If you plan to go to school once in America-watch out!

[zethris 0]

You people are real rich, you know that. Seriously oblivious.

Money doesnt just disapear.. there are tracks.. if you dont track where the money went then you can't complain.. Sallie Mae is charging for funds that were dispersed.. if the school doesn't show record of giving it back its the schools fault.. if the school shows they gave it back its sallies fault.. you must do something about it.

The school can say, and provide documents that money was paid back to Sallie Mae, but Sallie Mae has to officialy confirm that, that happened before it's official. Which for some, they don't. Unfortunatly, the school I went to doesn't provide such documents to me or anyone. They wont even tell me what they did.

For all I know, they kept the money, and if they did, according to Sallie Mae "I am ultimatly responsible to pay." The latter being almost verbatim of what i was told on the phone.

They can cook the books and say I attended for the full 15 months, but didn't meet sufficient grade point average to graduate. More and more schools do this. They balance GPA's with all students to stay elegible for acrediation, and keep the tuition of those who disenroll and say they attended the full course but just didn't recieve a high enough grade point average to graduate. When they first started doing this (3-5 months after I attended, when they started enrolling hundreds of students pulled right off the street. We went from 800 to 3500 in 2 months, which is when I left shortly after.), I have a hunch they were not very good at it yet and so they went under the minimum requirement and thats why for a time they lost their acredation or were in probation for the Le Cordon Bleu AOS/BOS degree program.

You see, Sallie Mae will collude with schools. Give them kickbacks to offer only Sallie Mae loans, or one of their underling companies that they secretly own, or frequently buy loans from. They then will turn the other way when they recieve notification from me that I disenrolled and will soon need to start repayment.

The above suspicion comes from the fact that I should have been starting my repayments in 2005. Not April of this year. So thats why I beleive the school is claiming I was enrolled the whole time. Can I do anything about that? apparently not, even if I can show proof my residence changed. They can still claim I was a student there the full time.

Edited August 21, 2006 by zethris

[zethris 0]

What it ultimatly comes down to is this:

Avoid student loans at all costs. Also, take the e-course instead, it's cheaper and if you do need a loan, you can pay for it with a stafford or federal loan. Your job really doesn't care anymore how you got your degree. They almost don't care more than if you have a degree in general, your work experience is what matters these days.

You don't have to go to a prestiguous school in the industry of your choice like I thought I had to. It will cost more than other schools making the need for a student loan much more appealing. Get the degree and then go out and get the experience and you can get any job, but free of excruciating debt.

Don't fall into the trap I am now in. Any student loan of any kind is not safe anymore.

They say go to college, your yearly income will be more. But if Sallie Mae has it's way, you wont be making any more after school than you would be if you worked your way up somewhere on your own.

Edited August 21, 2006 by zethris

[Fandango 1,439]

I originally had my education loans with Sallie Mae as well and I did end up pretty angry about the way I was treated there and have since closed out the loan by borrowing from a home equity line and am paying that off instead. However, I would have to agree with some that if you read the contract carefully before borrowing your money, you should know what you are getting into.

My issue with Sallie Mae was that they charged me some bogus insurance fee of almost $400. I started to repay my loans while still in school to try and keep them manageable. By the August after I graduated I had paid over $1000 and still owed more then I originally borrowed, then I got notification of the insurance fee they were adding. I tried contacting them and they never really explained what that was all about and made it sound as if they could do a similiar thing in the future, so I got out. The loan never actually got to the repayment stage with me so I can't speak to them upping the rates or changing terms of the contract, but if they didn't do that, they didn't do anything wrong...

They change the terms of the contract by paying off congressment to make what was previously illegal, legal. Such as wage garnishment, Demanding of termination of employment, forfiture of Social Security Benefits (Which they have already taken) forfiture of any and all tax returns for the rest of your life (luckily I have witholding set at or around what my income would be taxed so I break about even), no other loan, or student loan comapny can do these things the only thing that is similar with the other student loan companies is that you can't file for bankruptcy to get out of it since too many people "abused" that to get out of it and making the government pay.... oh wait, they do anyways plus an additional 25% extra if I have to default.

