Need a co sponsor

[Nadia k 0]

I am new to this forum .. I know that most likely I won't find someone to help but it is just I need to get things out my chest.. I met my husband online.. fell in love got married in march 2008.. After he went back home he asked his cousin (a lawyer) to file for my visa. And we just sat waiting for an answer and two years later we still got none.

Last year when my husband went to the mosque he met a lawyer; he seemed to be a nice guy, so he asked him if he could work with his cousin who still got nothing done. So the new lawyer asked for the receipt number. The cousin started fidgeting and after avoidinf my husband for more than a month he ended up telling him that well sorry but I didn't file for your visa. And he gave him just $1600.00 back from the total money he paid him. We were so angry but then OK what can we do? It's how God wanted it to be.

The new lawyer filed for the visa.. All went well until now. Cause we need a co sponsor, and we find none. My mother-in-law and sisters-in-law don't make enough money. My husband's friend also said yes but he doesn't make enough money. So we reached a dead end. 'Cause there is just no one.. We considered living here, but then my husband has two kids.. It is just an impossible situation. I just wish there was some easy solution. I wish we knew someone but there is just none

[Mithra 1,185]

Unfortunately you are not going to find any strangers on the internet willing to be a co-sponsor. You do realize how much of a responsibility that is, correct?

[Nadia k 0]

Unfortunately you are not going to find any strangers on the internet willing to be a co-sponsor. You do realize how much of a responsibility that is, correct?

I know they would look at it that way.. But I also know once my husband has someone to take care of the kids with him he will be more than able to take care of me.. it is just a formality but yeah I know I won't find any I just needed some venting.

[C_María 6]

Reach out to your communities- did you try the mosque? (Or the lawyer? J/K!)

[Christi85 86]

Do you own any property in your country? If you did you could sell it and claim the money from the sale as assets on the affidavit. You would need 3 times the difference between the 125% of the poverty line for your household size and your husband's income.

Does your husband make any income at all? Any chance he could change jobs and get one with a higher salary that would qualify? Does he get any other income, even non work-related? Pension, public benefits, disability benefits? Does any of you have any savings in the bank that could be used to supplement his income on the affidavit (the 3x rule mentioned above applies to any assets used). Also, keep in mind that you could use up to two joint sponsors in addition to your husband. However it seems to me that their income/assets need to qualify by themselves and can't be added to each other to qualify (can someone confirm this please?), unless one of them is a household member. In the latter case, their income/assets can be combined with those of your husband's through form I-864A.

Don't despair and keep trying and thinking through your options. Remember that if YOU have any income, it can also be used on the adffidavit, as long as it continues from the same source after you move to the US. Same goes for any assets YOU may own. The I-864 is quite flexible in terms of requirements, and there are many options to get around it.

[Mithra 1,185]

Can your husband find a second job to make up the difference? For a family of 4 he'll only need to earn around $28,000 a year.

I know they would look at it that way.. But I also know once my husband has someone to take care of the kids with him he will be more than able to take care of me.. it is just a formality but yeah I know I won't find any I just needed some venting.

[Malarie 0]

Couldnt they use more than one co-sponsor? I'm far from an expert about this so I really dont know but I could swear I have read something about that here on VJ before?

Good Luck OP!!

[NigeriaorBust 4,087]

Only one sponsor allowed

[Christi85 86]

Ok, I've just looked at the I-864 instructions.

Like I said, the joint sponsor needs to meet the income/assets requirements by themselves without combining them with those of the principal sponsor. The only exception is if the joint sponsor is a household member (i.e. lives in the same house as the main sponsor), in which case a I-864A is required.

Regarding the number of joint sponsors, the instructions only say that up to two joint sponsors are allowed. However, the way it's phrased makes it sound like a second joint sponsor is only allowed if there are more than one intending immigrants and the first joint sponsor isn't sponsoring all of them. A second joint sponsor would then be required to sponsor the rest of the intending immigrants.

[Mommy2ZaidnSalma 11]

Once a mena man comes to the US, finding work is easier said then done. If your not able to support him and his children on your income then its probably better he doesnt come until your able to do so. I have been married for 6 years and im still the breadwinner. It is a very difficult road once a man immigrates and not having a stable life to come to will only cause strain on your marriage. I would suggest that maybe you pick up a 2nd job or find a better job that would put you over the income requirements and also allow you to save some money for when your husband does immigrate.

[Staashi 371]

I think she is the beneficiary, not the petitioner.

[Mommy2ZaidnSalma 11]

I see, lol. Guess I didnt understand correctly. Man or women, life is not easy here. I would suggest having some sort of financial stability before anyone immigrates

[Nadia k 0]

Do you own any property in your country? If you did you could sell it and claim the money from the sale as assets on the affidavit. You would need 3 times the difference between the 125% of the poverty line for your household size and your husband's income.

Does your husband make any income at all? Any chance he could change jobs and get one with a higher salary that would qualify? Does he get any other income, even non work-related? Pension, public benefits, disability benefits? Does any of you have any savings in the bank that could be used to supplement his income on the affidavit (the 3x rule mentioned above applies to any assets used). Also, keep in mind that you could use up to two joint sponsors in addition to your husband. However it seems to me that their income/assets need to qualify by themselves and can't be added to each other to qualify (can someone confirm this please?), unless one of them is a household member. In the latter case, their income/assets can be combined with those of your husband's through form I-864A.

Don't despair and keep trying and thinking through your options. Remember that if YOU have any income, it can also be used on the adffidavit, as long as it continues from the same source after you move to the US. Same goes for any assets YOU may own. The I-864 is quite flexible in terms of requirements, and there are many options to get around it.

When we talk assets here they put savings and what one has in the bank I have $5000 in my bank now my husband can send me another $5000 and I can borrow another $5000, but that's it.

My sister owns an apartment here in Morocco she won't say no if I asked her to put on paper that she is willing to support me; but is that even doable? And if it is then what do they mean by "assets that can be liquidated in 12 months"? Does that mean the apart has to be sold?

[Christi85 86]

When we talk assets here they put savings and what one has in the bank I have $5000 in my bank now my husband can send me another $5000 and I can borrow another $5000, but that's it.

My sister owns an apartment here in Morocco she won't say no if I asked her to put on paper that she is willing to support me; but is that even doable? And if it is then what do they mean by "assets that can be liquidated in 12 months"? Does that mean the apart has to be sold?

Unfortunately your sister doesn't qualify as a joint sponsor as she's not living in the US. Yes, the apartment would ideally have to be sold to be claimed as an asset or at least show proof that it's on the market for sale. However, since it's your sister who owns the property, it's not very likely that this would be accepted anyway. The assets would have to be in your name or your husband's name or a qualifying joint sponsor's name.

Now, with regards to what assets are acceptable: bank savings are preferred, as they're readily convertible into cash. Stocks, bonds etc. can also qualify as long as they can be cashed out within 12 months.

You say you have $5,000 in the bank, that your husband has another $5,000 in his, and that you could borrow another $5,000, so potentially $15,000 in savings which is a good amount. The important question now is: does your husband earn any income? If he does and he just falls short of the sponsorship requirement by a couple thousand $$$, then $15,000 can actually be enough to help him qualify.

So, he needs an annual income of $27,563 for a household of four. If for example his annual income is $24,000, he'd be $3,563 short of the required income. In this case he would need assets that equal

3x $,3,563 = $10,689, so the $15,000 in savings would be more than enough in this scenario.

I hope this makes sense.