Insurance and Pregnant Fiancee

[gbagbo 0]

Hi,

My fiancee thinks she might be pregnant but nothing is sure yet. We'll know very shortly. Has anyone here had that happen and how did it affect the visa approval? I guess if we can prove it's my baby it should not be a problem.

In your experience, how difficult was it to add your fiancee/wife to your insurance with a "pre existing" condition? (doesn't Obama's new health care system prevent insurance companies from denying coverage to someone like that?)

I was thinking it might be better for her to just have the baby in Thailand. They have good care over there and then the baby just flies back with her on a US passport (birth abroad certificate)........

I really hope she's not pregnant.......

[Old Dominion 26]

many employers have policies that cover pre-existing conditions. check with your HR office. however, adding an alien spouse may take awhile; without a Social Security number, or a TIN, the insurers can be difficult.

being pregnant should not affect the visa process; happens all the time.

Edited June 26, 2010 by Old Dominion

[Dodi 69]

The Obama Healthcare Bill hasn't taken affect yet. The first sets of new rules will go into affect in October.

You need to get her SSN very quickly when she gets in so that your insurance will accept her. About 2 weeks after she gets in, take her with her Passport, birth certificate, and I-94 to the SSA office, it'll take you a week to ten days to get it in the mail. If you go any sooner than this, you run the risk of her POE not being updated into their system yet, at which point they'd have to do a manual verification, and that can sometimes take a month or more. If you get there and they can't find her in the system yet, it's best to just check back and apply when they do.

Congrats on the news! And good luck!!

[EllaC 190]

A baby's a blessing, you'll figure things out somehow! Congratulations and good luck on your visa journey!

Edited June 26, 2010 by Sunshine13

[payxibka 10,045]

Hi,

My fiancee thinks she might be pregnant but nothing is sure yet. We'll know very shortly. Has anyone here had that happen and how did it affect the visa approval? I guess if we can prove it's my baby it should not be a problem.

In your experience, how difficult was it to add your fiancee/wife to your insurance with a "pre existing" condition? (doesn't Obama's new health care system prevent insurance companies from denying coverage to someone like that?)

I was thinking it might be better for her to just have the baby in Thailand. They have good care over there and then the baby just flies back with her on a US passport (birth abroad certificate)........

I really hope she's not pregnant.......

Since the enactment of HIPAA, pregnancy is no longer a pre-existing condition

Not a K-1 visa general discussion topic... moving thread

Edited June 26, 2010 by payxibka

[deeking 2]

I work for a health insurance agency and HIPPA only applies to non-underwritten employer contract insurance. Check with your employer to see if your group health insurance is not underwritten if not then she will not be under preexisting condition for pregnancy. Generally underwritten groups are small companies who have opt out of HIPPA or those health insurance companies which sell health insurance plans that you buy that are not though your employer.

[KittyPollitt 284]

I was thinking it might be better for her to just have the baby in Thailand. They have good care over there and then the baby just flies back with her on a US passport (birth abroad certificate)........

I don't think this would be an option.. From your timeline, it looks like the consulate already has your packet, meaning you'll interview in the next 4-6 weeks (unless the consulate in Thailand has a backlog I'm unaware of). If she only thinks she's pregnant now, she can't be that far along, and if you're approved for a visa within the next month, it will only leave her 6 months to use her visa, and she wouldnt be due for another month or two after the 6 months is up. Also, the processing time for acquiring a birth abroad certificate can be 3 weeks or more..

Good luck with your journey, and congrats on your possible blessing

[Norm and Grace 0]

Hi,

My fiancee thinks she might be pregnant but nothing is sure yet. We'll know very shortly. Has anyone here had that happen and how did it affect the visa approval? I guess if we can prove it's my baby it should not be a problem.

In your experience, how difficult was it to add your fiancee/wife to your insurance with a "pre existing" condition? (doesn't Obama's new health care system prevent insurance companies from denying coverage to someone like that?)

I was thinking it might be better for her to just have the baby in Thailand. They have good care over there and then the baby just flies back with her on a US passport (birth abroad certificate)........

I really hope she's not pregnant.......

Can't add Fiance to your insurance but you can add your child as soon as that kid is born.

Adding my wife to my insurance was easy, I just had to send in my marriage certificate. If my wife needs any medical treatment she pays for it and she sends me the receipt from the doctors office and my insurance will reimburse us the cost. You will have to talk to your insurance provider to see it they will do this for you. Good luck.

As far as your kid, once the kid is born just register that kid as a child of an American citizen with the US embassy in Thailand and that should take care of it.

[gbagbo 0]

Thanks for the help everyone, it was a false alarm

Good to know though, in case it were to happen.....

[Fandango 1,439]

Thanks for the help everyone, it was a false alarm

Good to know though, in case it were to happen.....

I took 5 home preg tests, all were false.

And you can check my ticker!

[gbagbo 0]

I took 5 home preg tests, all were false.

And you can check my ticker!

wow, 5 times? For us she took 3 and then her period finally came.

[Fandango 1,439]

wow, 5 times? For us she took 3 and then her period finally came.

Not to scare you, but a period doesn't always mean she's not pregnant.

And yeah, 5 times! Can you believe it!? lol

We were so happy about it though!