asking you that (and I don't mean that disrespectful in any regards).

You mentioned that 100% of your income is saved - if you have saved a substantial amount, you may be able to offset your low income with assets - but again, that depends on how much you currently make and how much you have stashed away. Just an option.

If it weren't Manila, a lot of what you write above would be meaningful. Unfortunately for the OP, it IS Manila, and although they sometimes will accept a well qualified close relative as a co-sponsor, it's almost always for young adults just about to or who have just graduated from college and have great prospects. I've NEVER seen them accept a cosponsor in a K1 visa case where the need is as a result of nothing more than underemployment or low income.

In a SPOUSE case, they MUST accept a "joint sponsor" and when part of the same household, the you can combine income (and household size) to qualify.