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By EsOrEnNa in Moving to the US and Your New Life In America

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mrs.jenjen Contributor

mrs.jenjen   0

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Filed: AOS (apr) Country: England
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Hey and CONGRATULATIONS! from someone who was very nearly in your boat!! I'm 36 weeks today, and luckily I'm covered by my husbands health insurance.

What I suggest you do is :

1) Check out blue cross blue shield. I have a friend (who I met on here, actually!) who has numerous health problems - epilepsy etc and she got a PPO plan through them without having to have a medical for I think $300 a month. If you're only 8 weeks, it is very feasible that you wouldn't know you were pregnant yet (a lot of people have dodgy cycles etc) so you could try and get one of those policies and try and wing it... although I don't know how comfortable you'd be doing that. I would personally give them a call and without giving your name ask what would happen if you had a new policy and got pregnant straight away before you sign anything... its worth a shot, right?

2) My OBGYN and Hospital delivery is costing $9,000 for the OBGYN to catch the baby (if its a routine vaginal delivery, no complications, more if it isn't) and do all the routine prenatal stuff, and then I have to pay $100 a night for me and the baby to stay in the hospital, and then $100 a night for the baby if he has to stay longer. Many hospitals / OBGYN's give you a discount if you pay large chunks in advance, so thats something you could consider too - try calling around. A birthing center (basically midwife run, with relatively few drugs and no epidural) is a LOT cheaper - and runs at about $4,500 with or without insurance. They also offer payment plans, and give discounts for up front payments. You could always look into that - but bare in mind that if you had any complications you would be transferred to hospital and probably have bills from there too.

3) Does your country offer free healthcare, or do you have any kind of healthcare package from back home? I'm from the UK, so any delivery there would have been free. This is the option we decided on if I happened to get pregnant before I was on the hubbys insurance. Sure it sucks that your husband would most likely not be able to be at the birth, but its better than bankruptcy. I think it would have cost me about $1000 to fly home, and quite a bit more having to pay for day to day expenses, but it would be no where near the amount a delivery costs here in the US. Maybe thats something to look into if you have somewhere you can stay?

I'm sorry you're having to deal with this. I hope you find a solution soon. xxx

Jen & David

05/13/04 . . . . Met In London whilst David was stationed in Italy through the US military

05/16/04 - 06/27/04 David Yo-yo's between Italy and the UK and we rack up over $200 in phone calls!

06/28/04 . . . Jen flies to the USA for the first time - Alone!

06/30/04 . . . Jen meets Davids folks for the first time - without David!

07/02/04 . . . David moves back to the Dallas after 6 years of Military Service all over the world

09/28/04 . . . Tearful goodbyes at DFW as Jen flies back to the UK

06/28/05 . . . Jen flies out to DFW to spend her 23rd Birthday with David

08/25/05 . . . David proposes out of the blue with a Gorgeous Zales ring!

10/31/05 . . . Davids divorce is finalized (after over a year of waiting!)

11/08/05 . . . . GORGEOUS WEDDING IN VEGAS!

AOS

01/05/06 . . . AOS Interview - Accepted onto the DORA Program

01/14/06 . . . NOA's received for I-485 and I-130. Not working on the case status system yet though :(

02/23/06 . . . Biometrics Interview letter received

03/15/06 . . . Biometrics Appointment - Completed in Fort Worth

03/17/06 . . . 70 Day Letter

04/06/06 . . . Appointment for EAD - Not allowed because we're approved!

04/16/06. . . .ALL APPROVED!!! WELCOME TO USA LETTER RECEIVED!

04/19/06 . . . GREEN CARD IN HAND! NO MORE USCIS UNTIL 2008!!!

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EsOrEnNa Proficient

EsOrEnNa   0

Posted
Filed: Lift. Cond. (pnd) Country: Germany
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a lil update..we talked for a while and we decited to try it again.. not only for the baby but for other reasons too.. i dont wanna go into details again but he said its not the babys fault why he acted like that.. its some other reasons.. a guess it helped a lil that i looked for lawyers cuz he changed real quick.. thanks for the help girls

R.I.P. Diana 1982 - 28.08.2008

<3 WE MISS YOU <3

December 2oo7 - received 1o year GC!!

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Anastassia Enthusiast

Anastassia   0

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Filed: AOS (apr) Country: Poland
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Anne, good luck to you :thumbs:

Mrs. Jenjen: pre-existing condition is pre-existing condition, no matter if you know about it or not. If she delivers a full term baby on the due date, the insurance she purchases today won't work, no matter wheather she knew about her pregnancy or not.

Ana

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JenT Experienced

JenT   0

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Filed: AOS (apr) Timeline
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a lil update..we talked for a while and we decited to try it again.. not only for the baby but for other reasons too.. i dont wanna go into details again but he said its not the babys fault why he acted like that.. its some other reasons.. a guess it helped a lil that i looked for lawyers cuz he changed real quick.. thanks for the help girls

I had implied that there were other reasons in one of my earlier posts.. I'm glad that he's re-thinking such a drastic change of course.

Your challenge will be to trust him and re-build that emotional intimacy with him now. I would highly recommend seeking the help of a marriage counselor....

Best wishes to you - Jen

8-30-05 Met David at a restaurant in Germany

3-28-06 David 'officially' proposed

4-26-06 I-129F mailed

9-25-06 Interview: APPROVED!

10-16-06 Flt to US, POE Detroit

11-5-06 Married

7-2-07 Green card received

9-12-08 Filed for divorce

12-5-08 Court hearing - divorce final

A great marriage is not when the "perfect couple" comes together.

It is when an imperfect couple learns to enjoy their differences.

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akdiver Experienced

akdiver   3

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Filed: Other Country: Canada
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we dont have health insurance and we just found out we are excecting..
Condoms are cheaper than babies.

Cheers!

AKDiver

PEOPLE: READ THE APPLICATION FORM INSTRUCTIONS!!!! They have a lot of good information in them! Most of the questions I see on VJ are clearly addressed by the form instructions. Give them a read!! If you are unable to understand the form instructions, I highly recommend hiring someone who does to help you with the process. Our process, from K-1 to Citizenship and U.S. Passport is completed. Good luck with your process.

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JenT Experienced

JenT   0

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Filed: AOS (apr) Timeline
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we dont have health insurance and we just found out we are excecting..
Condoms are cheaper than babies.

Cheers!

AKDiver

Don't you have anything else to do?

8-30-05 Met David at a restaurant in Germany

3-28-06 David 'officially' proposed

4-26-06 I-129F mailed

9-25-06 Interview: APPROVED!

10-16-06 Flt to US, POE Detroit

11-5-06 Married

7-2-07 Green card received

9-12-08 Filed for divorce

12-5-08 Court hearing - divorce final

A great marriage is not when the "perfect couple" comes together.

It is when an imperfect couple learns to enjoy their differences.

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