Western Union Sucks

[Rosie and David 1]

I have two PNB bank accounts. PNB Bank in all over the Phillippines and there are 5 locations in the U.S.A

I send my checks to the Chicago Branch for deposit and they show up in the accounts both in the U.S. and in Cagayan De Oro which is in Mindeano province.

We have two accounts on for Rosie and I .... the other is for Rosie and her mom for the family.

Tthere is a website for PNB bank www.pnb.com.ph

Rosie and David

[-mitch- 3]

i am using LBC money remittance... for every 100.00 dollars, they charge 3.00 ... so everytime i send like 200.00 i get to pay 206.00

for the first time you apply for an account, they will set up a ATM card just for LBC and its totally free.... your family in the Philippines will receive the card in 3 days and thats they card that they will use whenever you send the money... they will just have to withdraw from that LBC atm.

>>> send money thru a LBC office here and they can withdraw the money from their LBC atm in 5 mins.. its free and i didnt had any problem since i use that...

>>> been using western too for 3 years but i find it expensive if i just send like 1-2hundred dollars...

>>> but if sending thousands... better use other option maybe xoom.com

[Jasman0717 9]

I gave Claudeth an ATM card for one of my savings accounts. She used it a just about any ATM in Cagayan without any problems and the fee was $1.50 plus the conversion rate was much better than Western Union. Her parents now have the card and we put money in their account all the time. I used to draw 15,000 pesos from my account with no problems.

[sweetFM 0]

My husband used WU in sending money to me when I'm still at the Philippines and he never encountered a problems.

He said that when you send $1000 or above, the WU will need proof like a driver's license or any picture ID.

[Passing.star 0]

We uses MONEYGRAM since I cam here for a year now, never had a problem even if we send more than a thousand $$. Easy to send & easy to pick up too!

[Tinh ve noi dau 0]

Western Union and the US Governemt just screwed me over.

I sent my wife $ 1,100 cash via Western Union - and they have put a government hold on it and won't release it till tomorrow which has caused my wife to miss her dentist appointment. She is in the middle of having major dental work done (multiple crowns). Apparently they need to interview me or something. What a crock of ####### !!! I am really steamed over this. I work hard as hell and pay my taxes - What a load of BS !!!

Has anybody else had this happen ???

Is there another method of money transfer that I can use for the future ??? I think once this is fixed I will quit using Western Union - it is expensive - and now very inconvenient.

Also, my wife will arrive here in the USA in October and we will need to send money to her family in Mindanao. Can anybody suggest a better way to send her family money ???

Thank you.

Hoot

Next time try to send under $500 at a time then u have less question from any one, in the past i did send $2000 back to viet nam i had the same bs then i was told that under $500 wouldn't be an issue

[marklovetina 52]

Western Union and the US Governemt just screwed me over.

I sent my wife $ 1,100 cash via Western Union - and they have put a government hold on it and won't release it till tomorrow which has caused my wife to miss her dentist appointment. She is in the middle of having major dental work done (multiple crowns). Apparently they need to interview me or something. What a crock of ####### !!! I am really steamed over this. I work hard as hell and pay my taxes - What a load of BS !!!

Has anybody else had this happen ???

Is there another method of money transfer that I can use for the future ??? I think once this is fixed I will quit using Western Union - it is expensive - and now very inconvenient.

Also, my wife will arrive here in the USA in October and we will need to send money to her family in Mindanao. Can anybody suggest a better way to send her family money ???

Thank you.

Hoot

we are using WU too but i never heard about this too.. but she can open account in banks here.. bank money transfer...

[betsay 0]

Western Union and the US Governemt just screwed me over.

I sent my wife $ 1,100 cash via Western Union - and they have put a government hold on it and won't release it till tomorrow which has caused my wife to miss her dentist appointment. She is in the middle of having major dental work done (multiple crowns). Apparently they need to interview me or something. What a crock of ####### !!! I am really steamed over this. I work hard as hell and pay my taxes - What a load of BS !!!

Has anybody else had this happen ???

Is there another method of money transfer that I can use for the future ??? I think once this is fixed I will quit using Western Union - it is expensive - and now very inconvenient.

