Car Insurance

[john & jean 37]

AARP doesn't write policies. I believe your carrier is the Hartford. You should know that.

IS THAT THE WAPATI?

[^_^ 5,021]

IS THAT THE WAPATI?

This may be the first time on VJ that senility has set in while a poster was writing a post. Wow. I am humbled.

[chri'stina 190]

We had Geico for a couple years, but now we have Progressive for a couple years because we got a better rate. Neither of us has been in an accident(well, I have been in many as a passenger in other people's cars, haven't had any while I was driving). I think either insurance companies are fine.

[john & jean 37]

plus one from me too!!!

[Colleens 40]

We had geico, but when we signed up for a Sam's club membership they had some discounts on insurance, so I called about it. We got a policy through Safeco, and for the same amount of coverage we saved about $2000 a year....and we had the military rate when we were with Geico.

[Marilyn. 340]

right now we have full coverage on 2 cars with a $1000 deductible and we are paying about $110/month

with Geico I can get a $500 deductible and pay about $104/month

[DEDixon 39]

love Geico

[The_Dude 1,142]

I have 21st Century Insurance. They were a part of AIG, but recently sold their auto insurance division to Farmers Insurance. 21st Century was the best price and and service I have found. But there is a caveat, you only get the good rates if you meet certain pre-conditions, such as a clean record. Geico was roughly $300 per month more for me, and the deductable was double. Right now, I pay $850 per year for full coverage, $500 deductable and the max as far as limits.

The company that I would stay away from is Mercury Insurance. They offer low prices, but god help you if you need to file a claim. They also frequently ask you to send in your odometer reading as they will penalize you if you go over the estimated mileage you give them.

[thongd4me 69]

I still have Geico but I'm looking for a better deal if it's out there.

A couple of years back I had both homeowners & auto on Geico.

Then I got a letter from Geico that they were sub-contracting the homeowners to Travelers.

Very little changed, except "there goes my discount for having both homeowners & auto out the window!"

[Texanadian 10]

We had geico, but when we signed up for a Sam's club membership they had some discounts on insurance, so I called about it. We got a policy through Safeco, and for the same amount of coverage we saved about $2000 a year....and we had the military rate when we were with Geico.

Saving $2,000/year? Sheesh, how much was your old car insurance?

With Geico, we pay $705/year for car insurance (2 cars, 2 people). If we went with the minimum amounts, it would be $330/year.

we are thinking of switching to Geico when our current insurance expires in October.. our current company sucks...

I can get a better policy for the same price with Geico...

Why bother waiting? Switch now and cancel your old company.

[SMOKE 1,426]

if the price is in the neighborhood, go with state farm. state farm will not use aftermarket parts (except glass) unless all other options (oem & lkq(salvage oem))have been exhausted, then they will use only capa certified parts. geico,progressive,usaa,farmers,farm bureau,21st,mercury...all use aftermarket parts first then lkq & oem as a last resort.....read your policy

[Marilyn. 340]

Saving $2,000/year? Sheesh, how much was your old car insurance?

With Geico, we pay $705/year for car insurance (2 cars, 2 people). If we went with the minimum amounts, it would be $330/year.

Why bother waiting? Switch now and cancel your old company.

because we will have to pay money to cancel our current insurance.. like 30 to 40 bucks...

[milimelo 4,523]

We have USAA as husband is in military. Geico was ripping us off for a year until I figured USAA is the way to go (USAA accepted my driving history from overseas which Geico refused to do and treated me as a new driver). USAA just beat Farmers on renters insurance premium - used to pay around $300 a year, now paying $150 with more coverage...

[Marilyn. 340]

I think we might go with progressive.. it is $105 a month with a $250 deductible or we might do a $500 deductible, not sure yet..

it just makes me crazy that we have been overpaying on car insurance these last few years..

[Heracles 417]

if the price is in the neighborhood, go with state farm. state farm will not use aftermarket parts (except glass) unless all other options (oem & lkq(salvage oem))have been exhausted, then they will use only capa certified parts. geico,progressive,usaa,farmers,farm bureau,21st,mercury...all use aftermarket parts first then lkq & oem as a last resort.....read your policy

Interesting to know that.

I use Farm Bureau and their rates are great. I also like polices that cover a year, rather then then 6 month teaser bullcrap.