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How to request a refund of CPP if I have no plans of returning

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline
Posted

I've read here that If I have no plans of returning,I can actually request a refund of all my CPP contributions and close my CPP account.

I was wondering if anybody has done this and what is the process?

I'm not retiring anytime soon either.

Thnx

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline
Posted

Believe one has to be of retirement age

Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

Filed: K-1 Visa Country: Canada
Timeline
Posted

I've read here that If I have no plans of returning,I can actually request a refund of all my CPP contributions and close my CPP account.

I was wondering if anybody has done this and what is the process?

I'm not retiring anytime soon either.

Thnx

At age 36 I immigrated to the US and have been here going on 21 years.

Every few years CPP sends my statement to my US address of what my account looks like and states what I will be eligible for at retirement.

Being government managed it seems like the kind of retirement that has no cash out option. I never asked as I was planning to have them mail the monthly benefit to the US when I retire.

Give CPP a call.

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Filed: Citizen (apr) Country: Canada
Timeline
Posted

Nope. No refund available. Your money is in the public CPP fund and when you retire, you are eligible to receive a retirement Canada Pension Plan benefit. Best to think of it like a 'locked in' pension. Notify CPP of your new address and you will receive statements about what you can expect to receive when you retire.

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Filed: Citizen (apr) Country: Canada
Timeline
Posted

We all wish we could cash it in :)

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******************

Posted

Nope. No refund available. Your money is in the public CPP fund and when you retire, you are eligible to receive a retirement Canada Pension Plan benefit. Best to think of it like a 'locked in' pension. Notify CPP of your new address and you will receive statements about what you can expect to receive when you retire.

Wait, really? They will send it to me in the U.S.? I left Canada at 31, and have been here 15 years. I still would qualify?

Filed: AOS (apr) Country: Canada
Timeline
Posted

Wait, really? They will send it to me in the U.S.? I left Canada at 31, and have been here 15 years. I still would qualify?

Yes your CPP payments follow you world wide when the time to collect comes.

www.servicecanada.gc.ca/eng/isp/cpp/cpptoc.shtml

Filed: K-1 Visa Country: Canada
Timeline
Posted

Wait, really? They will send it to me in the U.S.? I left Canada at 31, and have been here 15 years. I still would qualify?

Not only that but I was just reading on the CPP website there seems to be a Canada/USA agreement to combine or share pension credits with the either CPP and/or US Social Security.

I'm going to call them ... very interesting...

12-14-2009 I-129F Petition sent

12-21-2009 Petition received CSC

12-24-2009 NOA1

12-28-2009 "touched"

12-30-2009 Check cashed

04-20-2010 NOA2 approved!

04-24-2010 NOA2 received hard copy

04-26-2010 NVC received petition

04-28-2010 NVC sent case to Montreal consulate?

05-07-2010 Montreal transferred case to Vancouver consulate!

05-18-2010 Vancouver received case and sent out Packet 3

05-21-2010 Received Packet 3 letter from Vancouver consulate

05-25-2010 Faxed Packet 3 to Vancouver consulate

05-31-2010 Received Packet 4 Vancouver consulate interview letter

06-09-2010 Medical exam appointment

06-23-2010 Vancouver consulate interview

08-24-2010 Filed for AOS, EAD and AP

08-31-2010 NOA for AOS, EAD and AP

09-30-2010 Appointment for Biometrics

12-06-2010 AOS Appointment in Sacramento

12-10-2010 AOS Approved!

12-20-2010 Recieved Green Card

Posted

Not only that but I was just reading on the CPP website there seems to be a Canada/USA agreement to combine or share pension credits with the either CPP and/or US Social Security.

I'm going to call them ... very interesting...

That is! Please let me know what you find out.....

I am still far from retirement, but I would like to give them a change of address, but I cannot for the life of me remember my last address in Canada. 1993 seems so far away.

 
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