These are not exaggerations, these are very real things. It has gotten so much worse since 2003 to get a student loan, no one is safe!

Why are you complaining? You borrowed the money. Stop making excuses & drama...'they may as well kill me now'

YOU agreed to loan the money...you knew the rate...you knew the payment plan.....as per interest....erm, if you're late, your rate goes up.

You're blaming the school cos it was #######, Sally Mae, etc....you borrowed the money, you TOOK the money, so pay it back as YOU agreed to.

I did not agree to the loan money, I agreed to the tuition ammount to be borrowed, not an extra $25k that came out of nowhere. I used a fraction of that because I disenrolled shortly after. Yet Sallie Mae claims they never recieved the funds back, and the school doesn't talk about tuition reimbursement.

You people are real rich, you know that. Seriously oblivious.

You know what's wrong with USA today? there's no accountability. Take responsibility for your own financial situation.....you borrowed the money, you pay it back. And your financial documents should be such that if you DIDN'T get the full amount, you should be able to prove that.

Don't you even know how much they gave you? Don't you have documentation showing where the money went? It seems you're all over the place....blaming everyone but yourself. Is it anyone's fault but your own that you seemingly dropped out of school? No, for whatever reasons you chose to do so, YOU CHOSE TO DO SO. If there's an overage in the loan, there should be a paper trail......so instead of trying to create this 'Sally Mae is a thief' bandwagon...sort your paperwork & actually do something PROACTIVE and responsible about it.

Yeah, Sally Mae is a scam cos they're actively pursuing debt repayment, go figure.

Who's going to care for your financial situation more than you? No one!

[Jenn! 918]

I have my student loans with Sallie Mae, and so far no problems. I better watch that video though...

My only complain with my student loans is that they were in forbearance while I was overseas and couldn't make payments. Then as soon as they came out of forbearance I got slapped with the $2,000 accrued interest payable immediately. It was kind of harsh considering I had just come out of forbearance. I thought they would have made some accomodation to spread that out a bit. But I just sucked it up and paid it.

[Garfield fan 0]

What it ultimatly comes down to is this:

Avoid student loans at all costs. Also, take the e-course instead, it's cheaper and if you do need a loan, you can pay for it with a stafford or federal loan.

Sorry, but I have to ask, why didn't you borrow from stafford/federal loan then ? AFAIK, federal/stafford loan will cover any kind of course (not only e-course as you insinuated).

You don't have to go to a prestiguous school in the industry of your choice like I thought I had to. It will cost more than other schools making the need for a student loan much more appealing. Get the degree and then go out and get the experience and you can get any job, but free of excruciating debt.

Hmmm... it depends, prestigious schools (I mean Harvard, MIT, etc) will give you networks of alumni and open doors that might not be opened for you otherwise. In this situation, the risks might justify the benefits, of course you still have to be very careful when choosing the company that offers you loan. Just my opinion.

[zethris 0]

What it ultimatly comes down to is this:

Avoid student loans at all costs. Also, take the e-course instead, it's cheaper and if you do need a loan, you can pay for it with a stafford or federal loan.

Sorry, but I have to ask, why didn't you borrow from stafford/federal loan then ? AFAIK, federal/stafford loan will cover any kind of course (not only e-course as you insinuated).

You don't have to go to a prestiguous school in the industry of your choice like I thought I had to. It will cost more than other schools making the need for a student loan much more appealing. Get the degree and then go out and get the experience and you can get any job, but free of excruciating debt.

Hmmm... it depends, prestigious schools (I mean Harvard, MIT, etc) will give you networks of alumni and open doors that might not be opened for you otherwise. In this situation, the risks might justify the benefits, of course you still have to be very careful when choosing the company that offers you loan. Just my opinion.

