If you plan to go to school once in America-watch out!

[zethris 0]

So that is it then. I'm done here on this issue.

Just good luck with that kool-aid drinking lifestyle, best of luck to your kids.

Yes you may have a right to be angry..... but you do not have the right to personally attack people for stating their opinions.... you say you are doing the adult thing.... but you continue to insult people and act like a spoilt child who is not getting his own way....

I have already help both my childern go to college so your threats have no effect on me....

Kezzie

Well the privilaged few then have no comment to make on this topic. You are even more disgusting than I thought. You helped/paid for your children. How nice. I have already stated my situation, and the situation of most others. We don't all have a daddy/mommy warbucks to pay our way. Shut it and move onward to hell.

NOW I'm DONE.

Edited August 21, 2006 by zethris

[Fandango 1,439]

The 'wow' was because I was stunned at what a malicious azzhole you are. You're obviously quite upset, and have no real adult skills on how to handle that

Best of luck in life...you are most certainly going to need it!!!

[Kez/JWolf 6]

So that is it then. I'm done here on this issue.

Just good luck with that kool-aid drinking lifestyle, best of luck to your kids.

Yes you may have a right to be angry..... but you do not have the right to personally attack people for stating their opinions.... you say you are doing the adult thing.... but you continue to insult people and act like a spoilt child who is not getting his own way....

I have already help both my childern go to college so your threats have no effect on me....

Kezzie

Well the privilaged few then have no comment to make on this topic. You are even more disgusting than I thought. You helped/paid for your children. How nice. I have already stated my situation, and the situation of most others. We don't all have a daddy/mommy warbucks to pay our way. Shut it and move onward to hell.

NOW I'm DONE.

I am very proud to say that both my children paid for themselves to go to college... I helped by offering support and guidence when it was needed to help them make the best informed dissisions along the way.... I am very proud of them both..... thank you..

Kezzie

[Fandango 1,439]

If Ewok reads this since Kez reported it, I would like to say that I personally vote to keep the thread as it is....

When ppl show you who they are, believe them! And this thread is a perfect example of such!

Kezzie, he said you were disgusting because you helped your children, lol....

[zethris 0]

All I can say is that I am sorry to the rest of you for how I said what I said, and in the tone I said it.

However, I still stand by what I said about Kezzie and LisaD. I am disghusted by these people. I am sorry you got the brunt of the rage in my words on this issue, but the facts within them about your characters still stand.

I do not buy for a minute that your children paid for themselves, unless they went to a city or cheap state college in some parts of the country. in which case, thats a good choice on their part. You made it sound like you paid for their college education.

So go ahead, continue with your blathering now that I am not discussing this issue anymore. Those who read this and truely read it that arent puppets will see that this is a problem and might do something about it, or at least be very carefull with their children.

And you know what, now that I am calming down, I am sorry I fell for the flamebait. At that, I am embarassed.

Fact of the matter is, I just came here to raise awareness. I didn't say I wasn't going to make all attempts to pay. I didn't plaster some website that will ask for donations. I didn't do any of that, nor do I plan to.

I am sorry to you all.

Edited August 21, 2006 by zethris

[BJZags 17]

He does have a point about NOT taking the original loan out with Sallie Mae. Mine was also bought by this money-sucking ####### of a big business about six months after I graduated. But my stand on education and loans being a gamble still stands. You have to do research and fully understand what your chosen school and degree program you want to pursue might do for your future. And then do research on the pay scales of potential jobs with this degree. Let me tell you what, I'd be in a pickle now if I had failed the bar-exam and couldn't have found work upon graduation. But I took the risk and I was very lucky. And I do NOT buy any argument that the prestige of your school has any bearing on your ability to find work. I went to a school in the lowest-tier of existence and managed to find my niche in life. Becoming established will also take time and persistence. I had to forbear my loans for a couple years until I finally settled into a job where I made enought to afford north of $500 a month in loan payments.

[Fandango 1,439]

I am sad Ewok removed your post, for it shows you for the crass & contemptable person you really are.

[rebeccajo 14]

Ok now let me get this straight. Having the ability to pay for ones childrens education makes them 'priviledged' and 'disgusting'.

And it's also not possible for a student to put themselves through school unless they attend a 'cheap' city or state college.

You, Zethris, have an entitlement mentality. You need to get over yourself.

My 18 year old son recently got a 29 on his ACT straight out of the box first attempt and has already qualified for the WV Promise scholarship. At 18 he has more maturity, class and style than you, probably a higher IQ, and could kick your sorry ### to the curb.

