But we don't want health insurance!

[justashooter 430]

I think its fine if they are required to pay up front for any medical care, even when they end up unconscious in the emergency room. If they can't pay, they are SOL.

that's how it is in china. but wait a minute, in communism and socialism everybody is supposed to be taken care of, aren't they?

[Craneman 2]

Lets see if I got this straight.

Buy health insurance equal to what I have now, $495 a month.

Do not buy health insurance and pay $2,000 a year fine.

No pre-existing exclusions on health care policies.

If I get sick, I but the policy and I am covered.

When and If I recover I drop the policy and again pay the yearly fine.

Looks like I will pay the fine until I get sick then buy a policy and drop it upon rcovering.

Why would anyone do anthing different.

$5,940 a year versus $2,000 a year and the ability to purchase insurance when I need it with no penalty.

Sounds wonderful to me!

[Trumplestiltskin 5,791]

$500 a month? You're getting reamed.

[Craneman 2]

Do you pay all of yours or does your employer pay it for you?

$500 a month? You're getting reamed.

[Craneman 2]

If you pay $200 a month you are still ahead to pay the fine.

Sounds like a great plan.

Do you want to start an insurance company?

[Craneman 2]

Not having read the entire Health Care Bill, will the premiums be based on your ability to pay, i.e. income, or will all Americans pay the same.

Will the extreme low income pay negative premiums.

[Trumplestiltskin 5,791]

Perhaps reading the bill will answer your questions?

[Craneman 2]

I am reading it but it is slow going.

What I have read leads me to the above mentioned conclusions.

Money ahead to pay the fine and buy insurance when I get sick, much the same as buying automobile insurance after you have the wreck.

Have you read it????

Perhaps reading the bill will answer your questions?

Edited April 22, 2010 by Craneman

[LIFE'SJOURNEY 970]

It's strange that some people have no problem insuring material things such as a car, house,or boat etc. But when it comes to insurance on aiding and protecting their mind and body, they are yelling and screaming.

The same person that says he can pay out of his pocket for all of his health related expenses, is dreaming......

[Ali G. 37]

that's how it is in china. but wait a minute, in communism and socialism everybody is supposed to be taken care of, aren't they?

No, that is what republicans in America want people to believe. This very horseshit is why I no longer care for the party.

[Ali G. 37]

Even the richest people in the world have insurance to protect themselves from catastrophic loss. I really don't understand opting out of insurance - if you're rolling in dough, get a million dollar deductible policy, or whatever. What is the rationale behind not insuring yourself at all? What about personal excess or professional liability insurance?

If you've got a lot of assets, you have a lot to lose, so all the more reason to protect oneself.

Well said there. Anyone who claims they are on a moral standpoint and refuse to acquire insurance is at the very least full of it; worst case, lost their mind. Even billionaires have insurance.

[Trumplestiltskin 5,791]

I am reading it but it is slow going.

What I have read leads me to the above mentioned conclusions.

Money ahead to pay the fine and buy insurance when I get sick, much the same as buying automobile insurance after you have the wreck.

Have you read it????

Nope, I don't live in the US so it's of little interest to me.

[Obama 2012 1,714]

We all have choices we make.

Health Care is not a right in any way, despite the ignorance and 'heartfelt' mentality of some. It's a service that's performed by other people, who have the right to request compensation as they see fit for said services.

We gain this mentality because people fear being ill, they fear death. So if there's a way to sustain life for longer, a way to prevent the inevitable from happening sooner, then people will eat it up. The mentality of health care as an entitlement is the problem. That, and the fact as someone mentioned earlier that we have to have the newest and best technologies (many times mandated by Government) which all attributes to overall costs in the system.

Health Care is a great service, it really is, but you cannot sustain a large population, on an already overburdened system because people feel that everyone should have something that there isn't enough of. It's just not feasible. There are so many bigger fish to fry in health care than "getting everyone covered" that it's not even funny. The LAST THING that should be done on this system is getting everyone covered at this point. We can't afford it. Doctor's can't afford it. People can't afford it. Insurance companies can't afford it. Tax Payers can't afford it, etc.

Everyone spends so much damn time looking at this entitlement mentality of the whole thing, they don't look at the big picture and it's sickening and on borderline stupity.

It'd be great if everyone could be covered and have excellent quality of care, but we all know that's not a reality and never going to be a reality (no matter what country you're in... Though BY will argue Aussies are more bad #### than everyone else). There's always going to be issues and always going to be kinks in the system.

I've said it before and I'll say it again, this pipe dream of quality care for all is not feasible, nor possible until the issue of actual health care costs is addressed. The key that everyone needs to ask themselves is WHY do we need insurance to begin with on a broadscale. The problem isn't insurance, the problem is why does a procedure cost $5,000 that is pretty routine. Why does something major end up costing more than a small home. Until people are willing to be realistic (which most aren't) then we will never solve this problem in this country.

It's much easier to demonize the insurance industry for something to get votes that the government does as well.... than it is to address the actual problems.

[PhiLandShiR 18]

Damn... this is not good, I need to agree with you again...

I must be getting sick....

We all have choices we make.

Health Care is not a right in any way, despite the ignorance and 'heartfelt' mentality of some. It's a service that's performed by other people, who have the right to request compensation as they see fit for said services.

We gain this mentality because people fear being ill, they fear death. So if there's a way to sustain life for longer, a way to prevent the inevitable from happening sooner, then people will eat it up. The mentality of health care as an entitlement is the problem. That, and the fact as someone mentioned earlier that we have to have the newest and best technologies (many times mandated by Government) which all attributes to overall costs in the system.

Health Care is a great service, it really is, but you cannot sustain a large population, on an already overburdened system because people feel that everyone should have something that there isn't enough of. It's just not feasible. There are so many bigger fish to fry in health care than "getting everyone covered" that it's not even funny. The LAST THING that should be done on this system is getting everyone covered at this point. We can't afford it. Doctor's can't afford it. People can't afford it. Insurance companies can't afford it. Tax Payers can't afford it, etc.

Everyone spends so much damn time looking at this entitlement mentality of the whole thing, they don't look at the big picture and it's sickening and on borderline stupity.

It'd be great if everyone could be covered and have excellent quality of care, but we all know that's not a reality and never going to be a reality (no matter what country you're in... Though BY will argue Aussies are more bad #### than everyone else). There's always going to be issues and always going to be kinks in the system.

I've said it before and I'll say it again, this pipe dream of quality care for all is not feasible, nor possible until the issue of actual health care costs is addressed. The key that everyone needs to ask themselves is WHY do we need insurance to begin with on a broadscale. The problem isn't insurance, the problem is why does a procedure cost $5,000 that is pretty routine. Why does something major end up costing more than a small home. Until people are willing to be realistic (which most aren't) then we will never solve this problem in this country.

It's much easier to demonize the insurance industry for something to get votes that the government does as well.... than it is to address the actual problems.

[Trumplestiltskin 5,791]

You may well agree, but this kind of mentality is exactly why the US is and will continue to be a brutal place for many people who can't afford or don't have access to adequate healthcare.