I am paying $50/mo for the maximum Federal loan ammount someone can get for school. Next question...

No, prestigious schools mean nothing in the job market anymore. That marketing brainwash is all part and parcel of the problem. I had a friend graduate from MIT, and another from Cal Tech with the same degree. Guess which one works for NASA now? You can come up with any excuse in the book on why that is, it is irrelevent. The fact remains, jobs do not care what school you went to, just as long as you know the material and have the experience to back it up.

I originally had my education loans with Sallie Mae as well and I did end up pretty angry about the way I was treated there and have since closed out the loan by borrowing from a home equity line and am paying that off instead. However, I would have to agree with some that if you read the contract carefully before borrowing your money, you should know what you are getting into.

My issue with Sallie Mae was that they charged me some bogus insurance fee of almost $400. I started to repay my loans while still in school to try and keep them manageable. By the August after I graduated I had paid over $1000 and still owed more then I originally borrowed, then I got notification of the insurance fee they were adding. I tried contacting them and they never really explained what that was all about and made it sound as if they could do a similiar thing in the future, so I got out. The loan never actually got to the repayment stage with me so I can't speak to them upping the rates or changing terms of the contract, but if they didn't do that, they didn't do anything wrong...

They change the terms of the contract by paying off congressment to make what was previously illegal, legal. Such as wage garnishment, Demanding of termination of employment, forfiture of Social Security Benefits (Which they have already taken) forfiture of any and all tax returns for the rest of your life (luckily I have witholding set at or around what my income would be taxed so I break about even), no other loan, or student loan comapny can do these things the only thing that is similar with the other student loan companies is that you can't file for bankruptcy to get out of it since too many people "abused" that to get out of it and making the government pay.... oh wait, they do anyways plus an additional 25% extra if I have to default.

These are not exaggerations, these are very real things. It has gotten so much worse since 2003 to get a student loan, no one is safe!

Why are you complaining? You borrowed the money. Stop making excuses & drama...'they may as well kill me now'

YOU agreed to loan the money...you knew the rate...you knew the payment plan.....as per interest....erm, if you're late, your rate goes up.

You're blaming the school cos it was #######, Sally Mae, etc....you borrowed the money, you TOOK the money, so pay it back as YOU agreed to.

I did not agree to the loan money, I agreed to the tuition ammount to be borrowed, not an extra $25k that came out of nowhere. I used a fraction of that because I disenrolled shortly after. Yet Sallie Mae claims they never recieved the funds back, and the school doesn't talk about tuition reimbursement.

You people are real rich, you know that. Seriously oblivious.

You know what's wrong with USA today? there's no accountability. Take responsibility for your own financial situation.....you borrowed the money, you pay it back. And your financial documents should be such that if you DIDN'T get the full amount, you should be able to prove that.

Don't you even know how much they gave you? Don't you have documentation showing where the money went? It seems you're all over the place....blaming everyone but yourself. Is it anyone's fault but your own that you seemingly dropped out of school? No, for whatever reasons you chose to do so, YOU CHOSE TO DO SO. If there's an overage in the loan, there should be a paper trail......so instead of trying to create this 'Sally Mae is a thief' bandwagon...sort your paperwork & actually do something PROACTIVE and responsible about it.

Yeah, Sally Mae is a scam cos they're actively pursuing debt repayment, go figure.

Who's going to care for your financial situation more than you? No one!

Yes, continue to be an a$$hole, that will get you far in life you pond scum.

[rebeccajo 14]

Did you borrow this money? Or not? If you did then you have to pay it back.

You know, you are very cut and dry, black and white about most things and usually it's down right perfect and spot on. But sometimes it really pisses me off.

Not sure why you call Sallie Mae a scam. You know exactly what you are getting into if you read the terms of the agreement before you sign on the dotted line. Before I went to law school, I knew exactly what my monthly payment would be based upon the amount and number of loans I took. It's a big chunk of change every month, but I knew that going into the situation. It's a good thing I was fortunate enough to find study employment, many of my classmates were not so lucky. Financing an education is always a gamble. Can't get a job without a degree, but can't get a degree without a loan, that's the catch-22 that many of us face.

