Are We Doomed Or Is There Help

[Rob and Jill 82]

He doesn't HAVE to 'file' for an SSN - but you will likely find it easier to add him to bank accounts, etc. if he does have one.

Not find it easier...It's a requirement for bank accounts. It has to do with some terrorism law that went into effect. Anyone who wants to open or be added to a checking account has to have a valid SSN. As we found out the hard way. BLEH.

KatRaicha, on 08 November 2010 - 01:35 PM, said:

When my fiance started the process of him moving to the USA so we can be married we never foreseen the RL issue that would slap us in the face.

Due to some hardships, we now do not have the money for the I-485 and now there is no time to really save for it. Are we doomed for him to be deported, or is there an organization that can help us?

If deported will he be able to come back when the money can be saved?

We had the exact same thing happen to us. I had $800.00 of the $1010 saved up. Then the Air conditioning broke THREE freaking times this summer (I still haven't fixed it from the last time because I intend to replace it before next summer), and my oven broke. /wave goodbye to $800.00.

I've been working on finding ways to get it paid, and it's tough. I did see some banks were offering "Holiday Loans" around the other day, so that is a possibility. They don't need to know it's for a different kind of gift...LOL.

[TracyTN 237]

Not find it easier...It's a requirement for bank accounts. It has to do with some terrorism law that went into effect. Anyone who wants to open or be added to a checking account has to have a valid SSN. As we found out the hard way. BLEH.

We had applied for hubby's SSN when we got our bank accounts (at Bank of America) but had not yet received it when we opened them.

[Myopia 93]

We had applied for hubby's SSN when we got our bank accounts (at Bank of America) but had not yet received it when we opened them.

I think it depends on the bank.

[TracyTN 237]

Probably does.

[Rob and Jill 82]

Patriot Act Section 326

We had applied for hubby's SSN when we got our bank accounts (at Bank of America) but had not yet received it when we opened them.

After you said that I started doing some research on this and I find it interesting. The OFFICIAL version of the Patriot Act does not require a SS number and IN FACT says that passports are acceptable identification. Now, I am half tempted to pester the hell out of my bank and find out why they require a social security number when the law doesn't say it requires it...

Inceidentally, Tracy, how long ago were you married?

[VanessaTony 3,567]

Inceidentally, Tracy, how long ago were you married?

According to her timeline 27th July 2007

**Edit - I'm with Wells Fargo and she initially told me she'd need a SSN but I didn't have one so she opened it without it and asked me to come back when I had one, which I did. I was married Nov 7th 2009

Edited November 10, 2010 by Vanessa&Tony

[Brother Hesekiel 2,236]

For the n^th time: anybody from anywhere in the World can open bank accounts anywhere in the World, whether in Paris, Dubai, London, Berlin, or New York. They don't need a Social Security number and they don't even need to be in the US. Not every oil sheik desires applying for a visa, let alone a trip to the United States in order to invest 40 or 50 Million Dollars there. That would be ridiculous. I, personally, open bank accounts for B1 travelers from Europe every year, simply because it's easier for them to transfer large amounts of cash then taking it with them on an airplane.

If there's one urban legend that really gets my blood boiling, it's that investing money has anything to do with immigration.

Edited November 10, 2010 by Just Bob

[JimVaPhuong 4,863]

Banks are required by law to report transactions over $10,000 to the IRS. They often require an SSN to open an account for this reason. This has to do with tax law, as well as to prevent money laundering.

The law doesn't specifically require that the bank collect your SSN in order to open an account, though. The bank has a variety of options they could use to allow you to open an account, and still comply with the law. For example, they could set a limit on the account to disallow transactions that would trigger the reporting requirement.

[JoannaV 174]

Basically, banks are kinda dumb and most of the time it's not worth trying to fight with them. But if you NEED to open a bank account without an SSN, then fight fight fight till you win.

[TracyTN 237]

Patriot Act Section 326

After you said that I started doing some research on this and I find it interesting. The OFFICIAL version of the Patriot Act does not require a SS number and IN FACT says that passports are acceptable identification. Now, I am half tempted to pester the hell out of my bank and find out why they require a social security number when the law doesn't say it requires it...

Inceidentally, Tracy, how long ago were you married?

Yes - that's exactly what I told my original bank when they fought us on it and quoted what the Patriot act DOESN'T say...! So we left them because of their ignorance. Hence us going to BOfA instead.

We were married in July 2007.