Health Insurance

[heathercita 0]

Hello all!

My husband and I are currently living together in Colombia and we have insurance here, but will be uninsured once re arrive in the US. Previously we had always been covered by parent´s insurance or insurance through the universities we worked/studied at. We are hoping to find jobs that offer benefits, however we also want to be prepared in the case that we cannot secure employment based insurance. I was wondering if anyone here had experience with this and could offer some advice.

Thanks so much!

Heather

[nickbits 43]

It will be expensive and I hope you don't have any pre-existing conditions. Really depends on where you are moving to as to your options. If you are moving to Michigan I can post some options.

Edited March 1, 2011 by nickbits

[jkelly07 120]

you can try ***removed***

[Penguin_ie 5,993]

Health insurance is different in each state.

We took out BCBS short term insurance to cover us from the day we arrived, as we had little kids and they get sick so easily; you can take it out from 30 to 180 days. It covers emergency as well as routine treatments, and they paid 100% of the kids check-ups and vaccine catch-ups.

Like you, we were hoping to find work with health benefits, but this did not happen, so we moved the kids onto a BCBS PPO plan with a $30 co-pay for doctors visits (we adults are not elligible due to previous infertility).

[Moosker 7]

We used this site for my husband (he owns his own business) and got good insurance through BCBS http://www.ehealthinsurance.com/