Alright smartypants..............

Does it only piss you off when my opinion doesn't suit you? Yes I saw your video.

You need to simmer down. You loose all sorts of credibility around here when you start calling names.

Edited August 21, 2006 by rebeccajo

[Jenn! 918]

No, prestigious schools mean nothing in the job market anymore. That marketing brainwash is all part and parcel of the problem. I had a friend graduate from MIT, and another from Cal Tech with the same degree. Guess which one works for NASA now? You can come up with any excuse in the book on why that is, it is irrelevent. The fact remains, jobs do not care what school you went to, just as long as you know the material and have the experience to back it up.

I would think that this would depend on the industry in which you work. I know that in mine, and all else being equal, an employer would rather hire someone from a "top school". It is especially true at entry-level, when no one has much experience to speak of.

Sure, 20 years from now, I doubt any employer of mine will care where I went to school. But right now, it matters.

[Fandango 1,439]

What it ultimatly comes down to is this:

Avoid student loans at all costs. Also, take the e-course instead, it's cheaper and if you do need a loan, you can pay for it with a stafford or federal loan.

Sorry, but I have to ask, why didn't you borrow from stafford/federal loan then ? AFAIK, federal/stafford loan will cover any kind of course (not only e-course as you insinuated).

You don't have to go to a prestiguous school in the industry of your choice like I thought I had to. It will cost more than other schools making the need for a student loan much more appealing. Get the degree and then go out and get the experience and you can get any job, but free of excruciating debt.

Hmmm... it depends, prestigious schools (I mean Harvard, MIT, etc) will give you networks of alumni and open doors that might not be opened for you otherwise. In this situation, the risks might justify the benefits, of course you still have to be very careful when choosing the company that offers you loan. Just my opinion.

I am paying $50/mo for the maximum Federal loan ammount someone can get for school. Next question...

No, prestigious schools mean nothing in the job market anymore. That marketing brainwash is all part and parcel of the problem. I had a friend graduate from MIT, and another from Cal Tech with the same degree. Guess which one works for NASA now? You can come up with any excuse in the book on why that is, it is irrelevent. The fact remains, jobs do not care what school you went to, just as long as you know the material and have the experience to back it up.

I originally had my education loans with Sallie Mae as well and I did end up pretty angry about the way I was treated there and have since closed out the loan by borrowing from a home equity line and am paying that off instead. However, I would have to agree with some that if you read the contract carefully before borrowing your money, you should know what you are getting into.

My issue with Sallie Mae was that they charged me some bogus insurance fee of almost $400. I started to repay my loans while still in school to try and keep them manageable. By the August after I graduated I had paid over $1000 and still owed more then I originally borrowed, then I got notification of the insurance fee they were adding. I tried contacting them and they never really explained what that was all about and made it sound as if they could do a similiar thing in the future, so I got out. The loan never actually got to the repayment stage with me so I can't speak to them upping the rates or changing terms of the contract, but if they didn't do that, they didn't do anything wrong...

They change the terms of the contract by paying off congressment to make what was previously illegal, legal. Such as wage garnishment, Demanding of termination of employment, forfiture of Social Security Benefits (Which they have already taken) forfiture of any and all tax returns for the rest of your life (luckily I have witholding set at or around what my income would be taxed so I break about even), no other loan, or student loan comapny can do these things the only thing that is similar with the other student loan companies is that you can't file for bankruptcy to get out of it since too many people "abused" that to get out of it and making the government pay.... oh wait, they do anyways plus an additional 25% extra if I have to default.

These are not exaggerations, these are very real things. It has gotten so much worse since 2003 to get a student loan, no one is safe!

Why are you complaining? You borrowed the money. Stop making excuses & drama...'they may as well kill me now'

YOU agreed to loan the money...you knew the rate...you knew the payment plan.....as per interest....erm, if you're late, your rate goes up.

