is it ok if we don't have joint acoount?

[shescott 0]

We have an appointment interview this week I'm just worried if there will be a problem on my interview if we don't have joint account yet... I don't want to force my husband now, b'coz his last marriage they had an issue about joint account so I'm thinking that my husband is have trauma about that... Thanks

[YuAndDan 153]

They know at the AOS interview you have not had enough time to develope things like joint accounts etc.. This will not be a problem. You will have 2 years after AOS to develop this for removal of conditions

[baron555 934]

They know at the AOS interview you have not had enough time to develope things like joint accounts etc.. This will not be a problem. You will have 2 years after AOS to develop this for removal of conditions

I disagree. You two can open a joint account with little money in it. And while I can understand about past transgressions, this should not force you yo alter your future life.

Edited January 12, 2011 by baron555

[Brother Hesekiel 2,236]

I never had a joint account with my wife, as we had quite a few bank accounts already. I suggest to do what I did:

You and your spouse give each other full access to all the accounts. You can do this tomorrow or Friday. Thereafter get a letter from the bank manager reading like this:

To whom it may concern

This is to certify that Mr. and Mrs. x have full and unrestricted access to the following bank accounts:

1 Checking account # 123456789

2 Checking account # 234567890

3 Savings account # 345678901

4 Money Market account # 456789012

Mine actually had the balances after each account number, but that wouldn't even be necessary. You also don't have to tell the bank manager for what you need it. All you tell 'em is that you need a formal letter to this effect. Should be no problem. This letter shows that you intermingled finances as far as banking goes, and that is what they want to see.