Also, my wife will arrive here in the USA in October and we will need to send money to her family in Mindanao. Can anybody suggest a better way to send her family money ???

Thank you.

Hoot

We use xoom to transfer money to the Philippines. To transfer money for my family, what we did was to open a personal account (mine and my hubby), at Banco De Oro where I used to work, then enrolled the account in internet banking. Then, every once in a while, we transfer money thru xoom directly to our account in BDO,depending on how low our balance gets. We then do the online transfer every month from my account to my Mom's account in BDO. That way we don't pay the fee everytime we send money to the Philippines.

It's very convenient and works everytime.

[Dakine 26]

Western Union and the US Governemt just screwed me over.

I sent my wife $ 1,100 cash via Western Union - and they have put a government hold on it and won't release it till tomorrow which has caused my wife to miss her dentist appointment. She is in the middle of having major dental work done (multiple crowns). Apparently they need to interview me or something. What a crock of ####### !!! I am really steamed over this. I work hard as hell and pay my taxes - What a load of BS !!!

Has anybody else had this happen ???

Is there another method of money transfer that I can use for the future ??? I think once this is fixed I will quit using Western Union - it is expensive - and now very inconvenient.

Also, my wife will arrive here in the USA in October and we will need to send money to her family in Mindanao. Can anybody suggest a better way to send her family money ???

Thank you.

Hoot

I opened a ITF [in Trust For]savings account for my wife while she was still in PI. No need SSN or signature. Sent her the ATM card . Cost is 5 bucks a 100. She left the card with sis when she left.[2 years ago] and that's how we still get the family money.

Helps at the interview alsofor evidence of bonafide marriage.

[sasha414 0]

bdw, how much does xoom charge? my husband has been using WU but i think theyre kinda expensive.

[HYENA 4]

Open a SCHWAB account and mail her an atm...ZERO ATM FEES and they give you the live FOREX rate. before that I used IKOBO.

Someone here told me about schwab...best thing I've ever done.; They have one ATM card and I put money in the acocunt when my inlaws need money and I notify my bank I'm "traveling" so they don't block it. I got $24 back in atm fees this month (they refund all fees regardless of how much or what country). I can't believe everyone doesn't know about schwab!

I had it with paying these pricks for my hard earned money to go where I choose it to go. Thank God/Allah/Buddha for at least a couple outlier banks who don't rip you off like BOA and others do.

Edited October 7, 2009 by HYENA

[tallcoolone 102]

You can send a Thank You note to Obama Bin Laden and other Al Queada Terrorist Cell for that.

Since 9/11 many change have taken place, both on the front line and behind the scene.

I remember when you could take a flight, carry a hot pizza on board with a 6 pack of Coke.

My only question is:

Surely you are not paying $1,100 for dental work in PI.

I had my fiance get all her teeth filled in PI, and the cost was like $12 per filling

[cEzYcHiC 0]

Used PayPal to send money to wifey before when she was in PI.

It's cheap, no hidden charges and easy.

All your wife need to do is set up a dollar account or a regular savings account on a bank. Her's is MetroBank.

Plus, let her get a debit card at UnionBank. It will only be used as a verification for the PayPal account.

We pay 350 pesos per year for the debit card. Tell UnionBank that the debit card will be used for the PayPal account.

They pretty sure know what you are talking about.

Good Luck!

-Todd

[mbates 0]

Yes,

This is what i do and it's worked great I got my checking account and added her as my wife(shows proof of relationship) I then gave her a debit card and when she needs money she pulls it right out of our account with a predeetermined limit a month. She keeps the reciepts to show proof of me supporting her. The only negative i can think of is the machine charges me a dollar pertransaction...but I used to send WU but it can be slow and unreliable so this has worked for three months and God allows will be only a few more months and then we are done...but maybe we leave card there with her family so the can get at cash from her when needed just seems easier as long as you trust.

M&E

Hoot

Oh yes, a much cheaper way until they figure out how to stop it. Open a second account at your bank and link it to your checking account. Have the debit card placed on foreign status and get it to her (don't use RP postal service). to send money, just log in online here and transfer money to that account. Tell them not to leave a $0.00 balance so the account will remain open. Next week marks 1 year and this is still working for me.