You're blaming the school cos it was #######, Sally Mae, etc....you borrowed the money, you TOOK the money, so pay it back as YOU agreed to.

I did not agree to the loan money, I agreed to the tuition ammount to be borrowed, not an extra $25k that came out of nowhere. I used a fraction of that because I disenrolled shortly after. Yet Sallie Mae claims they never recieved the funds back, and the school doesn't talk about tuition reimbursement.

You people are real rich, you know that. Seriously oblivious.

You know what's wrong with USA today? there's no accountability. Take responsibility for your own financial situation.....you borrowed the money, you pay it back. And your financial documents should be such that if you DIDN'T get the full amount, you should be able to prove that.

Don't you even know how much they gave you? Don't you have documentation showing where the money went? It seems you're all over the place....blaming everyone but yourself. Is it anyone's fault but your own that you seemingly dropped out of school? No, for whatever reasons you chose to do so, YOU CHOSE TO DO SO. If there's an overage in the loan, there should be a paper trail......so instead of trying to create this 'Sally Mae is a thief' bandwagon...sort your paperwork & actually do something PROACTIVE and responsible about it.

Yeah, Sally Mae is a scam cos they're actively pursuing debt repayment, go figure.

Who's going to care for your financial situation more than you? No one!

Yes, continue to be an a$$hole, that will get you far in life you pond scum.

If you want to call me names for advocating you being a responsible adult with your affairs, then there's nothing I can tell you.

Jeez, it's nothing personal, but all you're doing is whining about things...sorry, out of lollies and rainbows today. You want to resort to awful name calling, well...that just kind of shows the person you are. I don't know you, I personally wouldn't dream of being so classless as you are, but I suppose this is the temper tantrum cos you didn't get everyone to validate your lack of responsibility.

Oh, I get it, you wanted everyone to be all 'oh you poor baby! you've been robbed!' Sorry, can't do it....call Oprah maybe? If not, I have a feeling you're headed for Chapter 7 cos God forbid you do what you agreed to do!

Still haven't decided whether or not to report your post....it's completely uncalled for, but at the same time, I love how you've shown your true colors there....yeah, you're a real gem there buddy!

[Kez/JWolf 6]

Before you take on any loans it is down to you to check out what you are getting into....

Now you have got yourself into a mess... at your own doing... its down to you to sort it out.... there is no point in being hell bent on blaming everyone but yourself... do the adult thing and sort out your mess and learn from this.....

Kezzie

[zethris 0]

What it ultimatly comes down to is this:

Avoid student loans at all costs. Also, take the e-course instead, it's cheaper and if you do need a loan, you can pay for it with a stafford or federal loan.

Sorry, but I have to ask, why didn't you borrow from stafford/federal loan then ? AFAIK, federal/stafford loan will cover any kind of course (not only e-course as you insinuated).

You don't have to go to a prestiguous school in the industry of your choice like I thought I had to. It will cost more than other schools making the need for a student loan much more appealing. Get the degree and then go out and get the experience and you can get any job, but free of excruciating debt.

Hmmm... it depends, prestigious schools (I mean Harvard, MIT, etc) will give you networks of alumni and open doors that might not be opened for you otherwise. In this situation, the risks might justify the benefits, of course you still have to be very careful when choosing the company that offers you loan. Just my opinion.

I am paying $50/mo for the maximum Federal loan ammount someone can get for school. Next question...

No, prestigious schools mean nothing in the job market anymore. That marketing brainwash is all part and parcel of the problem. I had a friend graduate from MIT, and another from Cal Tech with the same degree. Guess which one works for NASA now? You can come up with any excuse in the book on why that is, it is irrelevent. The fact remains, jobs do not care what school you went to, just as long as you know the material and have the experience to back it up.

