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rubyred

health insurance

By rubyred in Moving to the US and Your New Life In America

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rubyred Explorer

rubyred   0

Posted
Filed: AOS (apr) Country: New Zealand
 Timeline
Posted

interested to know how new immigrants went about getting health insurance here in the US.

my travel insurance expired in july and we got a one-month temp. insurance to cover me till my boss had returned to the US and i could ask her what benefits she would offer. turns out she doesn't offer a group plan and i have to go privately.

but... this is all starting to get complicated.

would love to hear experiences/advice for dealing with this situation!

07-10-2008 entered US on J-1 visa

01-01-2009 officially engaged

04-06-2009 married

04-25-2009 filed AOS

05-22-2009 biometrics appointment

06-05-2009 EAD received

06-17-2009 NOA2 received

07-30-2009 interview- recommended for approval! GC expected in 1-2 months

10-21-2009 received NOA for the I-130: "your petition is approved but... the applicant for whom you are petitioning is not eligible to file for an adjustment of status at this time". still no GC :(

11-18-2009 welcome letter received!

12-01-2009 green card received!

september 2011 filed for removal of conditions

october 2011 biometrics appointment

december 2011 RFE received

january 2011 sent in RFE packet

february 2011 conditions lifted, 10 year green card received

w¡n9Nµ7 §£@¥€r Grand Master

w¡n9Nµ7 §£@¥€r   123

Posted
Filed: Timeline
Posted
interested to know how new immigrants went about getting health insurance here in the US.

my travel insurance expired in july and we got a one-month temp. insurance to cover me till my boss had returned to the US and i could ask her what benefits she would offer. turns out she doesn't offer a group plan and i have to go privately.

but... this is all starting to get complicated.

would love to hear experiences/advice for dealing with this situation!

If you can't get into a group policy through your employer, you have two choices. Either go private or consult with your state HHS for any public options that may exist. In NJ, there is a state program for young children and their parents. Your state may have similar, or other types, of programs.

If you decide to go private, I recommend working with a broker to identify good plans with no lifetime benefit maximum. If you can afford these plans, go for it. If you can not, I recommend a good catastrophic plan. What I would recommend against is a non-catastrophic plan with poor coverage. Those types of plans tend to be more affordable but aren't really worth the money.

Man is made by his belief. As he believes, so he is.

Penguin_ie Grand Master

Penguin_ie   5,997

Posted
Filed: Citizen (apr) Country: Ireland
 Timeline
Posted

We went with Blue Cross Blue Shierld, first their short term plan and then their normal PPO coverage. I like them because their policies are clear and you can visit pretty much any doc or hospital you want.

Bye: Penguin

Me: Irish/ Swiss citizen, and now naturalised US citizen. Husband: USC; twin babies born Feb 08 in Ireland and a daughter in Feb 2010 in Arkansas who are all joint Irish/ USC. Did DCF (IR1) in 6 weeks via the Dublin, Ireland embassy and now living in Arkansas.

mod penguin.jpg

rubyred Explorer

rubyred   0

Posted
Filed: AOS (apr) Country: New Zealand
 Timeline
  • Author
Posted

yes it would... if it wasn't going to cost us an extra $300 a month!

07-10-2008 entered US on J-1 visa

01-01-2009 officially engaged

04-06-2009 married

04-25-2009 filed AOS

05-22-2009 biometrics appointment

06-05-2009 EAD received

06-17-2009 NOA2 received

07-30-2009 interview- recommended for approval! GC expected in 1-2 months

10-21-2009 received NOA for the I-130: "your petition is approved but... the applicant for whom you are petitioning is not eligible to file for an adjustment of status at this time". still no GC :(

11-18-2009 welcome letter received!

12-01-2009 green card received!

september 2011 filed for removal of conditions

october 2011 biometrics appointment

december 2011 RFE received

january 2011 sent in RFE packet

february 2011 conditions lifted, 10 year green card received

 
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