Help Needed. Please.

[prucktrakhul 0]

thanks!!! so what i need now is the evidence that shows my mother-in-law owns that house, right? and also the cost of it??

well, i think she still has a house in colorado which she doesn't own it herself but her husband does too. unfortunately, her husband is not working now. so at this point, what can i do?

thanks again for ur help.

I have re read the instructions on the I-864. There's one last thing which may make it so that your mother in law can sponsor you - otherwise, I'm afraid you'll have to find a different sponsor.

Assets can be used to supplement any shortfall in the income below the poverty guidelines. She will need five (5) times the difference. So, if she makes $20k and $23k is the requirement, she would need 5x3k = $15k in assets. There are a bunch of nuances which are explained in the I-864 instructions. Since she just moved, would that mean she has money from the sale of her house in the bank? She would need to document her ownership and the value, and they have to be readily converted into cash within one year.

This sounds really frustrating. Sorry there's no silver bullet. It may be less hassle to try to find another more financially qualified joint sponsor.

I am not sure on the details, but if her name is also on the title to the home, she could probably count it. As it's not the primary residence, this is pretty close to an "ideal" asset. Also, if they are renting the home to someone, perhaps she could use that rent as an addition to her income which could be easier to document than having an appraisal of the house and getting the mortgage documents together.

[Nik+Heather 121]

thanks!!! so what i need now is the evidence that shows my mother-in-law owns that house, right? and also the cost of it??

IF the home is worth at least $15k more than they owe on it, yes.

Please read the I-864 instructions, particularly Part 7. Use of Assets to Supplement Income. You will find this on page 8.

I really can't tell you more than that as I have no further experience.

In fact, I think you should take the time to carefully read all of the instructions, as there may be something else you missed.

[prucktrakhul 0]

hi there. i've found a way out. so one of my friend here, she's the manager of a thai restaurant and she's willing to be a joint sponsor for me and she's making about $40,000 a year. for this case, in form I-864, part 3, question 8, does my husband have to tick YES or NO since he's making less than the 125% of the poverty guideline? is she going to only sponsor me or both me and my husband?

thanks!!

IF the home is worth at least $15k more than they owe on it, yes.

Please read the I-864 instructions, particularly Part 7. Use of Assets to Supplement Income. You will find this on page 8.

I really can't tell you more than that as I have no further experience.

In fact, I think you should take the time to carefully read all of the instructions, as there may be something else you missed.