I originally had my education loans with Sallie Mae as well and I did end up pretty angry about the way I was treated there and have since closed out the loan by borrowing from a home equity line and am paying that off instead. However, I would have to agree with some that if you read the contract carefully before borrowing your money, you should know what you are getting into.

My issue with Sallie Mae was that they charged me some bogus insurance fee of almost $400. I started to repay my loans while still in school to try and keep them manageable. By the August after I graduated I had paid over $1000 and still owed more then I originally borrowed, then I got notification of the insurance fee they were adding. I tried contacting them and they never really explained what that was all about and made it sound as if they could do a similiar thing in the future, so I got out. The loan never actually got to the repayment stage with me so I can't speak to them upping the rates or changing terms of the contract, but if they didn't do that, they didn't do anything wrong...

They change the terms of the contract by paying off congressment to make what was previously illegal, legal. Such as wage garnishment, Demanding of termination of employment, forfiture of Social Security Benefits (Which they have already taken) forfiture of any and all tax returns for the rest of your life (luckily I have witholding set at or around what my income would be taxed so I break about even), no other loan, or student loan comapny can do these things the only thing that is similar with the other student loan companies is that you can't file for bankruptcy to get out of it since too many people "abused" that to get out of it and making the government pay.... oh wait, they do anyways plus an additional 25% extra if I have to default.

These are not exaggerations, these are very real things. It has gotten so much worse since 2003 to get a student loan, no one is safe!

Why are you complaining? You borrowed the money. Stop making excuses & drama...'they may as well kill me now'

YOU agreed to loan the money...you knew the rate...you knew the payment plan.....as per interest....erm, if you're late, your rate goes up.

You're blaming the school cos it was #######, Sally Mae, etc....you borrowed the money, you TOOK the money, so pay it back as YOU agreed to.

I did not agree to the loan money, I agreed to the tuition ammount to be borrowed, not an extra $25k that came out of nowhere. I used a fraction of that because I disenrolled shortly after. Yet Sallie Mae claims they never recieved the funds back, and the school doesn't talk about tuition reimbursement.

You people are real rich, you know that. Seriously oblivious.

You know what's wrong with USA today? there's no accountability. Take responsibility for your own financial situation.....you borrowed the money, you pay it back. And your financial documents should be such that if you DIDN'T get the full amount, you should be able to prove that.

Don't you even know how much they gave you? Don't you have documentation showing where the money went? It seems you're all over the place....blaming everyone but yourself. Is it anyone's fault but your own that you seemingly dropped out of school? No, for whatever reasons you chose to do so, YOU CHOSE TO DO SO. If there's an overage in the loan, there should be a paper trail......so instead of trying to create this 'Sally Mae is a thief' bandwagon...sort your paperwork & actually do something PROACTIVE and responsible about it.

Yeah, Sally Mae is a scam cos they're actively pursuing debt repayment, go figure.

Who's going to care for your financial situation more than you? No one!

Yes, continue to be an a$$hole, that will get you far in life you pond scum.

If you want to call me names for advocating you being a responsible adult with your affairs, then there's nothing I can tell you.

Jeez, it's nothing personal, but all you're doing is whining about things...sorry, out of lollies and rainbows today. You want to resort to awful name calling, well...that just kind of shows the person you are. I don't know you, I personally wouldn't dream of being so classless as you are, but I suppose this is the temper tantrum cos you didn't get everyone to validate your lack of responsibility.

Oh, I get it, you wanted everyone to be all 'oh you poor baby! you've been robbed!' Sorry, can't do it....call Oprah maybe? If not, I have a feeling you're headed for Chapter 7 cos God forbid you do what you agreed to do!

Still haven't decided whether or not to report your post....it's completely uncalled for, but at the same time, I love how you've shown your true colors there....yeah, you're a real gem there buddy!

Have children you miserable wretch. See them suffer even more when things are worse at the time

they turn college age and graduate. You presume and assume way too much. I am taking responsibility, as it should be, but only for the ammounts that I was expecting as that was the only information ANYONE would have had to make a supposed educated decision.

