Jump to content
KirstyVQT

I-751 Question regarding Mortgage/home ownership

By KirstyVQT in Removing Conditions on Residency General Discussion

 Share

4 posts in this topic

Recommended Posts

KirstyVQT Contributor

KirstyVQT   0

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted

Hi

My husband and I are getting close to filing our I-751 later this month. I have a question regarding our home. My husband has resided in our home for the past 10 years. I moved here in 2008 so the mortgage for our home is in my husband's name and so is the home ownership. We haven't refinanced due to the economy and the closing cost to interest ratio not really being beneficial at this time. I am curious to know if this is going to be a problem as obviously I am not able to show ownership of our home by means of a mortgage or deed. I do however have plenty of evidence which relates to our address as common residence for pretty much everything else.

Many thanks

Kirsty Miller

Lifting ConditionsCIS Office : California Service CenterDate Filed : 2010-09-27NOA Date : 2010-09-29Bio Apt: 2010-11-22Approval : 2010-12-15Green Card Received : 2010-12-22Adjustment of Status TimelineDate Filed : 07-17-2008Check cashed: 07-22-2008NOA Date 1485 : 07-24-2008NOA Date 1765: 07-24-2008Online update: 07-29-2008Bio. Appt. : 08-20-2008EAD Card Production Ordered: 09-24-2008CRIS Email EAD: 09-24-2008EAD Online update 09-25-2008Interview Notice 9-25-2008 for 11-19-08 @ 10.30AM Portland OregonEAD Card Production Ordered (Again? 09-29-2008 and 10-01-08EAD Card received in Mail: 10-03-08Card approved pending follow-up letter from Dr: 11.19.08Card Production Ordered: 12-04-08Card Production Ordered Again: 12-09-08Welcome letter received in the mail: 12-10-08CRIS Email Notification on Welcome letter: 12-15-08Received 2yr Green Card in the mail: 12-16-08 WoohooApplied to remove 'DHS authorization only' from SS Card: 3-10-2009Received new SS Card with no restrictions: 3-16-2009 STARTED N-400 NATURALIZATION PROCESSMailed Package to AZ Lockbox 3/13/14Package Received 3/17/14TEXT and Email Notification Received 3/20/14

Bio apt 4/10/14

<p>YEfX.jpgHTAGm7.png

Link to comment
Share on other sites
MrsSkull Contributor

MrsSkull   0

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

Hi

My husband and I are getting close to filing our I-751 later this month. I have a question regarding our home. My husband has resided in our home for the past 10 years. I moved here in 2008 so the mortgage for our home is in my husband's name and so is the home ownership. We haven't refinanced due to the economy and the closing cost to interest ratio not really being beneficial at this time. I am curious to know if this is going to be a problem as obviously I am not able to show ownership of our home by means of a mortgage or deed. I do however have plenty of evidence which relates to our address as common residence for pretty much everything else.

Many thanks

Kirsty Miller

I think you should be fine as long as you explain all of that regarding the mortgage in a coverletter on your package. That way the USCIS Immigration Officer knows why your name is not on the mortgage documents.

Link to comment
Share on other sites
mari&Ryan Community Regular

mari&Ryan   93

Posted
Filed: Citizen (apr) Timeline
Posted

Hi

My husband and I are getting close to filing our I-751 later this month. I have a question regarding our home. My husband has resided in our home for the past 10 years. I moved here in 2008 so the mortgage for our home is in my husband's name and so is the home ownership. We haven't refinanced due to the economy and the closing cost to interest ratio not really being beneficial at this time. I am curious to know if this is going to be a problem as obviously I am not able to show ownership of our home by means of a mortgage or deed. I do however have plenty of evidence which relates to our address as common residence for pretty much everything else.

Many thanks

Kirsty Miller

Hi,

The same happened to us and well we decided to include a very detailed letter in the packet explain them why we didn't include joint home ownership as evidence, and we both signed it. I attached a couple of mortgage statement from years before we got married. Also in the letter we explain that mortgage and assessment have always been charged to our joint checking accounts. Additionally, we don’t have a car so we couldn't show that as evidence, so we explain it in the letter as well.

We got approved without RFE or Interview.

Always when you are missing some important and solid evidence just attach a letter and explain why you are not including that.

You should fine.

Good luck :thumbs:

K1-K2 Visas Journey

(Day 1) 05/23/07: Packet sent to CSC

(Day 247) 01/25/08: Interview. Approved!

(Day 254) 02/01/08: Visas Received.

AOS Journey K1-K2

(Day 1) 04/20/08: Application sent.

(Day 73) 07/02/08: EAD,AP Approved!

(Day 108) 08/05/08: AOS Approved!

(Day 114) 08/11/08: 2 years GC received.

ROC Journey K1-K2

(Day 1) 05/09/10: Application sent.

(Day 129) 09/14/10: ROC Approved!

(Day 135) 09/20/10: 10 years GC received.

Naturalization Journey

(Day 1) 10/02/11: Application sent.

(Day 122) 01/31/12: Interview. PASSED!

(Day 125) 02/03/12: Oath Ceremony. Done!

End of our Journey:

Daughter and I became U.S. Citizens on 02/03/2012.

(Day 1) 02/09/12: Applied for U.S. Passport & Passport card.

(Day 16) 02/24/12: Passport received.

(Day 19) 02/27/12: Passport Card received.

(Day 24) 03/03/12: Got CoN back.

N-600 for Daughter

(Day 1) 02/04/12: Application sent.

(Day 117) 05/30/12: Picked up Certificate of Citizenship at USCIS local office Chicago.

Link to comment
Share on other sites
KirstyVQT Contributor

KirstyVQT   0

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
  • Author
Posted

Hi

Thank you for the info, I have written a letter to add to my package

Thank You

Kirsty Miller

Lifting ConditionsCIS Office : California Service CenterDate Filed : 2010-09-27NOA Date : 2010-09-29Bio Apt: 2010-11-22Approval : 2010-12-15Green Card Received : 2010-12-22Adjustment of Status TimelineDate Filed : 07-17-2008Check cashed: 07-22-2008NOA Date 1485 : 07-24-2008NOA Date 1765: 07-24-2008Online update: 07-29-2008Bio. Appt. : 08-20-2008EAD Card Production Ordered: 09-24-2008CRIS Email EAD: 09-24-2008EAD Online update 09-25-2008Interview Notice 9-25-2008 for 11-19-08 @ 10.30AM Portland OregonEAD Card Production Ordered (Again? 09-29-2008 and 10-01-08EAD Card received in Mail: 10-03-08Card approved pending follow-up letter from Dr: 11.19.08Card Production Ordered: 12-04-08Card Production Ordered Again: 12-09-08Welcome letter received in the mail: 12-10-08CRIS Email Notification on Welcome letter: 12-15-08Received 2yr Green Card in the mail: 12-16-08 WoohooApplied to remove 'DHS authorization only' from SS Card: 3-10-2009Received new SS Card with no restrictions: 3-16-2009 STARTED N-400 NATURALIZATION PROCESSMailed Package to AZ Lockbox 3/13/14Package Received 3/17/14TEXT and Email Notification Received 3/20/14

Bio apt 4/10/14

<p>YEfX.jpgHTAGm7.png

Link to comment
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...