A joint bank account.

[matt41 1]

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated.

[SMR 368]

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated.

Why do you want a joint bank account? If you want to send money to your fiance, you can set up a checking account and give your fiance an ATM card tied to it. The fees for international withdrawals will vary from bank to bank, but your fiance should be able to use the ATM card at most ATMs.

[matt41 1]

just so we can pay bills for certain things we are setting up. like our wedding.

[NickD 203]

just so we can pay bills for certain things we are setting up. like our wedding.

American Patriot Act did not allow me to even add my wife to any joint account, wouldn't even let her start an account of her own. Not until she got an EAD card and a probationary SS card could I add her to my accounts.

Now even trying to open a $500.00 account really isn't an act of terrorism or to pay one off. Was the dumbest thing I had ran into yet. If it were 100 million bucks, would then think it would be questioned. But my CC company did let her use my card number with her name on it. Which kind of says, its okay for an immigrant to go into debt into this country, but not put money into it.

Even questioned my banks about foreign investors, literally taken over our communications and other industries as promoted by our administration. Said that is a different story. Our Senator Feingold was the only person that voted against the APA, said he did because he read it. I read it too, couldn't believe what I was reading. Ron Paul now is speaking against it, as it is to be renewed, but Russ and Ron are about the only two congressman with any common sense, so doubt if they will do any good on this matter.

But now it doesn't make any difference to us now, as my wife is a US citizen.

[matt41 1]

American Patriot Act did not allow me to even add my wife to any joint account, wouldn't even let her start an account of her own. Not until she got an EAD card and a probationary SS card could I add her to my accounts.

Now even trying to open a $500.00 account really isn't an act of terrorism or to pay one off. Was the dumbest thing I had ran into yet. If it were 100 million bucks, would then think it would be questioned. But my CC company did let her use my card number with her name on it. Which kind of says, its okay for an immigrant to go into debt into this country, but not put money into it.

Even questioned my banks about foreign investors, literally taken over our communications and other industries as promoted by our administration. Said that is a different story. Our Senator Feingold was the only person that voted against the APA, said he did because he read it. I read it too, couldn't believe what I was reading. Ron Paul now is speaking against it, as it is to be renewed, but Russ and Ron are about the only two congressman with any common sense, so doubt if they will do any good on this matter.

But now it doesn't make any difference to us now, as my wife is a US citizen.

well it is in the reverse me the one coming to the US I want to let her be on my account. No me being on a american account.

[Kathryn41 3,205]

Moved from Off Topic forum to the Canada Regional Forum as a more likely venue to obtain the necessary information

[Inky 1,111]

Hmm... MAYBE RBC? You would have to go in and check tho i'm not completely sure.

TD bank is in Canada and the US you could try them too.

[Udella&Wiz 325]

No matter whether it's joint or not, you could just give your fiancée a VISA debit bank card with access to your account n the US. American Visa debit cards don't work as debit in Canada anyway....it will get charged as a VISA charge...yes, I know it doesn't matter because it all comes out of the same account, just saying. Consider though that because it's a foreign VISA card you'll pay exchange fees and international service charges each time she/you use it in Canada.....you may end up losing a little money with all the fees banks charge these days.

be more cost effective to bring some moeny with you next time you visit and exchange it so she can deposit in her own bank acct.

[Matt n Shannon 3]

Problem is since you aren't married you can't get your wife a Tax ID which would allow her to be added to your bank account. I was able to be added to my wifes CIBC with just my passport and I added my wife to my TD account with her Tax ID number.

[Krikit 1,165]

I'm getting a bit confused. It sounds like you want your US fiancee to have access to your Canadian account. Is this correct?

[matt41 1]

I'm getting a bit confused. It sounds like you want your US fiancee to have access to your Canadian account. Is this correct?

yep just so she can take money ot when she needs it.

[Canadiandggal 49]

yep just so she can take money ot when she needs it.

My husband was added to my cibc account with just his Drivers license and Passport. Call the banks and explain what you are looking for. That is what I did in Canada and the states.

[Krikit 1,165]

Call your bank and ask them how to handle the situation. I'm thinking you just need to give her a debit card to use in the US but she just won't be able to do deposits. Those will have to be mailed to you or the bank. TD Canada Trust debit cards can be used in both the US and Canada. I believe the same with RBC. All you pay is the exchange rate.

[matt41 1]

Call your bank and ask them how to handle the situation. I'm thinking you just need to give her a debit card to use in the US but she just won't be able to do deposits. Those will have to be mailed to you or the bank. TD Canada Trust debit cards can be used in both the US and Canada. I believe the same with RBC. All you pay is the exchange rate.

yea i am with scotia i have used it here aand it works no rate at bank america I'm guessing that is what i need to do .

[JustJanis 2]

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated.

I (the Canadian beneficiary) am with Scotia bank and spoke with them about adding my USC fiance to my account or opening a joint account so we could transfer monies back and forth as needed for visa stuff and moving expenses etc. They said no problem but he would have to come in and be present with is ID etc and would be given a debit card that can be used at Bank of America with no fees. Unfortunately there is no way to deposit US money using the card nor is there any means besides the very expensive Western Union option to transfer money into the account from his US bank account and vice-versa. So instead he has given me his visa card number if need be and/or we just exchange cash when we see each other.

From what I understand I can't open a US based bank account until I am residing in the US and/or have the proper visa paperwork completed. Funny though, you can get a US department store credit card???

We will just wait out the process