How to get my name on my USC-fiancès bank accounts?

[JuneFirst 1]

yap...its me again

my fiancè wants to put my name on his bank accounts.

how do we do this since i am not a USC?

[Otto 83]

Most banks do not require you be a citizen of the US. Each institution has its own methods/requirements so you'll need to contact them directly.

[000 0]

We checked into this. At my bank, the person does not need to be an US citizen. But, they must be present at the bank, with a US issued ID, in order to be an account holder. We could not find any way around this.

But, it probably varies from bank to bank, state to state.

Just call your bank and they can let you know the specific requirements.

Good Luck!

[Kathryn41 3,205]

I was able to be added to my husband's bank account with my Ontario Driver's License and Canadian passport until I got my SSN and US identification. We went in person to do it so I don't know if you would have to be here or not. He was able to add me as a joint user on his credit cards without me being there, however before we were married and while I was still in Canada.

Edited August 9, 2009 by Kathryn41

[prince+angel 3]

I do believe that you have to show up in person to be added/open an account especially if you dont have any acceptable U.S./state ID. My hubby was able to open a bank account here (I was added to his account - go figure???) once he arrived to the U.S & he used only his foreign passport (with the U.S. visa info) to do so. Bank official told us to bring the SSA card/# once we get it so they can add it to the account. Also, I believe banks follow federal laws not state laws.

[John & Nan 0]

I ask the same question to at my bank, They said my wife had to be there in person. It is a federal banking law.They also said she needs her SSN, Maybe you can use a ITIN number never asked that.

[FinnLove 0]

I ask the same question to at my bank, They said my wife had to be there in person. It is a federal banking law.They also said she needs her SSN, Maybe you can use a ITIN number never asked that.

I just went to my two banks last week and asked them. One wanted his SSN (which of course he doesn't have yet!), and the other said my husband could be put on my account but he had to be there in person (darn-he was here in May and I didn't even think of that!). So...we have nothing joint regarding finances, but I'm sure that won't be an issue because it's easily explained.

[brnidokiegurl 0]

banks wont accept but you can add to other things like insurances and credit cards as a user

[Majid_Anna 0]

I'll just put my two cents in since this is my field. You can add your SO as long as he/she is there in person. That is a federal regulation. Whether a SS# is required or not is at the bank's discretion. It has to do with their bank policy. Our bank does allow non-USC to open accounts, but they have to have a valid passport (doesn't matter what country) or green card. Usually a smaller bank will take care of you :-) Good luck!