Travel/medical/trip insurance with AP

[inhopeofglory 0]

Hi,

I have a question for any Brit who's married an American and has taken a short trip back to the UK while waiting for AOS. I have my EAD and - more importantly - my AP, and we've bought our tickets.

My question is, what did you do about travel/medical insurance? If I'm right, the NHS will provide for any emergency treatment free of charge for visitors to the UK (i.e. both my spouse and myself), so that means that travel insurance would only be needed for things like possible doctor's visits. Is that correct?

Unfortunately it appears that, unlike British travel insurance, US short-term medical insurance doesn't provide cover for unexpected cancellations, loss of baggage, etc. Did you get trip insurance as well as medical insurance?

Any recommendations would be appreciated, as most US companies won't cover me as I'm not a US citizen, and UK companies won't cover me because I'm no longer resident in the UK!

Regards, inhopeofglory

[Boiler 46,336]

Medical should be covered by your US policy

Ditto personal effects

Most USC's do not go out of the country, so not a major market like the UK

In the UK you have to be UK resident for insurance usually, I assumed it would work the same way here.

[Rob and Jill 82]

Any recommendations would be appreciated, as most US companies won't cover me as I'm not a US citizen, and UK companies won't cover me because I'm no longer resident in the UK!

If you're married to a US Citizen who has insurance, you should be able to add yourself to that policy since you're married. As long as you've added yourself within 30 days of a qualifying event...ie your wedding. However, there are insurance companies out there that will cover you while you are in immigrant status. With that being said, the insurance is still only going to cover you abroad IF you have an emergency.

Travel insurance is a completely separate entity, and honestly, I am not sure how it works without reading the policy. If you have one, and you would like me to look it over, post it here or a link, and I'll check it out for you. (I work in insurance )