Question about Credit History

[amylou 0]

Hi everyone,

Thank you for all the advice. We are looking into these options and going to start (re)building my credit. So frustrating since I have worked so hard to maintain good credit back home! I see the really high interest rates but I'll definitely be paying anything I put on off every month. I don't need a credit card - just credit!

As always I appreciate all the great help that I get here.

[clueless_in_usa 8]

Try applying for a Capital One Standard Platinum Credit Card, that's the one my husband applied for when he first arrived and he now has a credit score of over 750. We use it to buy groceries and gas and pay it off each month. It was a huge help when it came time to file for a mortgage, so it's a great way to establish your own credit.

I added him to my own credit cards and that didn't help at all, I was later told that he needed to establish his credit on his own and after applying for 4 different credit cards, Capital One was the one who approved him. The card does not have an annual fee and is designed for people with limited credit, such as students, new immigrants, or for people who want to re-establish their credit.

http://www.capitalone.com/creditcards/products/details/?sol=11170&tc=17&credit=3&linkid=WWW_0608_CARD_TGUNS01_CCBRWALL_C3_02_T_CP17017LW

Diana

My wife tried and was denied!