You are probably the most ignorant person on this entire board, and aparently you are a regular here and not just some random troll.

Frankly, I wish great suffering on you and your children. At the very least, similar to my own. I hope that they are driven to suicide like others have been. Then you might see the seriousness of this. You are nothing more than a kool-aid drinking pig. Nuff said.

[Kez/JWolf 6]

Reported......

[Fandango 1,439]

Wow!

[zethris 0]

Before you take on any loans it is down to you to check out what you are getting into....

Now you have got yourself into a mess... at your own doing... its down to you to sort it out.... there is no point in being hell bent on blaming everyone but yourself... do the adult thing and sort out your mess and learn from this.....

Kezzie

That is the assumption that is getting more and more of us in credit bondage. Especially in regards to student loans.

I'll say one last time. This time louder for the def minded: I DID NOT APPLY WITH SALLIE MAE. I HAD A GOOD LOAN THAT WAS MANAGABLE AT FIRST BUT SALLIE MAE BOUGHT MY LOAN OUT AND HAS JACKED UP THE PRICIPAL HALF AGAIN FROM WHAT IT SHOULD BE AND IS CHARGING ME OUTRAGEOUS MONTHLY PAYMENTS AND FEE'S ON PURPOSE TO FORCE ME TO DEFAULT

Get that through your thick sculls!!

I am doign the adult thing and gearing up for legal action. Are you going to tell me protecting my life and livelyhood isn't the adult thing to do? I am accessing all of the resources I know to use, with what I have left.

What is going on here is NOT ethical. Is NOT honest.

Any more of you total sheep have something to say? Well, I end this conversation with one last thought in the same realm of what i posted to that lisa jerk...

Good luck to your children who will have to get a private loan to go to school, and will end up in the same boat. Ignorance does not lead to bliss in this case kool-aid drinkers. You are ruining yoru childrens, and unborn childrens lives as you blather on about your choir preaching "take responsibility" mantra.

Wow!

Yes exactly. Wow. You are shocked because your arrogance was stepped on. Wow. You are taken aback at the obviouse result you were milling for with your ignorant comments and fat mouthed remarks. Wow. Good luck in YOUR life.

Reported......

Do you honestly think it will go anywhere? I have right to be angry. And I have right to be disghusted by people like you. You are fantasically a disgusting person. Please, take that personaly.

Did you borrow this money? Or not? If you did then you have to pay it back.

You know, you are very cut and dry, black and white about most things and usually it's down right perfect and spot on. But sometimes it really pisses me off.

Not sure why you call Sallie Mae a scam. You know exactly what you are getting into if you read the terms of the agreement before you sign on the dotted line. Before I went to law school, I knew exactly what my monthly payment would be based upon the amount and number of loans I took. It's a big chunk of change every month, but I knew that going into the situation. It's a good thing I was fortunate enough to find study employment, many of my classmates were not so lucky. Financing an education is always a gamble. Can't get a job without a degree, but can't get a degree without a loan, that's the catch-22 that many of us face.

Alright smartypants..............

Does it only piss you off when my opinion doesn't suit you? Yes I saw your video.

You need to simmer down. You loose all sorts of credibility around here when you start calling names.

Yeah i'll simmer down. I don't care about credibility. I wasn't expecting much. This problem is only happening because of the majority ignorance and obvliviousness of this country toward student loans.

It was once thought, outside of home loans, that a student loan was the safest, lowest intereste rate loan to get. since 2003, thats no longer the case. In fact, Student loans are the worse to get, most dangerous and life damaging loans one can get.

I am farking pissed off beyond beliefe. And if I lash back at some ignorant comment, so be it. I do not care one whit.

[Kez/JWolf 6]

Yes you may have a right to be angry..... but you do not have the right to personally attack people for stating their opinions.... you say you are doing the adult thing.... but you continue to insult people and act like a spoilt child who is not getting his own way....

I have already help both my childern go to college so your threats have no effect on me....

Kezzie