Do they check balance on the bank statements for I-864 ?

[Mike & Jane 1]

I will submit pay stubs to show proof of my current income ($21,000) and also send bank statements.My issue is, I have zero balance on my bank statements and also i do have students loans.They just want pay stubs,bank statements or they are also very ####### about balances on the bank statements ?

[JimVaPhuong 4,863]

I will submit pay stubs to show proof of my current income ($21,000) and also send bank statements.My issue is, I have zero balance on my bank statements and also i do have students loans.They just want pay stubs,bank statements or they are also very ####### about balances on the bank statements ?

As much authority as the US government keeps granting themselves to pry into our private lives, individual government agencies still don't have the authority to peek into our bank accounts at will. On the other hand, banks are pretty cooperative about handing out clues without any qualifiers from the requester at all. For example, if I know your checking account number then I can call your bank's automated check verification system, punch the button that indicates I'm a merchant, and than punch the numbers to see if a check for $5000 will clear. If the bank's system says no then I know you have less than $5K in your account. If I was willing to spend enough time playing with the system, I could eventually narrow it down to the exact dollar amount.

But, to answer your question, it's highly unlikely they will do anything to verify your bank balance unless you are using assets in a bank account to qualify. If your income alone is enough to qualify, then don't send the bank statements. They aren't required in that case.

[payxibka 10,045]

I will submit pay stubs to show proof of my current income ($21,000) and also send bank statements.My issue is, I have zero balance on my bank statements and also i do have students loans.They just want pay stubs,bank statements or they are also very ####### about balances on the bank statements ?

They will look at the balances on the bank statements you provide to them... if your bank statement shows a zero balance, then don't send it to them as it does not provide any additional evidence

[Bobby+Umit 161]

Real question is - are you using assets to meet the poverty level needed?

If the answer is "no" - you do not need bank statements.

[Robert B 1]

I sent bank statements as proof of marriage, not for the I864 (or whatever the number is)

[Mike & Jane 1]

Thanks a lot Jim,Payxibka,Bobby + Umit, and Robert B. I will just send pay stubs now.