Edited August 21, 2006 by rebeccajo

[Fandango 1,439]

He does have a point about NOT taking the original loan out with Sallie Mae. Mine was also bought by this money-sucking ####### of a big business about six months after I graduated. But my stand on education and loans being a gamble still stands. You have to do research and fully understand what your chosen school and degree program you want to pursue might do for your future. And then do research on the pay scales of potential jobs with this degree. Let me tell you what, I'd be in a pickle now if I had failed the bar-exam and couldn't have found work upon graduation. But I took the risk and I was very lucky. And I do NOT buy any argument that the prestige of your school has any bearing on your ability to find work. I went to a school in the lowest-tier of existence and managed to find my niche in life. Becoming established will also take time and persistence. I had to forbear my loans for a couple years until I finally settled into a job where I made enought to afford north of $500 a month in loan payments.

ita with you here, cept loans are bought and sold all the time....it frees up the capital to make more loans. But getting your loan sold does not mean that half of the principle is added ontop of the remaining principle.

Correction on a previous post...Ewok hasn't removed anything thusfar, I must have just missed it!

[zethris 0]

Ok now let me get this straight. Having the ability to pay for ones childrens education makes them 'priviledged' and 'disgusting'.

And it's also not possible for a student to put themselves through school unless they attend a 'cheap' city or state college.

You, Zethris, have an entitlement mentality. You need to get over yourself.

My 18 year old son recently got a 29 on his ACT straight out of the box first attempt and has already qualified for the WV Promise scholarship. At 18 he has more maturity, class and style than you, probably a higher IQ, and could kick your sorry ### to the curb.

Well in 4 to 6 years when reality sets in, you will be wondering what happened to me when your son is still

living at home working full time in order to pay his loans he is going to have to get, unless you pay

for it.

In which case, removes any points of your arguement what so ever as only a select few can pay

for their childrens education. A vast number are part of divorced families with deadbeat dad's raised

by mothers who have to work hard to barely get food on the table.

A growing number of students of even affluent backgrounds, still have to get a student loan due to the very high cost increases of going to school is. By the time my brother graduates, the tuition will have increased by 20% across the board, and the over all expenses 25%. That is the current trend. That is the reality. Good luck to your son with it. He will need it.

[rebeccajo 14]

My son's education?

Read the word 'scholarship' Zethris.

You get those from hard work - not sitting on your behind whining about what you THINK you have coming to you.

[Nikita2Charles 32]

File for Bankrupcy after 7 years, you can start to make a fresh start!!!!

[Aymerlu 3]

File for Bankrupcy after 7 years, you can start to make a fresh start!!!!

I don't think you can file on student loans

[zethris 0]

He does have a point about NOT taking the original loan out with Sallie Mae. Mine was also bought by this money-sucking ####### of a big business about six months after I graduated. But my stand on education and loans being a gamble still stands. You have to do research and fully understand what your chosen school and degree program you want to pursue might do for your future. And then do research on the pay scales of potential jobs with this degree. Let me tell you what, I'd be in a pickle now if I had failed the bar-exam and couldn't have found work upon graduation. But I took the risk and I was very lucky. And I do NOT buy any argument that the prestige of your school has any bearing on your ability to find work. I went to a school in the lowest-tier of existence and managed to find my niche in life. Becoming established will also take time and persistence. I had to forbear my loans for a couple years until I finally settled into a job where I made enought to afford north of $500 a month in loan payments.

ita with you here, cept loans are bought and sold all the time....it frees up the capital to make more loans. But getting your loan sold does not mean that half of the principle is added ontop of the remaining principle.

Correction on a previous post...Ewok hasn't removed anything thusfar, I must have just missed it!

Someone needs to throw the brick of obviousness to your head so you can maybe get a clue once.

In rebuttal, but not in direct response to this preposterous ignoramous, loans are not bought and sold all of the time, once it goes to Sallie Mae, it stays there. It is a one way street. Up until may 1st, you were not even allowed to try to refinance, or consolidate with anyone once you were with Sallie Mae. But they have made sure the rates and interest is so outrageous that no other company wants to touch it.

What I found out on todays call:

Capitalized interest, which gathers while you are in school and shortly after gets piled on top of the existing principal, becomes the new principal, and then the interest over the life of the loan is tacked onto the monthly payments. Coupled with the hidden fee's, monthly insurances, random late fee's, etc. also added to the principal via them opening other loans to pay for it under your one account, that makes for quite a heafty monthly payment that most can't afford.

Yet I could have if I was not sold without my permission to Sallie Mae because non of these outrageous circumstances would have existed.

Obviously, ceartain people here have no sense, bottom line. So the only reason they keep talking is because they are just as immature as they are saying I am. Well I admit, I had a moment for a while there when I was infuriated, just as they wanted me to be, because of the fear and the fury I have within me not knowing what the heck I am going to do about this. I did NOT ask for these problems. I was as careful as anyone could possibly be, yet here we are.

[rebeccajo 14]

Compounded interest, not capitalized.

Coumpouding happens with every loan. The longer you go without reducing the principal the more gets added to the balance.

Pay attention to what you are posting before you look even more foolish than you already do.