road test and insurance in RI

[Crissie 0]

Hi all,

My husband (a perm. resident w/greencard) passed his written exam for a learner's permit today in Rhode Island. When he went to schedule the road test for the proper license, they said he'd have to bring proof of insurance on the day. I don't drive due to a disability, so I can't put him on my own insurance or provide him with a vehicle. My parents may be able to lend him their car. Their insurance company said that they cover other drivers who borrow the car with their permission. If we get a notarized letter from my parents stating that they give him permission to borrow their car for the road test along with a copy of their insurance coverage, will this be good enough? We don't want to buy a car at this time. We just want him to have the license for cases where he needs to rent one or to use our local Zip Car service. There's also the possibility that he may get a job offer that requires commuting and we all of a sudden do need to buy a car, so we want to have it now rather than have a good job opportunity pass him by.

Edited January 20, 2011 by Crissie

[Mark and Sasha 0]

Hi all,

My husband (a perm. resident w/greencard) passed his written exam for a learner's permit today in Rhode Island. When he went to schedule the road test for the proper license, they said he'd have to bring proof of insurance on the day. I don't drive due to a disability, so I can't put him on my own insurance or provide him with a vehicle. My parents may be able to lend him their car. Their insurance company said that they cover other drivers who borrow the car with their permission. If we get a notarized letter from my parents stating that they give him permission to borrow their car for the road test along with a copy of their insurance coverage, will this be good enough? We don't want to buy a car at this time. We just want him to have the license for cases where he needs to rent one or to use our local Zip Car service. There's also the possibility that he may get a job offer that requires commuting and we all of a sudden do need to buy a car, so we want to have it now rather than have a good job opportunity pass him by.

Might be too late for an answer, but you should be able to get all this done at a rental agency - or at least they could help you get the information you need. If not, a letter signed by your parents along a copy of the letter from the insurance company should be good. You should be careful though, because some insurance companies will only cover the car, not the driver. Read the fine print.... good luck.