Cashing Tax Return

[Brusik 11]

My question is when the government sends a check or deposits into my bank account how is this possible

when the Wife is in Georgia and she can't endorse the check.. Because I applied for her ITN number will they deposit into my bank account anyway..

I called my bank and they said deposit could be rejected because her name is not on my account.. My banker said wife had to be present to be put on bank account.

Just wondering how to proceed????????????

[LotofPatience 65]

My question is when the government sends a check or deposits into my bank account how is this possible

when the Wife is in Georgia and she can't endorse the check.. Because I applied for her ITN number will they deposit into my bank account anyway..

I called my bank and they said deposit could be rejected because her name is not on my account.. My banker said wife had to be present to be put on bank account.

Just wondering how to proceed????????????

Direct Deposit of tax refund - no manual involvement!

Loto

[Barbara J 115]

My question is when the government sends a check or deposits into my bank account how is this possible

when the Wife is in Georgia and she can't endorse the check.. Because I applied for her ITN number will they deposit into my bank account anyway..

I called my bank and they said deposit could be rejected because her name is not on my account.. My banker said wife had to be present to be put on bank account.

Just wondering how to proceed????????????

Is this an electronic deposit or manual as in person. IN my country AUS anyone can deposit into your account if they have the account number they just can't withdraw.

[belinda63 3,052]

I've never had a problem with having it direct deposited into a single account with a joint return. She signed it and it says on the return that it will be direct deposited into routing number xxxx account number xxx so to me she is giving permission for this.

[Brusik 11]

I've never had a problem with having it direct deposited into a single account with a joint return. She signed it and it says on the return that it will be direct deposited into routing number xxxx account number xxx so to me she is giving permission for this.

My wife thousand of miles away to sign.......... I always have deposit but bank said that the deposit could be rejected..

[LotofPatience 65]

Direct deposit is different from regular deposit.

Loto

[DanTes 21]

My wife is a joint owner on all my accounts, and she was also able to open a checking and savings account with my U.S. bank using her ITIN along with a form W8BEN.

[CarlosAndSveta 808]

My question is when the government sends a check or deposits into my bank account how is this possible

when the Wife is in Georgia and she can't endorse the check.. Because I applied for her ITN number will they deposit into my bank account anyway..

I called my bank and they said deposit could be rejected because her name is not on my account.. My banker said wife had to be present to be put on bank account.

Just wondering how to proceed????????????

If you indicate on your return that you want direct deposit of your refund the IRS will deposit the money in whatever account(s) you list on your return. I have prepared returns for people where they have asked that their refund be deposited in another person's bank account. I have not heard any complaints about the bank denying the deposit.

I did the same thing for my stepdaughter when she filed her first tax return. At the time she didn't have a bank account so we had her refund deposited in my checking account. My bank didn't reject the direct deposit.

[Darnell 8,479]

ok - a bit of smoke clearing here.

IRS sends some notice to US Treasury to issue the refund 'check' and

IF ELECTRONIC ACH payment to be made to you, for the refund -

the names on the check must match the names on the account.

IF there is not a match, the ACH notice is kicked back by US Treasury, eventually a paper check will be cut , sent out to you.

It's not enough that there is ONE name that matches on the bank account - it MUST BE BOTH.

Your banker is wrong, SHE can be added to the account without physical presence, must handle 8BEN form. Get form W-8BEN from the IRS website, study it, handle the documentation requirments,

and then make sure your banker GETS TRAINED on how to accept this form, soonish. Then, again soonish, have yer wife added to your bank account via the W-8BEN form.

Ain't training bankers fun? Thankfully, they are a bit smarter than SSA employees, and mostly, are trainable.

Good Luck !

[Brusik 11]

ok - a bit of smoke clearing here.

IRS sends some notice to US Treasury to issue the refund 'check' and

IF ELECTRONIC ACH payment to be made to you, for the refund -

the names on the check must match the names on the account.

IF there is not a match, the ACH notice is kicked back by US Treasury, eventually a paper check will be cut , sent out to you.

It's not enough that there is ONE name that matches on the bank account - it MUST BE BOTH.

Your banker is wrong, SHE can be added to the account without physical presence, must handle 8BEN form. Get form W-8BEN from the IRS website, study it, handle the documentation requirments,

and then make sure your banker GETS TRAINED on how to accept this form, soonish. Then, again soonish, have yer wife added to your bank account via the W-8BEN form.

Ain't training bankers fun? Thankfully, they are a bit smarter than SSA employees, and mostly, are trainable.

Good Luck !

Thx Ill get the form

[Brusik 11]

ok - a bit of smoke clearing here.

IRS sends some notice to US Treasury to issue the refund 'check' and

IF ELECTRONIC ACH payment to be made to you, for the refund -

the names on the check must match the names on the account.

IF there is not a match, the ACH notice is kicked back by US Treasury, eventually a paper check will be cut , sent out to you.

It's not enough that there is ONE name that matches on the bank account - it MUST BE BOTH.

Your banker is wrong, SHE can be added to the account without physical presence, must handle 8BEN form. Get form W-8BEN from the IRS website, study it, handle the documentation requirments,

and then make sure your banker GETS TRAINED on how to accept this form, soonish. Then, again soonish, have yer wife added to your bank account via the W-8BEN form.

Ain't training bankers fun? Thankfully, they are a bit smarter than SSA employees, and mostly, are trainable.

Good Luck !

I just downloaded and read that form.. I don't understand, is this a form I fill out...??? My wife would have no clue about this form...The instructions are also rather confusing.. Do I send this in when I file my taxes????? I also called my banker and they said there is no way to deposit a check unless the wife is present..

Edited February 11, 2011 by darkdancer333

[hieumin 2]

open a new Bank Of America account then make a direct deposit to this account and you should have no problem with it. Withdraw all money after it had been deposited and close the account (if you wish). I did my last year but not close the account

[elya4848 3]

My question is when the government sends a check or deposits into my bank account how is this possible

when the Wife is in Georgia and she can't endorse the check.. Because I applied for her ITN number will they deposit into my bank account anyway..

I called my bank and they said deposit could be rejected because her name is not on my account.. My banker said wife had to be present to be put on bank account.

Just wondering how to proceed????????????

Just sign her name!