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Addie_Goodvibes

Establishing Credit

By Addie_Goodvibes in Moving to the US and Your New Life In America

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Addie_Goodvibes Proficient

Addie_Goodvibes   0

Posted
Filed: AOS (apr) Country: Japan
 Timeline
Posted

My Japanese Spouse is having trouble getting approval for a credit Card any suggestions?

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IMPORTANT NOTICE:Like you all, I am not an attorney ; I am a layperson (I have laid a lot of persons ) My advice is based on Experience obtained by filing ourselves

AOS met in Japan 1994 married 10/2004

DO:Los Angeles,Ca.

6/17/06 Forms Sent (I-130, I-485, and I-765)

6/19/06 RD I-130,I-485, I-765

6/26/06 NOA rcvd

7/15/06 Biometrics complete Day 22

8/4/06 Interview Notice Rcvd Day 42

9/9/06 EAD Card Received :)Day 78

9/13/06 SS Card Received :)Day 82

9/27/06 AOS Interview Los Angeles APPROVED LPR Day 96

12/04/06 Welcome To the United States Letter received

12/08/06 Green Card Received- expires 12/2016

Jewel-8 Rising Star

Jewel-8   21

Posted
Filed: AOS (apr) Country: Scotland
 Timeline
Posted

My Japanese Spouse is having trouble getting approval for a credit Card any suggestions?

It took me awhile to figure out that adding my husband onto some of my cards would help him gain a credit score, but we have finally done that. We have also bought a mattress together. Also, there are secured credit cards through Wells Fargo, Bank of America, US Bank and others. Check with the bank or credit union you use to see if they have any options for you.

Good credit takes time, good luck!!

Our VisaJourney started July 2009 when I mailed the 129-F

Fiance here February 2010, married 10 days later

GC received in the mail 10-Jun-2010

Able to apply to remove conditions 12-Feb-2012

BABY GIRL BORN JULY 2011!!!

Addie_Goodvibes Proficient

Addie_Goodvibes   0

Posted
Filed: AOS (apr) Country: Japan
 Timeline
  • Author
Posted

It took me awhile to figure out that adding my husband onto some of my cards would help him gain a credit score, but we have finally done that. We have also bought a mattress together. Also, there are secured credit cards through Wells Fargo, Bank of America, US Bank and others. Check with the bank or credit union you use to see if they have any options for you.

Good credit takes time, good luck!!

Thank You for the reply.

My Credit is pretty good low 700's, We just can't seem to get my Japanese Spouse approved for credit cards. Your suggestions are good. We will go to her bank and ask for a secured Credit Card.

gewelcome-vi.gif

3dflagsdotcom_japan_2faws-vi.gif

IMPORTANT NOTICE:Like you all, I am not an attorney ; I am a layperson (I have laid a lot of persons ) My advice is based on Experience obtained by filing ourselves

AOS met in Japan 1994 married 10/2004

DO:Los Angeles,Ca.

6/17/06 Forms Sent (I-130, I-485, and I-765)

6/19/06 RD I-130,I-485, I-765

6/26/06 NOA rcvd

7/15/06 Biometrics complete Day 22

8/4/06 Interview Notice Rcvd Day 42

9/9/06 EAD Card Received :)Day 78

9/13/06 SS Card Received :)Day 82

9/27/06 AOS Interview Los Angeles APPROVED LPR Day 96

12/04/06 Welcome To the United States Letter received

12/08/06 Green Card Received- expires 12/2016

Dakine Veteran

Dakine   26

Posted
Filed: Citizen (apr) Country: Philippines
 Timeline
Posted

My wife did repeat filings for Capitol One and they came thru with a limited card. She used it and paid it off monthly.

6 months later she was getting pre approved cards from lots of companies!

K1 denied, K3/K4, CR-1/CR-2, AOS, ROC, Adoption, US citizenship and dual citizenship

!! ALL PAU!

 
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