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hindocha

Bad Credit in UK

By hindocha in Removing Conditions on Residency General Discussion

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hindocha Community Regular

hindocha   0

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Filed: IR-1/CR-1 Visa Country: United Kingdom
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I have credit card company's after me for money i owe them. They are threatening to take to me to court, civil action. Will this effect my application for removal of conditions? do exactly are USCIS looking for then i apply?

Best of Luck. Best wishes. Thank you.

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desertblue88 Contributor

desertblue88   0

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Filed: Lift. Cond. (apr) Country: Canada
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Nope. #1 it has nothing to do with anything inside the US. and number 2, USCIS could care less about anything financial related. They just want to know about stuff relevant to your case, which credit stuff doesn't come into play.

Don't worry. :)

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Brother Hesekiel Mentor

Brother Hesekiel   2,236

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The credit card wants the money back that you borrowed from them? That's an outrage! How dare they!

Luckily for you this would only matter for your immigration case if you had pulled the same thing on a Government agency. Uncle Sam has ways to make your life miserable in ways the credit company can only dream about. Therefore, always pay your taxes first, then child support, then your mortgage, and at last and only in cases you have any money left, those whom you borrowed from.

Best of luck to you too.

:bonk:

There is no room in this country for hyphenated Americanism. When I refer to hyphenated Americans, I do not refer to naturalized Americans. Some of the very best Americans I have ever known were naturalized Americans, Americans born abroad. But a hyphenated American is not an American at all . . . . The one absolutely certain way of bringing this nation to ruin, of preventing all possibility of its continuing to be a nation at all, would be to permit it to become a tangle of squabbling nationalities, an intricate knot of German-Americans, Irish-Americans, English-Americans, French-Americans, Scandinavian-Americans or Italian-Americans, each preserving its separate nationality, each at heart feeling more sympathy with Europeans of that nationality, than with the other citizens of the American Republic . . . . There is no such thing as a hyphenated American who is a good American. The only man who is a good American is the man who is an American and nothing else.

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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I have credit card company's after me for money i owe them. They are threatening to take to me to court, civil action. Will this effect my application for removal of conditions? do exactly are USCIS looking for then i apply?

not this... as it relates to immigration..much ado about nothing

YMMV

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hindocha Community Regular

hindocha   0

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Filed: IR-1/CR-1 Visa Country: United Kingdom
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So even if the Credit Card companies issue me with county court judgment (civil court case), this is not effect my immigration. Will USCIS do any background checks on me for UK since my arrival in USA? What will the USICS be looking for when i submit removal of conditions form?

Best of Luck. Best wishes. Thank you.

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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So even if the Credit Card companies issue me with county court judgment (civil court case), this is not effect my immigration. Will USCIS do any background checks on me for UK since my arrival in USA? What will the USICS be looking for when i submit removal of conditions form?

relax... criminal is what they have checked in the past (you provided this)... you are not asked to update this, so whatever checking they do is via a US database

YMMV

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sasaqlain Proficient

sasaqlain   24

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Filed: Citizen (apr) Country: Pakistan
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The credit card wants the money back that you borrowed from them? That's an outrage! How dare they!

Luckily for you this would only matter for your immigration case if you had pulled the same thing on a Government agency. Uncle Sam has ways to make your life miserable in ways the credit company can only dream about. Therefore, always pay your taxes first, then child support, then your mortgage, and at last and only in cases you have any money left, those whom you borrowed from.

Best of luck to you too.

:bonk:

I would go with this answer.

One thing i'd like to add is that you are lucky you didn't file for immigration in UK...USCIS has little concern for your financial mess outside the United States. And they surely would have no record of it as the Suit will be filed against you in UK. Good Luck!

IR5 For Parent

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hindocha Community Regular

hindocha   0

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Filed: IR-1/CR-1 Visa Country: United Kingdom
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So USCIS only check for criminal agaisnt me in the USA over the past 2 years. They don't check for anything in UK over the past 2 years?

Best of Luck. Best wishes. Thank you.

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sasaqlain Proficient

sasaqlain   24

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Filed: Citizen (apr) Country: Pakistan
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I dont think having bad credit falls under the category of a criminal offence. You can have bad credit for so many reasons. Its a Civil Suit. Relax. And yes, they don't do background checks back in your homecountry as you are permanently residing in the US. Unless there is a reason to.......

IR5 For Parent

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payxibka Grand Master

payxibka   10,045

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Filed: AOS (apr) Country: Philippines
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Posted (edited)

So USCIS only check for criminal agaisnt me in the USA over the past 2 years. They don't check for anything in UK over the past 2 years?

They do not have access to the databases... if they did, then you would not have had to provide a police report when you applied for a visa. What you are referring to is civil and not criminal... are you worried about recent criminal activity in the UK?

Edited by payxibka

YMMV

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Old Dominion Proficient

Old Dominion   26

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Filed: AOS (apr) Country: Zambia
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Posted (edited)

Even if this were a credit problem with a US lender, the USCIS has no interest in such matters.

On the other hand, your ability to obtain credit in the US is in jeopardy. The global credit system is at play here, not just your UK company. For that reason only, why not make a good faith effort to resolve the issue and maintain your reputation and integrity at the same time?

Edited by Old Dominion
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journeyman Community Regular

journeyman   0

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Filed: Lift. Cond. (pnd) Timeline
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The credit card wants the money back that you borrowed from them? That's an outrage! How dare they!

Luckily for you this would only matter for your immigration case if you had pulled the same thing on a Government agency. Uncle Sam has ways to make your life miserable in ways the credit company can only dream about. Therefore, always pay your taxes first, then child support, then your mortgage, and at last and only in cases you have any money left, those whom you borrowed from.

Best of luck to you too.

:bonk:

Wow you have some insights Bob... Love the way you put it !!! :) :)

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