The Effects of the Affordable Care Act on Workers’ Health Insurance Coverage

[Mr. Big Dog 10,747]

My premiums are targeted to increase 9-12% by next year my employer stated these would be passed on to us.

The deductible for our current ins is 250 single/500 family

new deducible is to be 300/600 possibly more

still a 90/10 plan with services being restricted such as what is covered in non preferred providers and dental services.

That is how it is affecting me at this time.

Not all of us belong to corrupt Unions which lobbied for these changes and in affect garnered the power to negotiate their benefts. At least they thought it was a smart move.

no mention of increase prescriptions or copays for visits.

I don't belong to no stinkin' union. The sharp increases in premiums, the rising deductibles and the ever decreasing prescription coverage started for us long before Obama ever even announced he'd run for office. So, it can't be the reform legislation that passed this year that caused this.

[JohnSmith2007 353]

I don't belong to no stinkin' union. The sharp increases in premiums, the rising deductibles and the ever decreasing prescription coverage started for us long before Obama ever even announced he'd run for office. So, it can't be the reform legislation that passed this year that caused this.

Oh yes it can. My insurance payments, copays and deductables are going up as a direct result of the so called "reform". We got hosed. I voted for Obama and the dems so we could get something more sane than we had. All we got was more insanity.

[evli1966 88]

I don't belong to no stinkin' union. The sharp increases in premiums, the rising deductibles and the ever decreasing prescription coverage started for us long before Obama ever even announced he'd run for office. So, it can't be the reform legislation that passed this year that caused this.

Total increases this year are almost 9.5% for our costs overall

Over the last 9 years there has been an average increse of 1.3% overall each year; no year came close.

The increase is about 9 times the expected increase and about 3 times higher than the highest increase in 9 years.

Keeping your head buried will not make it go away.

BTW

I did not say you were in the Union but the unions cut a deal to negotiate their own premiums so no Government interferrence.