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Off Topic Part Quatre

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trailmix Grand Master

trailmix   77

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But a short sale is a short sale, not a foreclosure. A short sale is where the owner is selling the property for a price short of what is owing. That is why the bank has to agree to the price - but they don't necessarily forgive the loan.

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Sorry to hear about the gal stones Marylin So, my mom's in town... YAY! Except she brought her friend with her and her friend is SUPER selfish. Last night her friend said "we're going to Olive Gar

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Revenesque Rising Star

Revenesque   2

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But a short sale is a short sale, not a foreclosure. A short sale is where the owner is selling the property for a price short of what is owing. That is why the bank has to agree to the price - but they don't necessarily forgive the loan.

Clarification noted. My point was whether it's foreclosure or short sale, the Canadian mortgage is recourse, which means the banks can go after you personally for the difference (e.g. if they sold the foreclosed home or agreed to the short sale price for less than the mortgage amount, they can and will go after you personally for the difference). For that reason, most Canadians have the interest to keep up with their payments. For most of the US, they can only collect the collateral, not go after the borrower. IMO, a distressed seller who cannot successfully short sell will be pushed into foreclosure--the two rates are positively correlated.

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The_Dude Grand Master

The_Dude   1,142

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People at my work will throw eachother under the bus so fast.

I am so glad I keep my mouth shut. :lol:

That's just about every job ;)

Usually, I like to read the whole off topic thread when i'm gone for a long weekend to catch up. However, i've been gone a week (i'm sure you noticed the lack of snide comments :lol:). But aparently in my absence you all have turned into postaholics, and I have no attention span this morning. :lol:

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trailmix Grand Master

trailmix   77

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I noticed!

Good morning all. Today is bank papers signing day and I HOPE tomorrow is lawyer paper signing day - according to the somewhat rude assistant at the lawyer's office, we left the bank signing a bit late.

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Wyatt's Torch Experienced

Wyatt's Torch   45

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So today I woke up a year older, with a stomach cramp and apparently my front door was unlocked all night. o_o

Happy birthday, Bern! :D

Though actually you're still only a day older than you were yesterday. :P

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TimandJoyce Proficient

TimandJoyce   1

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So today I woke up a year older, with a stomach cramp and apparently my front door was unlocked all night. o_o

Happy Birthday!! I used to do that...wake up and find the door unlocked!! Worse was when I DID lock the door, and left the keys in the lock anyway!!! How's that for security?.... :blush:

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Bern. Proficient

Bern.   3

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Happy birthday, Bern! :D

Though actually you're still only a day older than you were yesterday. :P

Thank you Wyatt. But now I can officially go around saying 20! :3 My mother cried. :unsure:

Happy Birthday!! I used to do that...wake up and find the door unlocked!! Worse was when I DID lock the door, and left the keys in the lock anyway!!! How's that for security?.... :blush:

Thank you!! I'm not too worried about it..but it still made me go, ''What on earth! I swear I locked this.'' I live in a pretty decent part of Calgary and if all else I have a angry German shepherd that doesn't take kindly to strangers. :lol:

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Hugglebuggles Experienced

Hugglebuggles   60

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So today I woke up a year older, with a stomach cramp and apparently my front door was unlocked all night. o_o

Happy Birthday Bern! Its my husband's birthday today too! Now I'll never forget! :D

Speaking of which, I'm a procrastinator and should probably go and buy him a present before he gets home from work... :P

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Sam and Ben Proficient

Sam and Ben   2

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Happy birthday Bern! (F)

Hubby and I have been planning a birthday getaway weekend for my upcoming birthday in March... when I no longer have to listen to him calling me his minor... :angry: So anyhow, heh, at first, he was thinking of us spending a night in Tampa at the Seminole Hard Rock Hotel and Casino... until I looked up prices to stay there, haha...

So, now I'm thinking we're going to spend the weekend at a hotel just outside of Universal Studios, and enjoy comp'd tickets to the park for the day, courtesy of the points on our Chase Sapphire. :dance: I'm very excited, as we never had a honeymoon. Closest thing to getting away for us was our trip to Montreal for the interview.

Now, here's hoping the Wizarding World of Harry Potter is open by then. :thumbs:

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Rhiannercakes Experienced

Rhiannercakes   14

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Happy Birthday, Bern!

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Looking for your favourite Canadian foods that you can't find in the US?

Try this site! http://www.canadianfavourites.com/

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OBX Mentor

OBX   51

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So today I woke up a year older, with a stomach cramp and apparently my front door was unlocked all night. o_o

Happy Birthday Bern! Hope you are feeling better and enjoying your day. :D

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Revenesque Rising Star

Revenesque   2

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Happy B-day, Bern! Hope you like my e-cake!

08-31-07: MARRIED!

USCS JOURNEY

04-18-08 : Mailed I-130

05-28-08 : Received NOA2

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09-19-08: DS-3032 received. Notice to pay IV Application Processing fee

06-08-09: Paid $400 IV fee and $70 AOS fee

12-21-09: Mailed AOS and IV package

12-28-09: Failed Login

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MONTREAL EMBASSY JOURNEY

03-31-10 : Medical exam

04-27-10 : Interview date

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03-06-11 : USA entry

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Kimbear Experienced

Kimbear   53

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Happy Birthday Bern!

Has anyone heard of the sybaris spa resort ? David really wants to go their for our "short" honeymoon. From what i'm reading and seeing it looks very nice but oh boy the prices just for a 2day getaway! And when i look at the website i start giggling like a ittle girl and my face goes completely red from blushing LOL.

Edited by Kimbear

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